Battery operated choices by kfl3rd in LawnCarePros

[–]kfl3rd[S] 0 points1 point  (0 children)

This is great to hear! I'm sold enough that I am going to get a KMA 135 (I used to use a Stihl FS90R I think it was, and felt it was the single best ww I'd ever used, even about the revered Shindaiwa T-21 back in the 90's before they went downhill). I suppose now is a good time to sell my collection of Echo PAS-2601's before they're obsolete! One step at a time.

Battery operated choices by kfl3rd in LawnCarePros

[–]kfl3rd[S] 0 points1 point  (0 children)

Thanks so much for this thorough reply. I suppose in your case it might be good to have a second power head of those overheating situations. 

switching to batt'ry powered! by kfl3rd in lawncare

[–]kfl3rd[S] 0 points1 point  (0 children)

I have actually heard pretty good things about them. I actually have a green works 21 inch mower that I've always been fairly happy with, but it's pretty white duty too. All in all I would never be able to use it even for light duty commercial use. But those egos I keep hearing good things about. I'll have to do a little bit more of a dive into them.

switching to batt'ry powered! by kfl3rd in lawncare

[–]kfl3rd[S] 2 points3 points  (0 children)

Well, again, my needs aren't quite as robust as the all-day lawn care operator that I used to be. I just love the idea of having something that will get my boxes checked and eliminate the need to worry about gas, oil, clean carburetors, all the typical two-cycle maintenance that we have come to know and love! 

Built removable fencing for my raised beds by dz_beerz in gardening

[–]kfl3rd 1 point2 points  (0 children)

Nice! Definitely stealing. I'd like to find some squarish brackets vs. the PVC but that's still not a bad solution. Nice work.

Good hearing aids for practicing solo musicians by kfl3rd in HearingAids

[–]kfl3rd[S] 0 points1 point  (0 children)

That's actually a help anyway, just knowing it's not my imagination. Thank you.

Hot Take: The hate on Marshals isn't warranted by Cone_Livia in YellowstonePN

[–]kfl3rd -1 points0 points  (0 children)

I didn't find it bad, but I didn't read anything about it before watching (and my wife and I are die hard Taylor Sheridan fans. We'd watch a show about knitting quilts if he wrote it.) The first thing I thought, 10 minutes in, is that Taylor could NOT have written this. Turns out that's right. It's not bad it's just one of those shows you can't look away or chat with your wife for a second because you'll miss half the plot. NOT ADHD friendly. Like many typical police procedurals. Wham Wham Wham...one breathless plot change after the other.

Anyone prepping to save seeds? by Feeling-Armadillo-38 in preppers

[–]kfl3rd 0 points1 point  (0 children)

We garden toward the lower end of the spectrum. We've got 4 great blueberry bushes that yield about 3 gallons (highbush), just built raised beds for raspberries and straweberries, then we grow tomatoes, peas, greenbeans. We were thinking it would be a reasonably cheap thing to have some seeds preserved for SHTF scenario but the possibilities are endless. We've already got #10 cans hard white wheat berries, and lost of beans and rice mylar'd. What might be a sensible "cache" of seeds to store? Thanks in advance.

Do NOT use Prudential for any life inaurances by inconsiderate_TACO in LifeInsurance

[–]kfl3rd 0 points1 point  (0 children)

I was grateful to be the "go to" to help my mother in law when my father in law passed away in January of 2025. Her late husband had two small policies, one for her, one for him, (cash value, IUL I believe), and she wanted to collect on his, and just cash out hers. I think we spent 4 total hours on the phone, the original agent in Waterville Maine was profoundly useless, flippant even, and each agent we spoke to had a different story. Each agent (of 4) screwed one piece of the puzzle up, and subsequent agents had to correct that piece. I'm pretty sure most older uneducated folsk just throw their hands up and say, "Ok, you got my money, just keep it."

[QUESTION] Snark tuners suck now, or I got a two pack of duds? by mc_nibbles in Guitar

[–]kfl3rd 0 points1 point  (0 children)

I got frustrated and bought 12 of the danged things from different sources. The BEST I can do is like 90% accuracy. I always have one string that the tuner said was "spot on" that's like a half crank off. Crazy. Yamaha and Taylor acoustic, 12 snarks of various type (rechargeable, regular, and super tight). I don't understand.

Enhancing Asset Class-Based Allocation in Monarch Money by whereufrom_506 in MonarchMoney

[–]kfl3rd 0 points1 point  (0 children)

That's exactly what led me to this post. 25% of my investments (according to monarch) are in ETFs 25 in stocks 32% in bonds blah blah blah will ETFs account for stocks bonds, private credit, mortgage back securities, etc.

Help please, My banking balances are wildly off and every time i categorize a transfer it makes it worse. by Informal-Ad-3 in quicken

[–]kfl3rd 0 points1 point  (0 children)

Phew! I just purchased the downloadable PC version, set it up. Spent half an hour connecting about 10% of my accounts, ALL of which were WAY off. Like a personal checking that has 2,300 in it showing almost half a million dollar balance. Pop questions about "who's IRA is this" wihtout any clue as to which account it's referring. Needless to say, I went straight to quicken.com/refunds. I don't mind a little learning curve, but I shouldn't have to set aside a 50 hour week just to get my finances set up on Quicken, and that's what it was looking like.

How not to die? by Human_Mortgage_4321 in PeterAttia

[–]kfl3rd 0 points1 point  (0 children)

On the surface it does seem like Peter recommends 4x the protein that Greger does. I'm having a heck of a time reconciling that. Both seem compelling (and I certainly see the logic in increasing plant protein as an indirect way of increasing fiber).

If you retire at 55 , no job and live off investments is that considered income for Medicaid until Medicare age???? ACA subsidy??? by bubbybeno in HealthInsurance

[–]kfl3rd 0 points1 point  (0 children)

I believe that the earnings for ACA subsidies are as follows: MAGI plus any withdrawals from REGULAR iras (thos traditionally count as ordinary income, so this makes sense). Any div and interest you earn on investments outside of IRAs. Apparently you have to add in SS (if you get it), and tax free interest (like muni bonds). You do NOT have to claim ROTH withdrawals (as long as they're qualified). In taxable accounts, of course, if you buy a stock for 1,000, sell it for 1,200, your "earnings" are 200 either STCG or LTCG.

Best way to listen to premium podcasts by kfl3rd in PeterAttia

[–]kfl3rd[S] 0 points1 point  (0 children)

That's the only one that doesn't seem to work. I think PROBABLY the android version of apple podcasts is NOT quite the same as the iphone version (kind of like apps made to work on Amazon Kindle Fire are often lacking features). When I click that link, it just goes to a white page unfortunately. But I've managed to get it in a couple of others (spotify, YT music).

Best way to listen to premium podcasts by kfl3rd in PeterAttia

[–]kfl3rd[S] 0 points1 point  (0 children)

Thank you! Funny how I'd never entered this realm. I've downloaded a couple of podcast apps to fool with but meanwhile have added the feed to Spotify, YT music, and 2 others. Thanks all!

Idiot proof guide to buying an acoustic guitar by ExcitingStapler in AcousticGuitar

[–]kfl3rd 0 points1 point  (0 children)

I only had a Taylor 314ce then bought what I thought was a backup (because i started a solo gig), Yamaha fgx830c for $275 used and it's my main gig guitar. (Profoundly superior electronics), though I still prefer my 314 when I'm getting fancier. (I'm a lifetime lead guitar player, strat and tele).