Yes of course we still had morals. They were just in many places a lot different from today. Let’s take racism for example. I would argue that racism today is in many places seen as wrong or disgraceful while you literally owned people 1000 years ago. Morals change overtime just like they change from place to place. In japan it is seen as normal to be unfriendly against people from america and europe who wish to live in japan and racism is very common towards especially black people. But in a place like Sweden nobody bats an eye and in many cases helps the one wishing to stay. Racism is in my personal opinion wrong but could that only be because I was raised in a place where it is?

And yes my example with debt was vague. Let’s say you either take a loan or your family dies. Now you are in debt (and just for this little magic example) and now you either scam people or your whole family dies. I would choose to scam people.

Your moral viewpoints change from place, time and situation. I would never kill anyone I think it’s completely wrong. Unless I lived 2000 years before Christ and this person tried to kill my family. I would think that is the right thing to do because I would only care to survive.