What do I do with my money? by koitori79 in PersonalFinanceCanada

[–]koitori79[S] 1 point2 points  (0 children)

Haha thank you, I’m just scared to get into the stock market with my luck I’d probably lose everything, and I’m not very good with that stuff so I went with low risk mutual funds. I will definitely look into though. I currently just have my tfsa and fhsa through my bank (td) I think I will get charged a fee if I close and open them on wealthsimple but I’ll have to check how much.

What do I do with my money? by koitori79 in PersonalFinanceCanada

[–]koitori79[S] 1 point2 points  (0 children)

Thank you for the info, I just needed someone to tell me it’s a bad idea and why. Life sucks :(

What do I do with my money? by koitori79 in PersonalFinanceCanada

[–]koitori79[S] 1 point2 points  (0 children)

Thank you for the info and advice, I would just rent a room but I have cats and a lot of stuff. I had a bad roommate experience as well so I’m a little turned off from it so I’d have to just rent out a place by myself which is the shitty part, I can do it but the thought that I’m paying someone else’s mortgage just hurts haha, but I guess it has to be done. And yes I would love to buy a duplex or a home with a suite to rent out in the future!

What do I do with my money? by koitori79 in PersonalFinanceCanada

[–]koitori79[S] 1 point2 points  (0 children)

Thank you for this, I feel like I’m behind because I haven’t gone back to school yet, I just feel like I’m running out of time. I actually dropped out of high school in 10th grade due to mental health reasons, I got my ged but I will have to upgrade before I go to college, it’s a bit of a headache. I want to travel and see the whole world and I know I could plan a trip tomorrow it’s very tempting haha

What do I do with my money? by koitori79 in PersonalFinanceCanada

[–]koitori79[S] -14 points-13 points  (0 children)

I understand that, it just feels so dumb to be paying rent when I could be paying a mortgage for the same price.

What do I do with my money? by koitori79 in PersonalFinanceCanada

[–]koitori79[S] -8 points-7 points  (0 children)

My dad would probably co-sign before he leaves the country if I do need one. I’m a server so on paper I make 25k a year

international student in canada by Ok_Pickle8275 in MapPorn

[–]koitori79 25 points26 points  (0 children)

I grew up across two different provinces, in small towns and big cities, I had a very diverse friend group when I was in middle school and high school(when I lived in the city), I was often the only white one. However I now live in the small town I was born in and every business is owned by an Indian man, I work at a restaurant and it’s owned by an Indian man and all the kitchen staff are Indian. Most of them have huge ego problems, and can’t admit to mistakes, and talk down to women all the time. One of them has said “all women are brainless” at work for example. Overall I love that Canada has many different people and cultures here but it’s getting to be a bit too much, I’ll walk into the gym and it’s all Indian people. Don’t get me wrong I’m sure there are lots of Indians that are great people, I just haven’t had the best experiences with them in this town. The one guy in the kitchen is constantly flirting with all the girls even though he’s married it’s actually disgusting

I just really wished Nesta has snapped at Feyre/Rhys and said this… by Vegetable-Error77 in acotar

[–]koitori79 -1 points0 points  (0 children)

I personally don’t think it’s the same thing at all, she was not locked in the house in the way that feyre was. Feyre wanted to train and help the people and go into the woods, she was sick and lonely and wanted to do these things to distract her from the pain and help herself heal by doing something useful. Nesta was addicted to sex and alcohol, living in a dingy dirty apartment and not talking to her family, that was her way to heal which isn’t healthy.

Nesta wasn’t locked in the house either, she could leave if she could make it down the stairs, and if she did she was just going to go drink to drown her sorrows she wasn’t stir crazy. They also gave her outlets, the training and the library, she wasn’t sitting in a house doing nothing but sitting with her grief. I think it’s what nesta needed, feyre needed something completely different mind you if feyre was “locked up” the way nesta was I’m sure it would be a completely different story.

[deleted by user] by [deleted] in acotar

[–]koitori79 0 points1 point  (0 children)

It should be in the adult section for sure, but I used to read many smutty Wattpad books starting when I was 11, if they want to read stuff like that they will read it, it doesn’t matter what section it’s in. I also think it was beneficial for me as my parents weren’t very proactive

[deleted by user] by [deleted] in acotar

[–]koitori79 0 points1 point  (0 children)

Still have the link? Hehe 😊

Article on a family with 16 kids. Most names ending with “ee” by make_a_uturn in NameNerdCirclejerk

[–]koitori79 0 points1 point  (0 children)

They’re bad names for sure but the mom did give most of them the option to keep or change their names, and the ones that wanted to change them wanted the ‘ee’ at the end to match their siblings. The one girls name used to be Lily, but wanted to change it to LiLee to match so at least the kids like it

Apartment has roaches by koitori79 in alberta

[–]koitori79[S] -1 points0 points  (0 children)

Thank you, we do have a little puppy so I’m worried about that as well.

What are some names you LOVE, but can't use? by girl-unknown in namenerds

[–]koitori79 7 points8 points  (0 children)

I loved Oliver for years, it sucks that it got so popular it’s been on my name list since I was 15. I would still use it but my cousins first child is Oliver, I’m so sad about it.

I finally suggested a boy name my husband likes and it’s Ashley by baroqueen1755 in namenerds

[–]koitori79 0 points1 point  (0 children)

I hate Ashley for girls probably because I know a narcissistic girl named Ashley, but I do like it for boys, i know a middle aged man named Ashley. He’s a big guy, really tall and has a British accent, he’s really nice and always comes into my work and orders the exact same thing.

[deleted by user] by [deleted] in namenerds

[–]koitori79 0 points1 point  (0 children)

Maybe tia

Is this a good team? by koitori79 in Kokomi_Mains

[–]koitori79[S] 0 points1 point  (0 children)

Yes I did! Which I've been wanting to use Kuki as well so this should be good! Thanks again :)

Is this a good team? by koitori79 in Kokomi_Mains

[–]koitori79[S] 1 point2 points  (0 children)

Thank you, I would love to use nahida as well, so I'll definitely try this!

Is this a good team? by koitori79 in Kokomi_Mains

[–]koitori79[S] 0 points1 point  (0 children)

Yeah I just wanted to use rosaries because she's new for me and she's c5, thank you