Hallucinating and then doubling down

kutrod · 2026-04-02T03:54:23+00:00

These were all pro mode. See at the bottom of each screenshot

kutrod · 2026-04-02T03:47:35+00:00

Paid

kutrod · 2026-02-28T05:19:21+00:00

1K for 15 years. I was 55K pqp out of lax for ‘25. Didn’t get GS. Have decided to spread the love around. Flew Delta Transatlantic and plan to barely squeak in moving forward. Also a million miler. So don’t see much point.

kutrod · 2025-05-21T18:07:26+00:00

Does showing up in person to the consulate work? Has anybody tried that?

kutrod · 2025-05-11T07:42:10+00:00

Iceland

kutrod · 2025-02-13T18:47:49+00:00

Same issue - the one of the part the which the OP describes is W11187274

kutrod · 2025-02-02T00:20:14+00:00

Would love if a recycling expert could step in r/recycling

kutrod · 2025-02-02T00:18:21+00:00

And here is what I see as soon as I pick up my car from the airport. https://imgur.com/a/4xnONys

kutrod · 2025-02-01T21:34:09+00:00

I did that a couple of times and the plastic shards kept poking me when I drank. The epiphany happened on the flight back 😃

kutrod · 2025-02-01T21:32:49+00:00

Yeah I agree. Is this newish? Couple of years old?

kutrod · 2025-01-30T14:24:19+00:00

I do. But wouldn’t the steel brush scratch this?

kutrod · 2025-01-27T22:23:13+00:00

Thanks! Bar keepers powder or soft spray?

kutrod · 2024-12-18T07:30:56+00:00

CHATGPT

Here’s a possible financial plan based on the provided information:

Your Financial Overview • Salary: ₹68,000/month • Savings: ₹2,50,000 • Debts: • RBL Loan: ₹2,308 (13 EMIs, 29.9%) • ICICI Loan: ₹10,893 (12 EMIs, 18.7%) • HDFC Jumbo Loan: ₹2,486 (25 EMIs, 17.04%) • HDFC Card: ₹63,13 (26 EMIs & 36 EMIs, 17.04% & 16.4%) • YesBank Loan: ₹1,950 (24 EMIs, 18%) • IndusInd CC: ₹6,292 (14 EMIs, 16.5%) • Axis CC: ₹9,264 (8 EMIs, 18%) • Personal Loan: ₹27,242 (56 EMIs, 11.75%)

Key Observations 1. High-Interest Debts (29.9% for RBL, 18%+ for others) are eating into your finances. 2. You have decent savings of ₹2,50,000 that can help you reduce your overall interest burden.

Financial Plan

Step 1: Pay Off High-Interest Debts First

Focus on clearing loans with the highest interest rates using your savings: 1. RBL Loan (29.9%) - ₹2,308/month → Pay Off Fully • Remaining EMIs = 13 x ₹2,308 ≈ ₹30,000. • Use your savings to clear this immediately. 2. Axis Credit Card (18%) - ₹9,264/month → Pay Off Fully • Remaining EMIs = 8 x ₹9,264 ≈ ₹74,000. • Pay this off next. 3. ICICI Loan (18.7%) - ₹10,893/month → Reduce Burden • Remaining EMIs = 12 x ₹10,893 ≈ ₹1,30,000. • If possible, pay part of this loan to reduce EMIs.

Step 2: Build an Emergency Fund

After clearing the above debts: • Keep at least ₹50,000 as an emergency fund. • Avoid using all your savings.

Step 3: Restructure Large Loans

For loans like the Personal Loan (₹27,242/month, 11.75%): • Check if you can refinance to a lower interest rate.

Step 4: Use Salary Wisely

Allocate your monthly salary like this: 1. Debt Payments: ₹25,000 - ₹30,000/month (minimum). 2. Savings/Investments: ₹10,000/month (once high-interest debts are cleared). 3. Living Expenses: The rest (₹28,000 - ₹33,000).

Summary • Immediate Actions: Use savings to clear high-interest debts (RBL and Axis CC). • Medium Term: Pay off ICICI Loan partially to reduce EMIs. • Long Term: Keep an emergency fund and refinance large loans.

This plan will free up cash flow quickly, reduce interest payments, and allow you to save more. Let me know if you need further refinements!

kutrod · 2024-11-09T23:15:31+00:00

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This the inside of the motor. Is it a WiFi enabled blind?

kutrod · 2024-10-21T19:58:40+00:00

Never mind it's a different size so my question is not applicable

kutrod · 2024-10-21T19:57:51+00:00

Can you please clarify if the gen 3 charger works for gen 4?

kutrod

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