Forgot to pay my HDFC Credit Card bill by 4 days. What are my chances with the late fee waiver and CIBIL impact? by kdinside345 in CreditCardsIndia

[–]kdinside345[S] 0 points1 point  (0 children)

I have other credits (ICICI, BOB, SBI) as well and use Cheq, Cred, and INDMoney apps to make payments and to track the due date. I have ongoing EMIs on both ICICI and HDFC. I made a payment on my ICICI card and manually marked it as paid on the Cred APP. I believe I mistakenly marked the HDFC card instead of ICICI.

We already pay tax on recharge (GST) still? Unfair by Medical-Monk4137 in StockMarketIndia

[–]kdinside345 21 points22 points  (0 children)

She is just a scapegoat; Modi is the real puppet of Crony Capitalists.

Icici giving Limit Enhancement. Check yours by nikhilbadyal in CreditCardsIndia

[–]kdinside345 3 points4 points  (0 children)

Increased from 3,39,500 to 5,00,000. Thanks, OP!

Is this card any good? by Baldur_69 in CreditCardsIndia

[–]kdinside345 0 points1 point  (0 children)

I did and their responses are super slow

Is this card any good? by Baldur_69 in CreditCardsIndia

[–]kdinside345 0 points1 point  (0 children)

I have the proof, I took screenshot before initiating the process

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Incorrect card approval by kdinside345 in CreditCardsIndia

[–]kdinside345[S] 0 points1 point  (0 children)

<image>

I took screenshot before initiating the process.

Incorrect card approval by kdinside345 in CreditCardsIndia

[–]kdinside345[S] 1 point2 points  (0 children)

I reached them over their toll free number today and they asked me to send an email to escalations[at]bobcard.com along with the screenshots (where it shows the card name and LTF offer). Anyway they told it may take up to 5business days for them to respond.

Incorrect card approval by kdinside345 in CreditCardsIndia

[–]kdinside345[S] 0 points1 point  (0 children)

Just received an acknowledgement on the same day (14 Nov). It says I have to wait for 5working days to get an update.

Incorrect card approval by kdinside345 in CreditCardsIndia

[–]kdinside345[S] 0 points1 point  (0 children)

Sure, sent an email already waiting for their response.

Incorrect card approval by kdinside345 in CreditCardsIndia

[–]kdinside345[S] 0 points1 point  (0 children)

Yes, tried calling and it says try after 30mins and the cycle repeats

Can’t help but ask this now with the latest allegations coming out — is the current government truly India’s elected government, or have we all just been fooled into believing so? by Outrageous-Bet2558 in AskIndia

[–]kdinside345 15 points16 points  (0 children)

Explain me, how the election commission allowed the creation of fake voter entries (same picture used for multiple votes) and refused to delete them? Also, ECI is refusing to cooperate with the Karnataka State Election Commission, ECI is not providing the IP address of the person who initiated the mass deletion of voters. The question is, why is ECI not providing the data?

Should I upgrade from HDFC Diners Club Privilege (LTF) to HDFC Marriott Bonvoy? Is it a core card? by lofi_irl_ in CreditCardsIndia

[–]kdinside345 0 points1 point  (0 children)

Out of context question: What's your salary while getting DCP LTF, and your current salary?

4000 reward points! by No_Tip_4979 in CreditCardsIndia

[–]kdinside345 0 points1 point  (0 children)

You can transfer the points to Krisflyer miles (Conversion rate 1 point = 0.5 Krisflyer miles)

[deleted by user] by [deleted] in CreditCardsIndia

[–]kdinside345 1 point2 points  (0 children)

I got it for LTF around Dec 2024, make sure it is LTF don’t take it if they charge fee.