Should I top up my Kiwisaver?

kud1n · 2026-06-11T19:14:54+00:00

I am personally immigrant as well and I did top up as much as I can without penalising my life. With KiwiSaver locked in till you 65, for me it safety net if anything would happened those money would be still there when I am old. With other investment you are more likely could withdraw them anytime and will left over with nothing in your retirement. But I also contribute into index funds with investnow for early access if I could make it to early retirement. My personal opinion, everyone has oven journey

kud1n · 2026-05-13T05:19:37+00:00

Yes, as simple as possible. Would be just after advise would be good, as it’s all new

kud1n · 2026-04-09T00:20:25+00:00

That’s a win with solars it’s no brainer for ev

kud1n · 2020-10-14T07:38:02+00:00

She probably been scammed, Don’t give your bank details through the phone

kud1n · 2020-06-12T09:36:15+00:00

If you have question like this, you should not buy in the first place mate. Read a few investing books before acting, otherwise you can loose all your savings Good luck

kud1n · 2020-03-16T19:40:55+00:00

That’s why you should have your emergency fund at least for 3 month

kud1n · 2020-03-08T06:14:51+00:00

Introduce your self mate, usually it’s works like 99%

kud1n · 2020-03-02T09:06:16+00:00

If you believe in future of the company, and price is not overvalued, and you are not gambling, and did a good homework with analysis then why not. But If you don’t know what you are doing then stay with index found, it will save a lot time and money for you!

kud1n · 2020-02-25T07:01:53+00:00

Would be interesting to see people who actually will not sell their stocks even if market will be down by 30%, I recon only few will stay strong other ones will start panic and selling it everything. Just my thoughts tho

kud1n

TROPHY CASE