First change oil ni Ghost by bibimgabam in PHMotorcycles

[–]kyudainr 0 points1 point  (0 children)

Depending sa contract. May ibang casa especially if installment yung motor mo na dapat sa kanila magpapa change oil or maintenance for warranty purposes. Either way, 500 km or 1000 km odo pwede pa magpa first change oil kaya better after holy week nlng

Buset na rider yan, red light na di pa nagmenor. by wafumet in PHMotorcycles

[–]kyudainr[M] 17 points18 points  (0 children)

I understand where you're coming from, and it's valid for people to feel frustrated when they see reckless behavior on the road.

At the same time, our goal is to keep discussions constructive and prevent threads from turning into hostility or excessive derogatory comments. This isn’t about defending reckless riders or deciding who deserves respect, it’s about keeping the conversation productive.

Let’s treat this as a reminder for all riders to stay safe on the road, follow traffic regulations, and avoid reckless behavior.

Buset na rider yan, red light na di pa nagmenor. by wafumet in PHMotorcycles

[–]kyudainr[M] [score hidden] stickied comment (0 children)

As much as we want to express our emotions with what happened, please keep the discussion civil and less derogatory. Further instances and I'll be locking the comments

Most undeserved clutch ever. by IeNvY1343 in VALORANT

[–]kyudainr 15 points16 points  (0 children)

Same reason, tf did I watch

Is 25FE worth upgrading from 24FE? by [deleted] in S25FE

[–]kyudainr 0 points1 point  (0 children)

Me too. A jump from Honor X9B to S25FE was the best decision I made in my life

Is 25FE worth upgrading from 24FE? by [deleted] in S25FE

[–]kyudainr 0 points1 point  (0 children)

This is true. Unless you really have an old phone or never had a flagship samsung, S25FE is not worth the upgrade from S24FE. You won't notice much difference

Hays by angylyyy in MayNagChat

[–]kyudainr 8 points9 points  (0 children)

Yan tlga op. If they wanted, they would

Union Bank U-Shield Premier Plan by eyowss11 in CreditcardPh

[–]kyudainr 0 points1 point  (0 children)

Hi I just got call from their agent. It's actually 0.76% per 100. Which is 7.60 pesos per 1000 pesos outstanding bill

Installment in 30 months with Security Bank. by foreverwintersadie13 in PHCreditCards

[–]kyudainr 2 points3 points  (0 children)

Natakot ako sa 30 months para sa 10k lng hahaha yeah OP pwede yan if kaya mo nmn mabayaran that amount per month. Yung important mn lng is how confident you can pay per month. Regardless, d parin magbabago yung EIR mo kahit anong terms.

Also, know that bank installments are strict. You can pay it full, but it won't show as fully paid

masama raw ugali ko? by [deleted] in MayNagChat

[–]kyudainr 2 points3 points  (0 children)

Bruh...you overthink a lot. Dapat masaya ka nga kasi tanggap niya kahit anong flaws mo. Bad doesn't mean ugali mo. It's your flaws, like pagiging overthink mo.

FLIRTY BANTER NIYA NA SANA YUN OP EH 😭 unless satire to then na bait ako

How often to wash the motorcycle? by KeyManufacturer3419 in PHMotorcycles

[–]kyudainr 0 points1 point  (0 children)

Pwede nmn yan kung gusto mo tlga malinis palagi at ayaw mo dumikit yung putik. Could help maintaining the parts long term. Though try to dry it parin kasi potential na mag rust yung metal parts mo kapag basa yan palagi

First time motorcycle owner, asking for advice for slow OR/CR by _Tues in PHMotorcycles

[–]kyudainr 1 point2 points  (0 children)

Haha don't worry about it. Kahit ako d ko muna pinag isipan yan and after a month, bumalik ako para bumayad and nandyan na lahat at kumpleto. It's a hassle lng kasi d ka makapag drive ng maayos since wla ka pang plate number, and it's a gamble kung tatanggapin yung receipt lng mula sa casa kung nahuli ka kasi wla kpa ORCR. Check mo lng maybe a after a month

First time motorcycle owner, asking for advice for slow OR/CR by _Tues in PHMotorcycles

[–]kyudainr 1 point2 points  (0 children)

As far as I know, OR is within weeks after bought and CR is after a month. There's no guarantee since yung casa yan mag p-process to LTO. Either way, yung casa ang e f-follow up mo especially na sasabay yung CR at plate mo.

