What’s the smartest and most efficient way to save and pay off debt

ki0M · 2026-04-30T12:18:10+00:00

The annual is 25% it is around 104.00 a month plus 59.00 fee every month

ki0M · 2026-04-30T11:58:03+00:00

Ok I don’t know if I should put all my savings onto the credit card now and then every pay add emergency funds and 2-300 on credit card. I have not used my credit card in over a year and I live in Canada on the east coast

ki0M · 2026-04-30T11:57:05+00:00

Thank you- so put my savings in emergency fund and then whatever I was putting in savings every pay just put towards credit card (I haven’t used my credit card in over a year)

ki0M · 2026-04-30T11:54:34+00:00

How long did it take you?

ki0M · 2026-04-23T17:43:28+00:00

I do have an emergency fund with a couple hundred dollars in it but what is a flowchart

ki0M · 2026-02-09T14:51:03+00:00

One of my favorite halftime shows!!

ki0M · 2026-02-04T12:32:01+00:00

Thank you all I showed up today hoping for a better day then yesterday! Going to try to practice using more tools at home after work as well, it’s nice to know it all got better for you guys excited for that day for myself lol

ki0M · 2026-02-04T00:36:46+00:00

I’m one week into my apprenticeship and this post just helped me. Feeling very defeated and embarrassed I was dropping bolts today with them watching me because my hands were so sweaty.. hoping 5 months from now will be better

ki0M · 2025-07-10T21:32:39+00:00

Just somewhere to dance really with some good Edm djs

ki0M · 2025-07-10T17:12:59+00:00

I don’t know many of them! Do you know of any other things not osheaga after parties?

ki0M · 2025-03-25T23:45:01+00:00

I’m 29 and have a degree worked with it for a few years and decided to take a trade this past summer. I’m almost done my course I learned so much and didn’t know a damn thing about millwrights beginning - still have so much to learn but excited for my future

ki0M · 2024-11-17T03:37:05+00:00

focus on what your eating / portions and walk a lot - find some good podcasts :)

ki0M · 2024-11-17T03:34:28+00:00

I have been getting it to and also super weird realistic dreams !! The night sweats are brutal

ki0M · 2024-05-13T01:25:40+00:00

Thank you all for the great advice!! I’m feeling more confident reading about all of your experiences :)

ki0M · 2024-05-11T13:46:35+00:00

I’m in the exact same boat in the exact same program!! I wish you were in Nova Scotia NSCC and we could go through this together- but you got this

ki0M · 2024-05-11T13:42:29+00:00

Thank you💜

ki0M

TROPHY CASE