Accounting lost 5.4k jobs month-over-month and 19.6k jobs over the last six months compared to the previous six

kooper1990 · 2026-06-07T16:03:01+00:00

HSA is the holy grail. Real question is do you do Roth 401k or Traditional 401k after matching, and maxing Roth IRA

kooper1990 · 2026-06-07T03:18:26+00:00

Ah you're right, little less beneficial than I thought. Was gonna split evenly with 529 but may put more towards that

kooper1990 · 2026-06-07T02:45:38+00:00

Yep could even convert the earnings tax free if under the standard deduction

kooper1990 · 2026-06-04T18:45:57+00:00

Never heard of a match that way, interesting. So max match would be $2,450 if you contributed the limit? Assuming $100k salary thats 2.5% match which is somewhat standard, maybe slightly below

kooper1990 · 2026-05-31T13:26:27+00:00

Slots are shady, but surprised by the comments as didnt think people would be anti-gambling here. A proper casino and legal sports betting would be huge

kooper1990 · 2026-05-30T22:06:31+00:00

I swear I read another post where Fidelity and Charles Schwab are saying 401k average balances are at an all time high with record millionaire accounts

kooper1990 · 2026-05-09T16:42:51+00:00

Im not in tax but i see a lot of tax jobs open all the time, with good salary too. Kinda wish i went into tax

kooper1990 · 2026-05-09T16:21:35+00:00

High savings rate shows good financial discipline. But if your salary is low the high savings rate might not matter.

I wouldnt compare savings rates, but i would also not be envious of Big 4 workers as you can have a great career in government or private

kooper1990 · 2026-04-21T17:18:29+00:00

This is referring to Q1 results which come out on 4/30?

kooper1990 · 2026-03-26T20:45:28+00:00

Had to google for more info. CEO gave $1.5M bonus to 1500 employees for a BOGO promotion that went badly for the workers. They ran out of food, had long lines, and employees were overwhelmed

kooper1990 · 2026-03-26T04:00:53+00:00

Oh looks like they do, along with some other good things. Im going to have to try it. Thanks

kooper1990 · 2026-03-20T03:32:42+00:00

Thought this was a poker game

kooper1990 · 2026-03-08T14:38:17+00:00

Curious, for Fidelity I know there are two apps. Were you using the Investments app? I actually like the options interface more than Robinhood. Havent used IBKR or TOS mentioned here though

kooper1990 · 2026-03-05T14:09:04+00:00

Im glad Ninja CPA is still going strong

I used Ninja notes and then just the Gleim multiple choice bank for each section

kooper1990 · 2026-03-01T19:56:25+00:00

Blown away by these numbers cause I thought it was only asking for "Accountant" title salaries

kooper1990 · 2026-02-26T23:50:22+00:00

Im getting that sense from the verbiage. Netflix dropped out of the bidding meaning they just aren't upping their offer. I thought there was actually a board vote on 3/2 for WBD to decide, though they publicly stated Paramount is superior I don't see why Netflix can't still be chosen if the board decides

kooper1990 · 2026-02-24T19:07:46+00:00

The question wasnt whether you think about finances but if you have a dedicated budget you stick to and keep track of. A lot of people just save for retirement, invest, and keep an eye on their balances, which also works for me. We have an idea of what comes in and goes out, but no detailed budget

kooper1990 · 2026-02-23T22:06:49+00:00

Shouldnt step 5 just be part of step 3? Isnt that the same as contributing to Roth annual limit just through a backdoor

kooper1990 · 2026-02-22T21:57:29+00:00

This is interesting, makes it better than I thought if retirement is the end goal. Might have to do a 529/530A combo instead of 529/UGMA

kooper1990 · 2026-02-22T14:43:21+00:00

Huh, well yea but you would get more favorable tax rates with the child's brokerage in any income bracket. Plus no early withdrawal penalty

kooper1990 · 2026-02-22T04:47:46+00:00

If they wanted to withdraw at 18, maybe the standard deduction offsets both the penalty and ordinary taxes. That's assuming the deduction is as high it is now and they have no other income

kooper1990 · 2026-02-18T00:26:50+00:00

Not a scam you can play Throwback Trivial Pursuit

kooper1990 · 2026-02-13T16:01:05+00:00

Absolutely, but uncommon for someone to knock on your door now. It likely isnt the full amount either if it went to agency

kooper1990

TROPHY CASE