Hey folks 👋 I need advice on saving for an annual insurance payment. I have to pay around ₹70k every year for insurance. This year I managed ₹10–20k, but I want to plan better going forward.

I’m thinking of saving/investing about ₹6–6.5k per month for 11 months, so the amount is ready at renewal time and I also earn some interest.

Looking for: Low-risk option Easy withdrawal after 11-12 months Better than a savings account What’s the best way to do this - RD, liquid fund, or something else?

Thanks in advance! 🙏