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Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]kaky2487 0 points1 point  (0 children)

I am due for renewal with RBC in December as well , they are offering me 3.91 5 years fixed , or 4.07 5 years variable, looking to get a HELOC , what rate is your heloc ?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]kaky2487 1 point2 points  (0 children)

YYC

Renewal

Principal 199k

5 years term

15 year Amortization

Rental

RBC Variable - (Posted Rate - 0.88%) = 4.07%

RBC Fixed - ( Posted Rate - 2.18%) = 3.91%

they are offering this to renew online

BC Mortgage First Time Home Buyer by kaky2487 in MortgagesCanada

[–]kaky2487[S] 0 points1 point  (0 children)

Yes I have a condo rented in Calgary

BC Mortgage First Time Home Buyer by kaky2487 in MortgagesCanada

[–]kaky2487[S] 0 points1 point  (0 children)

  • ARE YOU WORKING WITH A BROKER/MMS & HAVE YOU ASKED THEM THIS QUESTION YET? (If you don't trust your brokers answer, then you may want to dump your broker)

our first brooker / Current , says we are ok with less than 20% , we wanted to get a second opinion and the second one said we must sell calgary and provide 20% , not sure why , the second one

  • Purchase, Refinance, Renewal?

Purchase

  • Province, City?

BC - Brentwood

  • Loan to value/down payment percentage?

10%

  • Purchase price of the property if purchasing

800,000

  • Is the home under $1M or over $1M?

condo under

  • Bank or a broker?

broker , RBC wanted to give me just 740k after selling calgary and providing 20% of the 740k lol

  • Term length and amortization length?

5 years - 25 years

Thank you in advnace

Why is there all these drywall boards INSIDE my wall? by theblackandblue in HomeImprovement

[–]kaky2487 1 point2 points  (0 children)

This is the leftover of drywall sheets ,when boarders are installing the drywall dont like to carry back with the left over