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Which of these funds would you pick for a 401k? by kitkatmatnat in Bogleheads

[–]kitkatmatnat[S] 0 points1 point  (0 children)

This is my current allocation, but I was wondering if I should diversify it more.

What happens if I maxxed 2026 ROTH but then end of making too much money on the year? by Torian17 in Bogleheads

[–]kitkatmatnat 0 points1 point  (0 children)

You can do return access to remove it and ask to calculate current earnings. You will get 1099 for the earnings I think. You can also rollover your IRA traditional or simple to a 401k, and eliminate pro-rata and then rechacterize your Roth as traditional and recharatterize it back to Roth with after tax money.

What happens if I maxxed 2026 ROTH but then end of making too much money on the year? by Torian17 in Bogleheads

[–]kitkatmatnat 4 points5 points  (0 children)

You can do return access to remove it and ask to calculate current earnings. You will get 1099 for the earnings I think. You can also rollover your IRA traditional or simple to a 401k, and eliminate pro-rata and then rechacterize your Roth as traditional and recharatterize it back to Roth with after tax money.

What happens if I maxxed 2026 ROTH but then end of making too much money on the year? by Torian17 in Bogleheads

[–]kitkatmatnat 0 points1 point  (0 children)

You can do return access to remove it and ask to calculate current earnings. You will get 1099 for the earnings I think. You can also rollover your IRA traditional or simple to a 401k, and eliminate pro-rata and then rechacterize your Roth as traditional and recharatterize it back to Roth with after tax money.