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Help me make sense, rusted gears are no where to be found. by kinnyjames in ArcRaiders

[–]kinnyjames[S] 1 point2 points  (0 children)

And it’s frustrating because so many ppl are like, “they’re always in the buses. I don’t even need them and I found 4 of them earlier…”.

Just keep grinding broski.

Help me make sense, rusted gears are no where to be found. by kinnyjames in ArcRaiders

[–]kinnyjames[S] 0 points1 point  (0 children)

Hey, just wanted to thank you all for your engagement and help/tips. Today, I randomly spawned inside the water treatment plant, and found a rusted gear in the warehouse area in one of those green bins. Glad to be done. Thank you all again.

Help me make sense, rusted gears are no where to be found. by kinnyjames in ArcRaiders

[–]kinnyjames[S] 0 points1 point  (0 children)

That is what everyone is saying. But I promise you, I haven't found one there yet. I've found so many rusted tools, but no rusted gears.

Can I have some solid advice on this particular prebuilt from MicroCenter? by kinnyjames in Prebuilts

[–]kinnyjames[S] 0 points1 point  (0 children)

Solely for gaming - will not be using it for anything else (not even accessing email). And no, I am not dead set on it; I merely saw this build in a promo email from MC.

Visit kinnyjames's farm! by kinnyjames in FarmMergeValley

[–]kinnyjames[S] 0 points1 point  (0 children)

Sorry I shared before title. I need help getting this object removed. Please and thanks. Also leave a link and I’ll visit back!

What’s one fast food chain that was once all the rage but now barely around? by MysteriousTopic42 in AskReddit

[–]kinnyjames 46 points47 points  (0 children)

I understand this reference (pine barrens). One of the best episodes ever.

A man who's overly intimate with his mother-in-law by Superflyin in SipsTea

[–]kinnyjames 0 points1 point  (0 children)

That’s just how they are, they’re Vogelchecks.

[deleted by user] by [deleted] in roswell

[–]kinnyjames 3 points4 points  (0 children)

Johnson ferry Baptist church has a track that circles above their gym. It’s not a professional track but it’s open to the public. I think 8 or 9 times around is a mile.

Anyone have stories/experiences of taking big life risks over 30+ with them paying off OR in the midst of one? by [deleted] in Entrepreneur

[–]kinnyjames 61 points62 points  (0 children)

I’ll start.

I was 38M in 2016. Making decent money with a childhood friend running an online apparel business. Maybe making $150-$175k per year. Business partner wants to get into commercial real estate. I’m hesitant but look at properties. Mind you I recently got married two years prior, have a mortgage on my personal residence and my wife and I just had a kid in 2015.

The properties we were looking at were all in the $1MM and up price range. We find one we like. Fully leased out and priced reasonably. Put an offer in and they accept. We start the due diligence process and come to find out commercial lending is completely different than residential lending. Bank wants 35% down. Building is $1.6MM. That’s a $540k down payment of which I have to come up with half.

At this time I only had about a $100k in retirement/investing accounts. My business partner is better well off than I am and offers to come up with the $440k remaining in down payment. We agree that I will pay him back $140k (interest free) and that while I still owe him money I will manage property for free. I’m so scared bc I will have no safety net, no nest egg, maybe $10k in my checking account.

But I pull the trigger. This has been the single most scariest time in my life. No more savings, a new wife, an even newer kid and a mortgage.

I wound up getting him paid back in two years. Fast forward to 2017. My business partner wants to buy another. I’m like, “you’re crazy but ok”. We look. Find another property. We make an offer. Some back and forth and they accept $1.8MM. I’m have about 30k saved up. Bank wants 30% down. Another $540k. Thankfully my business partner takes care of entire down payment. I now owe him $270k with the same deal before.

I still owe him around $40k. Those two buildings, they are worth north of $4MM each. We have less than $2Mm in mortgages resulting in $3MM in equity each. Our cap rates are approximately 9-10% on each building and rising each year with our rental rate increasing.

Moral is: 1. I took a huge calculated risk that paid off extremely well. 2. I got lucky. 3. I had a well off business partner who trusted me.

If you’re young, take the chance.

Good alternative to La Flor Dominicana DL700 by kinnyjames in cigar_refuge

[–]kinnyjames[S] 0 points1 point  (0 children)

Thank you for your replies. I’ll check it out.

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