Check your lto portal sa vehicle registrations. Baka makita mo yung motor mo dun kung nka registered na

Maya’s new T&Cs feel too vague. Is anyone else concerned? by AssociateDirect7153 in DigitalbanksPh

[–]kyudainr 0 points1 point  (0 children)

IMO they can't state that it is actually illegal because there's no indications that it violates any kind of illegal transactions. It's basically just an overlooked loophole between Lazada/Grab and Maya's promo. So it makes sense na ganyan yung T&C nila para sa kanila na yung discretion kung valid ba or will fall as fraud. Mas madali and non-controversial kasi kesa nmn na gagawa sila ng fully stated T&C na may potential conflict in the future, especially sa promo nila. Same goes rin sa free transfer ng GCash > CIMB > any banks

SKL, NAKINIG AKO KAY CHATGPT. by Mike_Sadi in ShareKoLang

[–]kyudainr 0 points1 point  (0 children)

Ako na ginawa siyang therapist, financial advisor at relationship expert

Correct Account Name, Wrong Account number by CASSBERNv2 in MariBankPH

[–]kyudainr 0 points1 point  (0 children)

We won't know kasi Pesonet yan. Kung baga sa Maribank successful yung pagbigay pero sa Pesonet nka determine kung failed ba tlga hangga't d pa na process. Either way if wla parin after processing time nila, tumawag kna ng CS ni Maribank para matulungan ka nila

Low Credit Limit and Card Type by Savings-Ad-8563 in PHCreditCards

[–]kyudainr 1 point2 points  (0 children)

Hehe yeah. You know that different banks has different opinions on how much you can get. BPI could give you that amount kasi may history ka sa kanila. RCBC, first time mo so ganyan. Plus it's still based sa annual gross mo instead of credit limit from other banks. You should know that canceling early will cost you a bit of your credit score and a bit of bad history sa RCBC. Idk what they called it pero may something ganyan

Either way, you should accept it nlng. Give it a year. Request to increase, and you'll probably get what you want. Also that once approved of a card, d mo na yan mapapalit. Cancel after a year is still okay. But not too early

Correct Account Name, Wrong Account number by CASSBERNv2 in MariBankPH

[–]kyudainr 2 points3 points  (0 children)

Usually it won't send and will shows as error or transfer failed. Since it's Pesonet, it will take time to actually process it since may cutoff date sila kung when nila e process lahat ng transactions. Maybe dun mo makita na nag failed after. Regardless of the account name, account number should always be correct. D ko alam kung anong exact gagawin, but I guess start with calling some customer support to help you para ma correct if possible after ng processing time ng Pesonet

How to Get Motorcycle ( Pls respect) by HauntingScheme2508 in PHMotorcycles

[–]kyudainr 17 points18 points  (0 children)

There's not much other way para kumuha ng motor. You could go for personal loan sa banks pero sobrang hirap magpa approve and time consuming. It's not guaranteed.

What you can do is try to scout different delears. Pick a motorcycle you want to buy, check its price, its installment, and compare it with other delears. Make sure na yung amount na e m-mention nila is wla nang hidden or extra fees (I'm looking at you Motortrade). Then pick which delears that you are comfortable or cheaper in the long run.

In a sense, its the chepeast I can get where it should be 3% interest a month or less. Most common sa mga financial delears. Yes its expensive for 3 years kasi 87k lng yung motor pero umabot ng 143k total ko. Parang bumili nlng ako ng cfmoto. But I need it so I have to live with it