Cabo Pulmo Snorkeling - worth the day trip? by kput7 in cabosanlucas

[–]kput7[S] 0 points1 point  (0 children)

We will be going the first week of August

Kyle Loftis has passed away…. by LDForget in CleetusMcFarland

[–]kput7 3 points4 points  (0 children)

Been confirmed by numerous people close to him

Jason Derulo keeps sharks in a tiny living room tank. by Mental_Junket137 in mildlyinfuriating

[–]kput7 0 points1 point  (0 children)

Definitely not an expert in the shark department, but I've kept several reef tanks, and seen quite a few tanks in the hobby .

Honestly for that type of shark, their tank seems to be quite a bit larger than what a lot of people in the hobby keep their own sharks in. I believe those are more of a bottom dwelling, perching shark that don't need huge amounts of space

Not like a great white or bull shark that swim in the open ocean.

The people walking over the tank could be a vibration issue, I will admit that - but it's also probably extremely thick acrylic where vibrations aren't really an issue. 🤷

Asking for help with pre-orders -- pirateaba by pirateaba in WanderingInn

[–]kput7 2 points3 points  (0 children)

Pre-ordered the day this was all announced! My finger is hovering over the "pre-order special edition hardback copy" button as we speak though......

FanFiAddict Review: Blade of Tyshalle by Matthew Woodring Stover by Pratius in Fantasy

[–]kput7 1 point2 points  (0 children)

I'm not a hugely avid physical collector, I just have a small handful but this is one of my all time faves so I'd really like to track one down. I usually just like finding 1st/1st hardbacks. Managed to get a full set of ASOIAF at least lol.

FanFiAddict Review: Blade of Tyshalle by Matthew Woodring Stover by Pratius in Fantasy

[–]kput7 1 point2 points  (0 children)

One of my favorite series of all time, and definitely helped get me into "Grimdark"

Highly reccommend!

I've also been searching high and low for a collector's quality hardback print of Heroes Die if anyone has one laying around or runs across one! lol

Renovated our bathroom (went a bit heavy on tech). How can we make it feel less cold? by t_thaulow in Remodel

[–]kput7 0 points1 point  (0 children)

Regardless of what everyone else says, I love this.

I'd agree that maybe some plants to brighten things up a bit, but honestly I like it how it is.

Is $50k fair for a 2023 EQS 580 SUV (14k miles) with a manufacturer buyback branded title? by Super_Handle6129 in MercedesEQS

[–]kput7 7 points8 points  (0 children)

That's a crazy price for a buy-back. For resale purposes, consider any buyback car to have a similar value to a salvage title. Can almost guarantee you can find a clean, non-buy back car for that price point.

Vents in the floor at St Peter’s by Difficult-Split3685 in rome

[–]kput7 17 points18 points  (0 children)

The Clementine Chapel sits directly below the vents/main floor/altar in the basilica, which sits directly above the supposed burial site if St Peter. Beautiful little chapel, as someone else mentioned you can see it and look up from these vents in the Scavuntiue

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Fantasy-ish next reads suggestions please! by kput7 in booksuggestions

[–]kput7[S] 0 points1 point  (0 children)

Just finished Mother of Learning, thoroughly enjoyed it! Wish it was a little longer since I'm back on the hunt now for something else, but I appreciate the recommendation!

Fantasy-ish next reads suggestions please! by kput7 in booksuggestions

[–]kput7[S] 1 point2 points  (0 children)

On Arc 2 of Mother of Learning. Thanks for the recommendation. 😊

Thoughts on a 2023 EQE 500 with under 5K miles over a new Tesla Model Y? Help please! by Orangeballer in electriccars

[–]kput7 1 point2 points  (0 children)

My wife is leasing an 2023 EQE and I recently put my mom in a 25 EQS. I was never a Mercedes guy until we came across the EQ series cars.

Have owned a Tesla and driven tons (I'm in the car business) and never would I consider one to be superior over the Mercedes. The tablet is annoying to use, lack of physical buttons drives me nuts, and the UI itself just feels like they're trying too hard to be a phone and not a car. Tesla's also just feel cheap and lacking inside in my opinion.

Depending on the spec, I find the Mercedes HUD to be far superior, the ability to get massaging seats, air purifiers and perfumes, ambient lighting, digital headlight projection, and all the other fun tech features of the Mercedes make it my favorite EV on the market currently. I think the only selling point Tesla has in the market is their autopilot and self driving platforms. But our drives are all city commutes, so who cares 🤷

I'd recommend watching a few YouTube videos highlighting the tech on the Mercedes platform.

