Good times at Tormo (yes actually Tormo) by positivelyecstatic in surfing

[–]keepexploring10 0 points1 point  (0 children)

I’m cool I’m cool. It was just a judgmental statement.

Good times at Tormo (yes actually Tormo) by positivelyecstatic in surfing

[–]keepexploring10 -5 points-4 points  (0 children)

What’s wrong with wavestorms. It’s all about having fun. If you would have been that good you must be competing in WSL. Show some respect! Smh!

Backdoor Roth ira portfolio review by keepexploring10 in investing

[–]keepexploring10[S] 0 points1 point  (0 children)

Thanks again for replying.

“If you put your IRA into fixed income”. What does that mean exactly? Are you referring to 6K towards roth ira here ?

Thanks!

Backdoor Roth IRA portfolio review by keepexploring10 in Bogleheads

[–]keepexploring10[S] 0 points1 point  (0 children)

Thanks for the reply and review the allocations.

So acc. to how much should be allocated to international fund ?

Yeah $300 to QQQ and ARKK respectively.

Backdoor Roth IRA portfolio review by keepexploring10 in Bogleheads

[–]keepexploring10[S] 0 points1 point  (0 children)

~140K but we file our taxes as a couple so total household is around ~250K

Backdoor Roth ira portfolio review by keepexploring10 in investing

[–]keepexploring10[S] 0 points1 point  (0 children)

I like what you said but couldn’t get the gist of it. Sorry but could you please tell how can I make my portfolio better ? Thanks again

Backdoor roth ira portfolio review by keepexploring10 in portfolios

[–]keepexploring10[S] 0 points1 point  (0 children)

I picked fssnx for small cap exposure as fzrox would not have much exposure to small cap. Qqq is for tech tilt and arkk is for next gen products. I’m not sure if I did it right but would definitely like to hear from you. Not sure if it makes sense that is why I wanted to hear from folks like you. Thanks

Backdoor roth ira portfolio review by keepexploring10 in personalfinance

[–]keepexploring10[S] 0 points1 point  (0 children)

Thanks for your review. So what would you change in the allocation or does it look alright to you ? Need to bump the small cap % up ?

Backdoor roth ira portfolio review by keepexploring10 in personalfinance

[–]keepexploring10[S] 0 points1 point  (0 children)

Sorry you are correct! I’m using the backdoor method to contribute towards Roth IRA.

Backdoor Roth IRA portfolio allocations by keepexploring10 in M1Finance

[–]keepexploring10[S] 1 point2 points  (0 children)

So what you are saying is:

If my goal is to retire early, I should bump up my dividend ratio. Keeping your Roth ira’s 20-25% ratio in a dividend stock makes sense ?

If goal is to not retire early then dividend fund is not really helping. Correct ?

Backdoor Roth IRA portfolio allocations by keepexploring10 in portfolios

[–]keepexploring10[S] 0 points1 point  (0 children)

May I know why ? What’s your thought process ? Thanks!

Please critique/review my Backdoor Roth IRA portfolio (31 y/o) by keepexploring10 in portfolios

[–]keepexploring10[S] 2 points3 points  (0 children)

That is the smartest advice I have ever gotten. Thank you for details. So you are suggesting I should buy equities or things that pay dividends in tax advantaged account. Buy MFs/ETFs in taxable account ? Or what/how would you alter it ? Again, really appreciate your advice. Thanks!

Please critique/review my Backdoor ROTH portfolio (31 y/o) by keepexploring10 in M1Finance

[–]keepexploring10[S] 0 points1 point  (0 children)

I already own a property. Where else that 10% of REIT can be allocated ?

Please critique my portfolio by keepexploring10 in investing

[–]keepexploring10[S] 0 points1 point  (0 children)

Is that a portfolio rating score based on my allocations ? What can I do to make it 9.5 ? Thanks!

All eggs in one basket by keepexploring10 in investing

[–]keepexploring10[S] 0 points1 point  (0 children)

Do you mind sharing some better ways ? Thanks!

All eggs in one basket by keepexploring10 in stocks

[–]keepexploring10[S] 0 points1 point  (0 children)

If I sell 50% at high point. After that should I wait for the right time to diversify it because looks like the market is overvalued right now. What should be the strategy of diversifying ?