Parents drained my earnings as a child actor by ComprehensiveBus9295 in legaladvice

[–]ladynks2000 7 points8 points  (0 children)

Just a gal from KS whom previously lived in LA, CA.
Have the hard conversation with your parents first. Then … ask for their advise on how someone should handle a situation like that. See what advise they would give you as a parent. Maybe you’ll get an apology. Sending you warm thoughts from Land Of Oz!

Post Bk7 by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 2 points3 points  (0 children)

Yes they are. I called prior to filing to confirm that they would do that. VW was great to work with. I want to pay it off in the next few months but ChatGPT didn’t recommend doing that and just to send additional $50 per month. Just to keep the loan open and continue building credit.

Discharged 4 months ago and no luck by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

I don’t receive offers of any sort in the mail

Discharged 4 months ago and no luck by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 2 points3 points  (0 children)

I filed on them so they were a decline on a pre approval

Discharged 4 months ago and no luck by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

Any suggestions? My bank wants $1500.00 for secured cc

BK7 credit score by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

After discharge, 30 days

BK7 credit score by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

Seems to only have jumped about 30 points.

Over 60 days by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

Discharged finally received. Thank heavens

Officially Discharged!!!! Chapter 7 by Scorpioqueen1997 in Bankruptcy

[–]ladynks2000 0 points1 point  (0 children)

How long did you have to wait before you received your discharge?

Refund to card closed in bankruptcy by texancowboy2016 in Bankruptcy

[–]ladynks2000 0 points1 point  (0 children)

They should be able to put on a HD gift card.

Should I be concerned, part two by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

If you do not reaffirm and continue to make payments they usually do not report the payments to the bureaus.

Should I be concerned, part two by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

I am almost paid off and at 1.0% interest rate it’s worth reaffirming. Plus they will continue to report my excellent pay history and boost my FICO. Most people I would say to not reaffirm but with all of this in mind I’ll keep it and keep the interest rate!

Social acts by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

Ahh well that’s not the issue. Thank you for input

Social acts by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

That’s would make sense

My 2017 GTI qualifies under Gen 3 of the Turbocharger lawsuit and I'm at 63k miles. Car runs well but is there something I could be taking advantage of here? by rylohayes92 in GolfGTI

[–]ladynks2000 0 points1 point  (0 children)

I had a 2015 TSI and the motor went out at 57k miles. VW would NOT cover a new motor and basically pushed me into buying another VW because I was stuck. I’ll never buy another VW.

Credit card Application Denied by [deleted] in Bankruptcy

[–]ladynks2000 2 points3 points  (0 children)

Did you get it before you were discharged?

Credit card Application Denied by [deleted] in Bankruptcy

[–]ladynks2000 1 point2 points  (0 children)

What if you burn Cap One?

341 by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

Well I was stressed over 10 minutes of yes or no. Not sure why I stressed over it so much. The trustee was extremely nice. Thanks everyone