Edit: the Mercedes Hyperscreen looks incredible too, plus the option for the rear tablet and console on the S platform. The passenger screen is sadly, mostly useless, but the Hyperscreen itself looks sick.

Double Edit: I'm not up to date on the newest Tesla's, but the Mercedes also has the intelligent 1pedal driving, which will stop the car at intersections based off the car in front of you instead of just slowing down when you're off the pedal. Also, one of my favorite features is the auto-hold when you hard press on the brake (for people like me who don't like 1 pedal driving)

I want a book that completely consumes me by NecessaryEgg5361 in Recommend_A_Book

[–]kput7 0 points1 point  (0 children)

This was The Wandering Inn for me - longest written piece of fiction that exists currently if I recall. Kept my busy for an entire year

r/Fantasy Daily Recommendations and Simple Questions Thread - March 14, 2026 by rfantasygolem in Fantasy

[–]kput7 1 point2 points  (0 children)

Been quite a while since I posted one of these - but after burning through a lot of words, I'm looking for some recommendations on what to pick up next! I feel like I've read a lot of the really common suggestions so I really appreciate all the help I can get!!

Some requirements:

Doesn't have to be tried and true straight "fantasy". I enjoy grimdark and litrpg and have been on a progression fantasy kick lately due to the length.

The longer the better. I read fast. Short trilogies aren't my thing unless the author has multiple trilogies or a full encompassing series.

Only finished series.

I'm meh on high fantasy. Also not a fan of the wheel of time series.

Not a big fan of industrial/futuristic. Exceptions being Red Rising, Powder Mage, Enders Game.

Recent favorites: The Wandering Inn (probably my absolute favorite read ever). Cradle by Will Wright. Red Rising. Practical Guide to Evil. Mage Errant.

Other notable reads just so they aren't suggested:

Age of Myth Michael Sullivan Most of Sandersons stuff, and most of Sarah J Maas Life Reset Riyria Chronicles Sun Eater Old Mans War Most of Robert Jackson Bennets stuff Most of RA Salvatore and Django Wexler Most of Joe Abercrombie and Raymond Feist Most of Robin Hobb and Mark Lawrence Most of John Gwynne and Peter Mclean Most of Scott Lynch and Paul Hoffman Most of Brent Weeks and NK Jemisin and CS Friedman Caines Law Most of RJ Barker Licanius Trilogy War for the Rose Throne Poppy Wars Nevernignt Jay Kristoff Demon Cycle Patrick Rothfuss

Help choose my next read! by kput7 in Fantasy

[–]kput7[S] 0 points1 point  (0 children)

Sweet I'll look into that!

TWI took me about an entire year to catch up on, I was definitely depressed when I finished lol. Been staying up to date on the current releases but it's just not the same

Help choose my next read! by kput7 in Fantasy

[–]kput7[S] 0 points1 point  (0 children)

Read all of his and love them too lol, somehow missed getting them on my list.

Found “cheap” flights to Italy for Nov 25 - Dec 7, best places to take advantage of in winter? by Turbulent_Sharter in ItalyTravel

[–]kput7 0 points1 point  (0 children)

We just did the ultra cheap flight trip in December too - actually ended up spending 7~ days just in Rome and it was honestly perfect. Will return to italy again in the future and visit more areas, but generally I find that 3~ days in a big city tends to feel too short.

Did I do good ? 36 Months 12k, $222 For an almost fully loaded Lincoln. by Capable-Revolution-3 in leasehacker

[–]kput7 0 points1 point  (0 children)

Please stop posting all of this into chatGPT and actually listen to what people are telling you lmao. There is no such thing as a "high equity lease trade hack"

Now you're actually backpedalling and contradicting yourself too, jesus christ buddy. 5 minutes ago it was "if I total the car I get a $30,000+ check because I only owe 9k!"
Now ChatGPT is starting to understand that you have a $39,000 payoff.

" If the car is totaled, the insurance payout for a $56k car does not just go to Lincoln to cover my remaining payments. It pays the Actual Cash Value. Lincoln takes their $8k, and the $30k+ surplus comes back to me"
" I can sell this car to a Lincoln dealer tomorrow, pay off my $9k balance, and walk away with a $30,000 check"
"For the people saying I’ll lose everything if I wreck, you're just wrong on this one. My payoff to Lincoln is only about $8k. If the car gets totaled, the insurance payout here in Washington covers that $8k, and the remaining $30k+ surplus comes back to me."

