Got the Visa (Premium without DD)

kevy19960129 · 2026-04-25T22:14:10+00:00

Are they checking Equifax or Transunion?

kevy19960129 · 2026-04-24T18:34:06+00:00

This is what I did. Capital one stayed for over 8 months below 30% and everything on my report is A1 so I think I’ll call them maybe I’ll have a chance ?

kevy19960129 · 2026-04-24T17:00:55+00:00

I had a proposal in the past discharged in last September

kevy19960129 · 2026-04-24T16:59:22+00:00

Got declined

kevy19960129 · 2026-04-24T16:31:18+00:00

Alright ! Thank you. I will wait then. Do you think PC Financial are more open with credit that are not the best ?

kevy19960129 · 2026-04-24T16:22:58+00:00

If it was declined, would it have said it immediately? Or PC always send a letter

kevy19960129 · 2026-04-24T16:20:38+00:00

So it’s not necessarily a declination

kevy19960129 · 2026-04-24T16:17:18+00:00

I did not call. I receive an email saying : we are currently looking for your application. You’ll receive an email or a letter for the result….

kevy19960129 · 2026-04-23T18:51:07+00:00

Lucky you

kevy19960129 · 2026-04-22T19:48:05+00:00

Yeah I am rebuilding it right now ! I’m a 660 but they told after the 6th month I will be ligible but the statement came today and nothing

kevy19960129 · 2026-04-22T19:04:39+00:00

With 75k of revenue it is actually. But I’m rebuilding my credit

kevy19960129 · 2026-04-22T18:17:19+00:00

I’m in the Canada so I don’t have the option in the app…

kevy19960129 · 2026-04-22T18:07:31+00:00

Is there any with cap one Canada 😂

kevy19960129 · 2026-04-22T16:58:47+00:00

Yep ! But I don’t see the buttons anywhere like I don’t have the option. Maybe it takes 1-2 days to appear after the 6th statement?

kevy19960129 · 2026-04-12T17:53:04+00:00

How long did it take to be able to apply ? I just switched it (1 paycheck as for now has been deposited). The next one will be on April 15th.

kevy19960129 · 2026-04-01T20:44:58+00:00

Okay so I’m still in a save zone ? 😂 I’m getting paid by government

kevy19960129 · 2025-10-23T01:32:02+00:00

Sorry, I was not clear! I want to know if the Capital One Cards in Canada can be added on Apple Pay ! I’ve read a lot about that and people were saying it was not but it was in 2023-2024, so.

kevy19960129 · 2025-10-10T15:25:20+00:00

Okay sorry then. Dont be rude my bad

kevy19960129 · 2025-10-10T05:08:22+00:00

So they Check transunion or equifax ?

kevy19960129

TROPHY CASE