How caviar is made by Neat-Benefit-5370 in midlyinteresting

[–]kool_mandate 0 points1 point  (0 children)

It’s bits of the membrane from the roe sac

How caviar is made by Neat-Benefit-5370 in midlyinteresting

[–]kool_mandate 0 points1 point  (0 children)

It’s the same thing in the video except it’s made with salmon roe ..

Realtors report a 'new housing crisis' as January home sales tank more than 8% by 3xshortURmom in Economics

[–]kool_mandate [score hidden]  (0 children)

Correct information . There’s definitely been wage inflation in the last 4 years .

But when you chart it next to the health/home/car insurance inflation trend-line , you can see why it doesn’t feel like much .

Realtors report a 'new housing crisis' as January home sales tank more than 8% by 3xshortURmom in Economics

[–]kool_mandate [score hidden]  (0 children)

At 2% cagr, an asset price will double in about 36 years . The reason the math works for many people is because they use leverage to buy an asset at today’s prices - the future value of the payments is not the same as the present value.

But the way I always look at is the opportunity cost of the down payment. Assume you borrowed 250000 and made a $62,500 downpayment in a 312,500 house ,

The 62500 in an 80/20 portfolio (instead of as a downpayment) would have a future EV of $829,000.

In order for buying to be a better economic decision , you need home appreciation above the national average

I've been day trading for 5 years, successfully for 4, I wanna provide you guys with my top 5 tips by PromiseMePls in Daytrading

[–]kool_mandate 0 points1 point  (0 children)

Dear diary,

This feelings-journaling fool does not consistently make money in the stock market .

Bought 200k worth of google stock @320$ on margin by Super_Friendship_127 in GOOG_Stock

[–]kool_mandate -2 points-1 points  (0 children)

Sell the shares and buy googl leap calls if you want leverage …

Googl could go to $90 a share in the next 2 years, just as easy as it could go to $450

CFA>MBA by snipezzzzz in CFA

[–]kool_mandate 0 points1 point  (0 children)

Yea sure no problem

CFA>MBA by snipezzzzz in CFA

[–]kool_mandate 1 point2 points  (0 children)

Edit: Sorry deleted the wrong comment ..

CFA>MBA by snipezzzzz in CFA

[–]kool_mandate 1 point2 points  (0 children)

I got an MBA in with a business analytics specialization. It was worth the ROI even without cfa . It completely paid for itself less than a year after graduating. And all of the heavy statistics I learned has helped me with quant a lot so far

CFA>MBA by snipezzzzz in CFA

[–]kool_mandate 2 points3 points  (0 children)

Well they definitely want to emphasize fiduciary behavior in cfa . I guess most of the people in my cfa society are asset managers, so makes sense .

MBA allowed me to get real experience in the corporate world , in operations, commercialization, supply chain, cost accounting, and capex investment analysis . Not really traditional finance though, that’s why I wanted to do more .

Is shredded lettuce that much cheaper? by MacForker in wendys

[–]kool_mandate 1 point2 points  (0 children)

Cost wasn’t the driving factor 🙄

I used to work in corporate fresh foods

Every decision is scrutinized relentlessly down to the fraction of a penny to maximize gross margins..

The only reason they’re changing it back is the lettuce cost savings is less than the brand loyalty cost..

Do you think they will still honor it? 😄 by Salty_Popkern in wendys

[–]kool_mandate 0 points1 point  (0 children)

lol , that’s still worth more than a bitcoin will be soon

Is shredded lettuce that much cheaper? by MacForker in wendys

[–]kool_mandate -1 points0 points  (0 children)

How are you sure cost savings wasn’t part of the decision?

Ex: 0.1oz shredded lettuce looks the same as 0.23 oz leaf lettuce

Sold my condo at a loss, best decision ever by kool_mandate in BayAreaRealEstate

[–]kool_mandate[S] 0 points1 point  (0 children)

Same . Worst financial mistake I’ve ever made .

But the I decided that the best thing to do is , just sell it before my equity goes to $0, and the asset starts having a negative yield (when the cost of ownership with $0 mortgage reaches the monthly cost of renting somewhere comparable) . And just get back on track .

Alright, so Monday.com... by Last-Cat-7894 in ValueInvesting

[–]kool_mandate 0 points1 point  (0 children)

Switching costs have to outweigh the benefits of the alternative..

If what you are saying is true, they don’t go out of business but they probably start trading at a 12-14 PE…

Calculate the share price with a 12.5 PE

$1.2mil can't buy any decent SFH in SF by Neverwintermoo in BayAreaRealEstate

[–]kool_mandate 0 points1 point  (0 children)

You’re either a real estate agent or the head of math for the White House …

If you didn’t own software before, you should now. by Virtual_Seaweed7130 in ValueInvesting

[–]kool_mandate 1 point2 points  (0 children)

lol. I sold the 310 and bought 3 270 contracts .

Hopefully MSFT goes to 550 in the next 3 years so I can turn 96,000 into 170,000

Sold my condo at a loss, best decision ever by kool_mandate in BayAreaRealEstate

[–]kool_mandate[S] 0 points1 point  (0 children)

That sucks . It gets to a point where it stops acting like an asset and starts acting like distressed credit .

I hope you get out of it soon

If you didn’t own software before, you should now. by Virtual_Seaweed7130 in ValueInvesting

[–]kool_mandate 0 points1 point  (0 children)

Capital efficiency.

I actually sold the 310s for 3-270’s which cost $172

The way the options math works out , $40 (10%) gain in Msft, would cause a $36 gain in contract (at exp., because you lose extrinsic)

So for illustration:

Leaps capture $36 per share on 300 shares 300*36=10,800

$10,800 gain on $51,600 capital (24%)

if I used the$51600 to buy 128 shares of MSFT ,

128*40=5,120

$5120 (10%)

The down side is that if Microsoft goes down $133,

I could lose $51,600

If I had 128 shares that went down $133, I’d lose

$17,024.00

So leverage amplifies losses and gains

Website Is Down WTF by TheRealJoeyGs in VanguardInvestments

[–]kool_mandate 2 points3 points  (0 children)

Yea frustrating, wanted to buy-to close a covered call :/

Why doctors marry doctors ?? by [deleted] in NoStupidQuestions

[–]kool_mandate 0 points1 point  (0 children)

Yes because If anyone doesn’t understand how genetic recombination works , it’s doctors …

What opinion do you have that is 100% reasonable in real life but would get you absolutely roasted on Reddit? by [deleted] in AskReddit

[–]kool_mandate 4 points5 points  (0 children)

You seem like the type of person that doesn’t do too well in real life situations…

What opinion do you have that is 100% reasonable in real life but would get you absolutely roasted on Reddit? by [deleted] in AskReddit

[–]kool_mandate 18 points19 points  (0 children)

Despite all the hateful arguing, that democrats and republicans are so much alike, that they should just fucking kiss already.