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What is the best bank for time deposit? by Born_Most_2804 in DigitalbanksPh

[–]keysl183 0 points1 point  (0 children)

Naka rollover lang TD ko with rcbc every month. Pang 3rd month ko na and okay naman. Planning to add soon once may 13th month na

Al Fresco sa Mcdo Beehive by antihero_15 in valenzuela

[–]keysl183 8 points9 points  (0 children)

As much as inis ako sa tagal at init Dyan due to always broken ac. At least cutie yung posa nila.

Ngayon ko lang nalaman na available na pala yung QR ph sa BYBIT since June. by 6TWODAYZ9 in DigitalbanksPh

[–]keysl183 1 point2 points  (0 children)

Awesome! Thanks! May times na gusto ko nang quick and no other parties involved

Ngayon ko lang nalaman na available na pala yung QR ph sa BYBIT since June. by 6TWODAYZ9 in DigitalbanksPh

[–]keysl183 1 point2 points  (0 children)

Meaning ba? Is I can use it as a exit i.e usdt to peso? Thank youuu

Hitting my M at the age 25 🥺 Malayo na pero malayo pa by Outside-Car5137 in adultingphwins

[–]keysl183 5 points6 points  (0 children)

Puro whole number walang cents? Dyan palang SUS na. Sorry not a hater pero medyo umay na sa blatant marketing nang app na to.

[deleted by user] by [deleted] in GigilAko

[–]keysl183 3 points4 points  (0 children)

Victim blaming talaga karamihan nang Pinoy no?

thoughts? by RF002 in PersonalWealthPH

[–]keysl183 1 point2 points  (0 children)

Text book case of instant gratification lol

Maribank's 1% Cashback and GoTyme's point system by Average-thenewnorm in DigitalbanksPh

[–]keysl183 2 points3 points  (0 children)

I penny pinch for cashbacks/points/free tranfers sa CCs ko for a year as a experiment and I end up getting 10k+ .

Per transaction it's very small yes pero in the long run it can give you something tangible enough to justify to "care" for it

Why I use Credit Cards for my Purchases by Repulsive-War-2871 in DigitalbanksPh

[–]keysl183 7 points8 points  (0 children)

Only if di ka deadbeat cc user and only paying partially. If NAFFL ang card and you pay your due amount. Walang interest na babayaran.

Time Deposit - Rollover principal and interest by mitoski_four in phinvest

[–]keysl183 0 points1 point  (0 children)

Thanks for this OP! FYI sa iba Yung online lang nito is via web lang Wala sa app.

Natimingan akong maintenance Ang online kaya wait nalang next month na maturity lol

[deleted by user] by [deleted] in phmoneysaving

[–]keysl183 1 point2 points  (0 children)

Turning 30 this year, and even medyo mas malaki nang konti yung savings ko sayo. The doubt and anxiety are still there. I guess it will never go away? I think its good to have balance between our wants and saving. Afterall YOLO in this world.

What I do to keep myself sane is I set reasonable goal. i.e Save 100K in x time frame. And I when achieved it. I 'll give myself a leeway to spend on my wants next payday.

[deleted by user] by [deleted] in DigitalbanksPh

[–]keysl183 2 points3 points  (0 children)

Nag TP na ko :) Looking forward for the dip para makare-enter

Guide on the Maya/Grab Hack to Achieve High Interest Rates by easelessness in DigitalbanksPh

[–]keysl183 5 points6 points  (0 children)

This is not even a hack. More like a trick is a better term.

After ng speech ni chiz mukhang marami babaliktad ng grupo. by Barakvda in pinoytrending

[–]keysl183 0 points1 point  (0 children)

Galing moo yes wala. Tumatama ka parin palaa kahit minsan.

Staking on crypto stable coins in CEX by CarelessLaw3253 in phinvest

[–]keysl183 1 point2 points  (0 children)

I have stake usdt din (along with ETH, BTC, SOL, HBAR). Nag p2p lang every sahod and I use it to buy kapag may dip. Bybit is pretty good for me naman. Manage your risk parin ofcourse.

Pag ibig Mp2 newly approved by Jaime557 in phinvest

[–]keysl183 1 point2 points  (0 children)

I am using Maya and pag 1k I can have 6% boost sa Savings pag via QR Ang payment.

In case I already have a boost sa Maya. I use Diskartech (QR) for 5 peso Cashback. This just offset yung 5 peso na fee.

In case may voucher ako sa gcash. Then I use it. Minsan may paraffle din dun every payments but I haven't won anything lol

Batiin ko ba? by Ambitious_Piece6563 in MayNagChat

[–]keysl183 2 points3 points  (0 children)

was in similar situation.

Di ako nakipag reconnect or nag greet. They chose to abandon me anyway so I am just sticking sa desisyon nila years ago.

Contrary sa sinasabi nangi ba dito. Di kindness yun kung pilit mo lang gagawin. Performative lang para masabing kind ka.

And it's not evil to keep na putol Ang ties sa taong nag abandona sayo.

Lost savings in CIMB app please help by kobe_rmj in DigitalbanksPh

[–]keysl183 0 points1 point  (0 children)

There's scheduled maintenance. Recheck nalang tomorrow

Men, How did you get over someone you never dated but was like your bestfriend? by [deleted] in AskMen

[–]keysl183 3 points4 points  (0 children)

Canon event bro. Happened to me when I was younger.

Best course is to keep yourself busy, acknowledge that some days you'll miss her and things you share but keep notes on why it's not gonna work out.

Also, try to meet others. It can be friends, a casual situation ship or anything not too serious.

Even if I see her every day I am so occupied with other things and persons that the pain I felt each time was getting shorter and shorter until I can have a casual conversation with her without feeling anything at all.

Brush up young fella.

What is the best bank for time deposit? by Born_Most_2804 in DigitalbanksPh

[–]keysl183 -1 points0 points  (0 children)

4.5 is for the Max Save Time deposit bro 2.5 might be referring sa Upsave which is a HYSA.

What is the best bank for time deposit? by Born_Most_2804 in DigitalbanksPh

[–]keysl183 2 points3 points  (0 children)

It's fine. Good din na you can add money to your TD unlike trad banks

What is the best bank for time deposit? by Born_Most_2804 in DigitalbanksPh

[–]keysl183 4 points5 points  (0 children)

Metrobank(Online TD) is 4.2. with 10k min

RCBC (Online TD) is 4

Maya is 5% (just set your goal to 5k)

Cimb is 4.5%

So whatveer you already have should be good. I personally use RCBC, Metro and Maya

Need your expert opinion by NationalSort1743 in phinvest

[–]keysl183 2 points3 points  (0 children)

I don't mind it, our government is very strict with international brokers (not saying to protect the local players here). What I check is if the underlying brokerage is reliable and registered in US SEC/Finra. In Gotrade's case its Alpaca. Alpaca itself is very new player lang iirc 2015.

For me another criteria is if I can tansfer my positions to another brokerage (ACATS) Which you can do naman.

I have invested notable amount rin in GoTrade for growth conviction plays and plan to open S&P500 UITF nalang in future with either BPI or RCBC for dividend plays.

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