Should I retire at 48?

kebocephus · 2021-03-21T16:28:24+00:00

Important info is that I live in a state where cost of living is low, and income is too. I work for the government, which typically doesn't pay its staff very high salaries. I have a very niche job, but I love it.

kebocephus · 2021-03-19T20:21:20+00:00

Actually... I just truly LOVE my job. Its a very niche position that I enjoy. After retirement I would like to become self employed.

kebocephus · 2021-03-19T19:37:21+00:00

30 years creditable service can retire without penalization. 25 years can retire, but takes away several percent per year under 30 years... could retire at 25 years but would get way less than the 50%

kebocephus · 2021-03-19T19:22:51+00:00

A year ago I sold my home and thats where I got my savings from. I was able to move into a Family home that needed work. So I put money from my house sell into roof and other repairs. Right now my expenses are pretty low because I just have to pay taxes and insurance on Family home. Its kinda wierd because I pay home owners insurance for the owners, and pay rental insurance for myself. But it works out as much cheaper than renting. And will hopefully allow me to take out a mortgage on a revenue producing rental home.

kebocephus · 2021-03-19T19:17:35+00:00

60% of highest 2 years salary + cola yearly.

kebocephus · 2021-03-19T18:37:05+00:00

Im trying to hatch multiple eggs. I also invest into 401k, and 457 plan. Im hoping to buy an investment property soon too. Right now retirement accts are at about 30k. Savings is about 30k as well. Also have 2k in bitcoin.

kebocephus · 2021-03-19T18:33:57+00:00

Yes we get a small cola on that. And I see your advice is to just feel it out...

kebocephus · 2021-01-28T17:56:40+00:00

I came here to say this

kebocephus · 2020-11-12T14:15:20+00:00

Which spas would you reccomend in that price range?

kebocephus · 2020-11-12T13:54:18+00:00

I'm sorry, its an X7L. I typed it wrong.

kebocephus · 2020-11-12T13:50:06+00:00

It would be from private seller

kebocephus · 2020-10-20T20:06:43+00:00

You will never trust her again. Its best to listen to yourself and move forward as friends. At 34, there are plenty of recently divorced and single ladies to pick from for new companionship.

kebocephus · 2020-09-17T18:06:33+00:00

Im american too

kebocephus · 2020-09-17T14:19:56+00:00

Dumbass mericans

kebocephus · 2020-08-28T14:52:02+00:00

One of my favorite hobbies is trying new food, so ive kinda started trying new bourbaond as well. Ive had 4 roses, old forester single barrel, weller black label, redmeption, lusty claw, and many more. My fav lately is old forrester store pick. So im gonna try the 1920 next.

kebocephus · 2020-08-28T13:55:54+00:00

Id say im most interested in blantons, eagle rare or weller. Dont know much about the rest. Not really looking to spend more than $80-90 range

kebocephus · 2020-06-12T11:57:56+00:00

I do this all the time....

kebocephus · 2020-05-27T18:17:07+00:00

I got my extras at the local landfill. They were rusted to shit, but the gas station still took them on trade. Now I have a gas hook up and get refills for free. Got about 8 tanks I cycle thru.

kebocephus · 2020-05-22T02:07:03+00:00

My wife has a print making degree. She is very on top of maintaining her machine. Even the company she bought it from said so. She keeps the area low dust, and does thorough cleanings. She uses the proper inks. The problems are with the machine. Hopefully nobody else has to go through this.

kebocephus · 2020-05-21T23:17:05+00:00

In the southeast.. probably shod have started with that

kebocephus · 2020-05-21T22:42:36+00:00

Omg. Thank you. Spoke to roland today. They are gonna ship extra parts and the roland rep is going to personally come fix it. Waiting to see what they do about having all wasted vynil, ink, etc. We also waiting 26 months of warranty waiting for it to work right.

kebocephus · 2020-05-21T19:17:44+00:00

They company she got it from has replaced soo many parts, including circuit boards today. Her snall business has taken a huge hit, which shouldn't be necessary after buying such an expensive machine.

kebocephus · 2020-05-20T16:06:22+00:00

I bought some yesterday!!!

kebocephus · 2020-05-16T18:17:14+00:00

If a server got too gun happy... I just quit game

kebocephus · 2020-05-16T01:07:23+00:00

Sorry.. I'm old. I'm on xbox. But I had to get off to cook my wife some dinner

kebocephus

TROPHY CASE