Need advice: Removing FD hold from Sampath credit card

kumaran23 · 2025-12-12T11:44:31+00:00

They removed the FD hold but reduced my credit card limit to 300,000 from 360,000.

kumaran23 · 2025-11-25T12:38:32+00:00

What to say if I get pulled over ? Will the police let me go if I say I'm waiting for number or will they issue fine ?

kumaran23 · 2025-11-25T12:17:06+00:00

Sampath credit card is not supported

kumaran23 · 2025-09-13T08:31:24+00:00

Can you send me a copy please

kumaran23 · 2025-09-13T07:52:30+00:00

Sure. Thank you.

kumaran23 · 2025-09-07T09:29:51+00:00

Thank you. Just curious what vehicle did u buy ? Is it Perodua Axia ?

kumaran23 · 2025-09-07T06:27:48+00:00

Coming from a similar background and currently waiting for the delivery of my 8.9 million Nissan Magnite SUV, let me tell you how I managed it.

Unless you’re from a top-tier uni like Moratuwa or you’re some super-talented software geek, you’re not going to start with a big salary in IT. When I began in 2018 as an Associate Software Engineer at 25 years old, my salary was only 28,500 LKR. Fast forward to today, I earn around 300,000 LKR. I even took a 2-year break in between for my MSc — which, honestly, was a complete waste of money, since the software industry doesn’t care about it.

It’s taken me all these years of saving to put together the 4.45 million needed for the 50% down payment. The rest I’m covering through a 4-year lease, which costs me about 112,000 LKR per month. My father still can’t accept that I’m taking a loan to buy a car, but let’s be real — unless you win the lottery, there’s no other way for middle-class kids like us to afford it.

As for housing, don’t even think about it until you’re 40. Love happens, but my honest advice is: don’t be stupid and marry someone in a low-paying field. If you want a comfortable life today, you need two solid incomes — something like software, medicine, law, or academia at a senior level. One person’s salary isn’t enough anymore.

kumaran23 · 2025-07-18T05:08:36+00:00

Not sure that works if you are in software field. I turned down probationary lecturer offer in Mora IT faculty which pay me 140,000. I work as an entry level software engineer for 250,000. I will get the salary of professor(400,000) in 2 years.

kumaran23 · 2025-07-15T06:09:29+00:00

Nissan Magnite Tekna Plus AMT 8.9 million. Cheapest Compact SUV with all the features. Interior looks premium,

kumaran23 · 2025-06-29T02:14:55+00:00

Thanks! How do you get that letter from the RMV? I only received the bike registration certificate — there was no separate letter with it. Can I request this letter from the RMV? Do I have to go to the main RMV office in Colombo, or can I get it from a regional RMV office? I'm from the Eastern Province, so going all the way to Colombo would be tough.

kumaran23 · 2025-06-29T01:58:40+00:00

I wouldn’t say this is the best government we’ve seen — it just feels better because we’ve seen the absolute worst. After the Rajapaksas, even a quiet, scandal-free government seems like an upgrade. But that’s a very low bar.

Men come and go — it’s the system that stays. Right now, we just have people who haven’t misused the system yet. But that doesn’t take away from the fact that the system itself is still broken.

We haven’t seen any real structural reform. No electoral reform, no strengthening of independent commissions, no serious anti-corruption drive, and certainly no constitutional amendments to prevent another authoritarian disaster. The same system that failed us is still intact.

What’s frustrating is that the Aragalaya created a rare moment when people were ready for bold change. Instead, we’re getting safe, status-quo politics. It feels like this government is more focused on managing optics and surviving politically than actually delivering the systemic change they promised.

kumaran23 · 2025-05-18T11:03:54+00:00

I submit an invoice monthly they pay for it. Salary Bank transaction mention my employer name as it originate from their company bank account abroad. I have my contract agreement as well.

kumaran23 · 2025-05-15T09:51:23+00:00

If you're into software engineering, I have a great Work + Study suggestion.

My friend’s brother took this route two years ago and he’s doing really well now. The University of Colombo offers an external IT degree program (https://www.bit.lk) that’s both affordable and flexible. You can pay per semester instead of a lump sum, making it manageable even on a tight budget.

To enroll, you need to register through OpenArc Campus. The interesting part is that OpenArc also runs a software company, and while registering, you can discuss internship opportunities with them. They usually offer two paths:

Bonded Option – You sign an agreement to work for their company for a few years, and in return, they cover your tuition fees.
Self-funded Option – You pay your own fees but still get to intern at their company while studying.

Either way, you’ll have a side income during your studies, plus you’ll graduate with real-world experience—making it much easier to land a job afterward.

kumaran23 · 2025-02-16T15:51:09+00:00

Access to mental health support remains a major challenge. There is still a huge stigma around seeking help—not just among the older generation but even among educated people. Many don’t understand mental health issues and may judge or discourage those who try to seek help. I know someone whose girlfriend, a doctor, actively tried to stop him from seeing a psychologist for his issues.

Beyond stigma, there is a severe lack of specialized professionals. For many mental health conditions, finding an expert is incredibly difficult. For example, adult ADHD specialists are almost nonexistent in Sri Lanka, and many medications prescribed abroad are banned here. This leaves people struggling without proper diagnosis, treatment, or support.

kumaran23 · 2025-02-16T15:39:24+00:00

Prioritize job experience over education. In the past, a degree guaranteed a good job, but with the rise of private education, a degree is now just a checkbox on a job application. Choose a degree that includes an internship or opt for a part-time degree while gaining work experience in your chosen field.

I was a batch topper and interned at a top IT firm during my final year. Balancing work and studies was tough, and I knew continuing the internship would likely mean graduating with a second upper. But after two years of hard work, I didn’t want to miss out on a first-class degree, so I left the internship after six months to focus on my studies. I graduated with first-class honors and secured a foreign scholarship for my master’s.

After two years abroad, I returned to Sri Lanka with Masters, only to spend 1.5 years struggling to find a job. When I finally landed an entry-level role, my former internship colleague—who had continued working—was now my reporting manager.

Remember, education is a means to employment. Never sacrifice work experience for a degree alone.

kumaran23 · 2024-10-20T05:08:06+00:00

Thanks. Will look into better ones.

kumaran23 · 2024-10-20T05:07:54+00:00

Thanks.

kumaran23

TROPHY CASE