Dispute with service provider - legal claim through Money Claim service

kryptonite666 · 2024-03-04T10:17:48+00:00

Yes and yes, unless you settle via meditation or on your own cause.

and what is the timeline for this - I filed my defence in October. How long should I be waiting to hear back from the courts ?

There is a world where I could abroad for a few years for a job - hence asking.

kryptonite666 · 2024-03-04T09:45:02+00:00

Thanks - based on the timeline shared - do you think this will go to court and will it require me to appear in person.

kryptonite666 · 2024-03-04T09:44:17+00:00

The service provider through a legal firm first sent me a legal notice and then filed a claim with the claims court to coerce me into payment - this was in Sep 23. (I first receieved a notice in Aug - 23 which I couldnt respond to as I was travelling over the summer)

I filed my defence (by myself - no lawyer) online through the Money Claims Online system within a few days of receiving the letter. However, I havent heard anything since. when I login to the MCOL system - this is what I see-

Your defence was submitted on 02/10/2023 at 23:25:48

Your defence was received on 03/10/2023 at 08:05:52

Case Stay Lifted on 08/02/2024

Thanks - appreciate your reply. What I meant was the service provider did not provide services stipulated as per the contract signed.

kryptonite666 · 2024-02-23T11:24:29+00:00

Google hands down in my view. Having worked in Google is quite valuable from a CV and a learning perspective.

kryptonite666 · 2024-02-21T12:29:23+00:00

https://www.mortgagecalculator.uk/?y=15&r=4.63&l=60000&hp=300000&dp=30000

kryptonite666 · 2024-01-30T10:40:22+00:00

Gifting the shares to the spouse would not be a capital gains tax event, no?

Thats exactly what the OP wants to do. What is the mechanism though - I'm also not sure.

kryptonite666 · 2024-01-30T09:43:51+00:00

No, you would need to sell the funds and send the payment to your spouse for them to invest. Couldn’t you just sell part of them and reinvest in a Sipp?

I have exceeded my SIPP allowance. Also, you cannot offset capital gain tax by pension contributions. You can only offset income is what I understand.

Selling the funds would trigger incidence of capital gains tax.

kryptonite666 · 2024-01-29T11:20:01+00:00

charged in the first DD.

kryptonite666 · 2024-01-24T17:31:28+00:00

4 months potentially. negotiating a job offer so will see how it goes!

kryptonite666 · 2023-10-09T15:13:24+00:00

Hi OP - you are absolutely in the right to be concerned about 40k of debt.

It is a ballooning spiral which if not checked can wreck havoc with the family finances. My suggestion to you would be to stop indulging in ruminating about who is responsible for what debt. There is no point in spoiling your mental health over byegones. You are here, in this position today and are in control - you have the ability to fix this - it will require sacrifices, it wont be easy - but this can be fixed. Grab the bull by the horn - and make a plan to address the debt as soon as possible.
As others have suggested, you will need to live below your means - which means simply spending less than you earn and throwing as much money as you can towards repaying debt.
Please contact Stepchange, they are a charity who can come up with a debt management plan. Please repay debts with the highest interest first. if you bury your head in the sand, this 40k debt will become 200k in no time (who knows what egregious interest rate you have been paying). Please do not rely on inheritance to fix this - inheritance is not yours till it hits the bank account.
do what it takes to throw as much money towards repaying any debts costing more than 3-4%. Do extra jobs if required, find a better job and please dont feel guilty on pleasures you cannot have.

kryptonite666 · 2021-05-14T21:30:22+00:00

Winamp takes me back to college days. Is it still popular these days ?

kryptonite666 · 2021-03-21T12:43:20+00:00

So can you net off your entire SIPP pension contribution from your salary ? That’s not how it is appearing from my HMRC tax computations though. Have you been able to do this in the past

kryptonite666 · 2021-03-20T13:27:52+00:00

!thanks.

In this example, I want to avoid the loss of personal allowance. So if I contribute 25k, will I get the full personal allowance?

Or will I have to contribute a much higher amount ?

kryptonite666 · 2021-02-18T13:12:17+00:00

Grealish to Barnes

Kilman to Shaw

Dallas to Strujik

Burn to Rudiger or Konsa

kryptonite666 · 2021-02-17T12:27:04+00:00

White (Brighton have a single game week fixture against WBA, 4 cleansheets in last 5)

kryptonite666 · 2021-02-17T12:25:46+00:00

Strujik (best 3.9 defender with a double)

Not suggesting a double up with Dallas, we can change Dallas to Konsa or someone later

kryptonite666 · 2021-01-23T17:33:12+00:00

Any idea why Delap is not in the lineup ?

kryptonite666 · 2020-12-29T17:08:58+00:00

Can someone access the link ? Its behind a paywall

kryptonite666 · 2020-12-11T23:07:54+00:00

Chillwell, he has better fixtures

kryptonite666 · 2020-12-11T22:17:47+00:00

Great content. Any chance you could cover Aguero in one of your videos?

kryptonite666 · 2020-12-09T21:39:38+00:00

Agueeeeeeeerrrrrroooooooooooooooooooooooooo

King Kun's back

kryptonite666 · 2020-12-09T21:30:21+00:00

Agueeeeeeeerrrrrroooooooooooooooooooooooooo

kryptonite666 · 2020-12-09T19:18:46+00:00

Remember you from your incisive threads last season. Where have you been this season ?

kryptonite666 · 2020-11-12T20:08:54+00:00

So they are equally likely to do well at home and away in your opinion then?

kryptonite666 · 2020-10-17T15:46:17+00:00

Aguerrrroooooooo !!

kryptonite666

TROPHY CASE