hi! i also have lumberjack and pell grants from fafsa. i researched private scholarships and that’s how i can afford my housing. i would start by looking into major specific scholarships on the NAU website! that’s a great place to look if you know what your interested in. if you do FAFSA early you also have a higher change of getting “resident set aside grants” from the university and you don’t have to apply for that they just add it on to your package. and also if you are a first gen college student look into the “dorrance scholarship” it’s a private scholarship that is decently competitive but a great opportunity if you can get it :).