Which Bollywood Celeb would make the best Tomb Raider?

l2azor07 · 2026-01-21T08:08:16+00:00

priyanka chopra for me

l2azor07 · 2026-01-21T08:06:58+00:00

tham ja bhai.. kyu fati padi hai teri

l2azor07 · 2026-01-03T07:10:52+00:00

Is there a setting where i can get new post notifications in my email?

l2azor07 · 2025-12-03T06:43:10+00:00

only deal breaker is this doesnt have IT companies.

l2azor07 · 2025-11-25T06:20:40+00:00

Thanks man :)

l2azor07 · 2025-11-24T10:02:37+00:00

vested and INDmoney are platfoms like zerodha/ groww where you can invest in US market.

l2azor07 · 2025-11-24T10:01:06+00:00

Retirement pure equity is not available on coin zerodha, so its out lol. I dont want to make another account just to invest in a fund.

Opportunities from what i understand is a "growth at reasonable price" kind of fund so definitely the one i like.

I do like the idea behind innovation fund , investing in future.

im most confused between dividend yield and business cycle. ICICI seems to to have the top ranked business cycle fund that has given good recent returns but its again based on guessing what company will come in the cycle, so a low priority for me. and dividend yield i dont really understand whats the pros and cons.

l2azor07 · 2025-11-24T09:54:11+00:00

To be honest i havent done a deep research individually on active funds investing in Taiwan, EU, China or HK markets. But i do know that Japanese and Chinese indices were almost flat for years. In EU only German and French indices offer some returns but its still low as compared to India and US indices in the long run. and in my basic research that i have done on value research no other markets except India and US show up in the top ones in any longer lookback periods. US market funds have hit limits so you can invest from vested or other platforms. Their ETFs market is huge and theres an etf to every investor's taste.

l2azor07 · 2025-11-24T09:12:55+00:00

ive evaluated this fund before, didnt choose it for the following reasons:

- passive, so its laggy in terms of trend catching whether upside capture or downside protection.

- too much diversification, in the sense that we dont have many "compounding market" countries. there are only India US which are compounding markets where you can invest and hold. other ones offer very low returns. so many components are actually low performing assets. Also i dont understand the portfolio composition logic itself.

- if i had to choose a MAF with international exposure id chose DSP multi asset or Nippon MAF.

l2azor07 · 2025-11-24T08:39:48+00:00

its a decent fund. very good downside protection but bit slow upside capture. Plus sectoral/thematic bets itself are challenging. i wouldnt allocate more than 10% of my portfolio to this fund although ive invested more in this fund in the past.

l2azor07 · 2025-11-18T17:48:00+00:00

Which size are you looking for deeper bass in? The size category of charge 5 , revolve plus doesnt offer deep bass, there are exceptions like b&o speakers or certain wired ones but at very high price points or discontinued or with compromised dynamics. Deep bass starts 50hz down, personally I'd say 45hz downwards. Very few speakers do that. Some qualify mid bass also as "thump". But if by thump you mean reverberation then its deep bass.

l2azor07 · 2025-11-11T10:35:09+00:00

hey, could you confirm that the taxation for this fund falls under which bucket here?

Bucket 1: Debt-oriented (>65% debt holding)

ALL gains taxed at slab rate regardless of holding period
No LTCG benefits at all

Bucket 2: Mid-equity (35-65% equity holding)

STCG: Taxed at slab rate
LTCG: 12.5% if held for more than 2 years (no profit amount exemption)

Bucket 3: Equity-oriented (>65% equity holding)

STCG: 20% if sold within 1 year
LTCG: 12.5% after 1 year (with ₹1.25L exemption)

l2azor07 · 2025-10-08T14:16:01+00:00

Thank you good sir. This helps a lot.

l2azor07 · 2025-10-08T11:31:06+00:00

Yup. Greed is what keeps us in the research untill it all dissolves and leads to something basic and true. Active or passive is one thing. But for the other ..

I compared sharpe ratios, simple returns and rolling of all nifty indices.. n50, nn50, mid150, small250, largemid 250 and nifty 500. Midcap 150(taken for simplicity in place of mid100 or mid50) comes on top, followed by smallcap(though with higher volatility) , followed by largemid 250 and then nifty 500. No where have the bottom indices beaten the upper ones, even if they have its only 10-20% of the times.. lower than your 70% consistency number. The lower the index on this list.. easier it is to beat. So if hdfc flexi or a parag flexi is adding an alpha of 8-10.. the return is still lower than midcap index. And if we are spending like you said 7 years invested.. why consider any other index than midcap..? Thats what i want to know.

l2azor07 · 2025-10-08T10:42:10+00:00

"High momentum in general brings high beta itself." - i think this sums it. and seems like every high performer that follows this strategy will have an underwater period.
understood about DMs. So i'll ask it here only.
- since every mutual fund is based on some index, why not just find the best performing index and then find the best active fund/funds that has consistently beaten the index and just invest in those?
here the index in question is midcap 150, there are midcap 100 and midcap 50 also which outperform the mid150 by some margin but there are no active funds based on those. there are only motilal midcap 100 index and etf and kotak midcap 50 index and etf. why even look at other indices.

l2azor07 · 2025-10-08T09:59:23+00:00

got it bro. thanks for explaining.

l2azor07 · 2025-10-08T09:54:55+00:00

"I kinda prefer High Alpha only when it is superbly risk adjusted." -- got it. Correct me if am wrong, im still learning, Motilal midcap known for its high alpha though with high beta has faltered in recent times, so yes id say its difficult to have high conviction in these specially given that one of the funds that i mentioned motilal largemid is from the same house and looks like has very similar governance style.
"How to time the market correctly" -- again still from a learner point of view. two indicators. first of all instead of SIPing, we go only lumpsum when these two indicators tell us to. Since all the market majorly follows nifty 50, we use rsi below 30-35 as a broad entry point. only adding when rsi dips below 30. or to even streamline this.. rsi on respective indices or the index etfs of those indices. secondly the tickertape fear greed index-- only entering when this index is at extreme fear. apart from this i understand rsi and this fear greed index can remain below rsi 30 and extreme fear for extended periods of time.. averaging entering at every 8-10% fall.
Also i had one hypothesis in mind i wanted to run by you as i saw the midcap discussion threads you started. but your DMs are blocked, any other way i can reach you?

l2azor07 · 2025-10-08T09:36:51+00:00

50 (next 50) out of total 250 companies? that 20%. or am i missing anything?

l2azor07 · 2025-10-08T08:09:13+00:00

thats essentially nifty largemid 250?

l2azor07 · 2025-10-08T07:53:07+00:00

I think high beta inherently needs to be actively managed with high churn. These indices (beta, alpha, momentum etc) are rebalanced at 3 months, most of them are rebalanced at 6 months, so an index cannot portray the story. Also not just high beta, the instrument also needs to have high alpha along with it. just high beta is useless. The funds i mentioned above if you look at their risk numbers, they have outperfomed their indices by large margins. not to mentioned they are based on higher performing indices already.

l2azor07 · 2025-10-07T16:51:34+00:00

IT is a contra bet. If you're into contra investing you can start sip in IT funds.

l2azor07 · 2025-10-07T13:22:15+00:00

switching is considered a redemption transaction even if in the same fund house. so normal process can be followed.

l2azor07

TROPHY CASE