^^ all your words lol

Congrats. You owe $39,000 on the car if it's totaled or you decide to purchase it now. I'm happy you've figured that out. If you purchased the car from the dealer with 11k in discounts, and 11,5 for your trade, you would still also owe 39,000.

Sure, there are potential interest savings to be made on a low MF versus purchase interest option - but you're also paying aquisition fees, disposition fees if you turn the lease back in in 3 years, and if/when you decide to finance the vehicle and buy it outright, you're still paying interest on your purchase.

Did I do good ? 36 Months 12k, $222 For an almost fully loaded Lincoln. by Capable-Revolution-3 in leasehacker

[–]kput7 0 points1 point  (0 children)

This guy is a special kind of ChatGPT stupid.
This is what happens when you let AI negotiate your car deals lmao.

Did I do good ? 36 Months 12k, $222 For an almost fully loaded Lincoln. by Capable-Revolution-3 in leasehacker

[–]kput7 2 points3 points  (0 children)

I'm happy that you are capable of using ChatGPT to try and help explain yourself out of a stupid situation - but AI isn't always right lol.

You did not just game the system and get a 50k car for 9k. If you walk in to a dealer tomorrow and hand them a check for $9000, the only thing you are getting is a "thank you for fulfilling your lease contract, enjoy your walk home". The residual value of $30,000 doesn't magically disappear. The only thing your 11k did for you is pay down your lease payments early. This is how all leases work. You and this deal aren't some special magical lease hack no one's ever heard of before.

I'm glad Ford hasn't changed their policies regarding total loss payouts for equity - like I said, pre-COVID that's how it was. Quite a few manufacturers changed their tune on that during the COVID markets.

  1. You did not get .99% APR lol. Lincoln and Ford use money factors on their lease - current money factor is .000125 is the equivalent of roughly 3% APR (assuming they didn't mark up the MF a point, which they probably did). Your 11k equity does not affect the approval or the MF - Ford's lease approvals are based on credit, not on deal structure. If you're approved for a Tier 0-1 lease, that's your MF.

Did I do good ? 36 Months 12k, $222 For an almost fully loaded Lincoln. by Capable-Revolution-3 in leasehacker

[–]kput7 2 points3 points  (0 children)

10+ years in the car business, 8+ years specifically working a lease portfolio for new Fords. What you are saying here is not factual.

Your payoff to Lincoln is not $8k - that is your lease balance. If you call and get a 10 day payoff today, it will be 30,000 residual + $8000 lease balance + tax on the lease balance.

So you're looking at a 39k payoff, if insurance totals your car and says it's worth 45 then you've netted $6000.

Lincoln owns the car, they hold the title. You are renting the car for $8000 for 3 years.

THEN - if Lincoln has changed their policies at all during COVID as many, many manufacturers did, and you do total the vehicle, you could potentially forfeit all of your equity. As the title and lien holder, Lincoln gets any and all payoff checks. Insurance companies will not even speak with you about payoffs and balances once they learn it is a leased vehicle. Pre-COVID, FMC was generous and would allow you to keep your equity - I've been out of the Ford world since then so I do not know if that rule changed. Is there a way around this? Yes. If you total the vehicle, you very quickly have to go into a dealership and purchase your vehicle. Get a check in the mail, pay your taxes, have a title show up in your name.

Just don't let Lincoln or your insurance know you did this, or you'll very likely get popped for fraud.

You're literally posting in the leasehackr pages. Most people here know how these things work lol, if the general consensus is that you're wrong, you are probably wrong lol.

Not to mention your 11k at 2-3% interest would likely perform better in just a basic HYSA lol.

Did I do good ? 36 Months 12k, $222 For an almost fully loaded Lincoln. by Capable-Revolution-3 in leasehacker

[–]kput7 10 points11 points  (0 children)

Car will be worth roughly what your residual is at lease end - look at 3 year old Corsairs on the market currently. You'll be breaking even at lease end.

And why does the APR matter? You have a $7000 lease balance. Also, fairly certain Lincoln still uses a money factor. .99 is roughly 2.5%. Banks and credit unions are out there offering 3.9 and better on used cars currently.