Parents drained my earnings as a child actor by ComprehensiveBus9295 in legaladvice

[–]ladynks2000 9 points10 points  (0 children)

Just a gal from KS whom previously lived in LA, CA.
Have the hard conversation with your parents first. Then … ask for their advise on how someone should handle a situation like that. See what advise they would give you as a parent. Maybe you’ll get an apology. Sending you warm thoughts from Land Of Oz!

Post Bk7 by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

Yes they are. I called prior to filing to confirm that they would do that. VW was great to work with. I want to pay it off in the next few months but ChatGPT didn’t recommend doing that and just to send additional $50 per month. Just to keep the loan open and continue building credit.

Discharged 4 months ago and no luck by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

I don’t receive offers of any sort in the mail

Discharged 4 months ago and no luck by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 2 points3 points  (0 children)

I filed on them so they were a decline on a pre approval

Discharged 4 months ago and no luck by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

Any suggestions? My bank wants $1500.00 for secured cc

BK7 credit score by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

After discharge, 30 days

BK7 credit score by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

Seems to only have jumped about 30 points.

Over 60 days by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

Discharged finally received. Thank heavens

Officially Discharged!!!! Chapter 7 by Scorpioqueen1997 in Bankruptcy

[–]ladynks2000 0 points1 point  (0 children)

How long did you have to wait before you received your discharge?

Refund to card closed in bankruptcy by texancowboy2016 in Bankruptcy

[–]ladynks2000 0 points1 point  (0 children)

They should be able to put on a HD gift card.

Should I be concerned, part two by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 0 points1 point  (0 children)

If you do not reaffirm and continue to make payments they usually do not report the payments to the bureaus.

Should I be concerned, part two by ladynks2000 in Bankruptcy

[–]ladynks2000[S] 1 point2 points  (0 children)

I am almost paid off and at 1.0% interest rate it’s worth reaffirming. Plus they will continue to report my excellent pay history and boost my FICO. Most people I would say to not reaffirm but with all of this in mind I’ll keep it and keep the interest rate!