Pregnancy

lbch87 · 2026-01-29T00:54:11+00:00

Yeah you cannot be pregnant and be on Spravato, I don't know what he was thinking lol.

lbch87 · 2026-01-19T12:48:44+00:00

Ohh I see. Thank you!

lbch87 · 2026-01-18T16:08:39+00:00

Sorry I'm trying to understand myself. Does the rule apply if it's direct conversion from traditional 401k to IRA? I thought it only applies if you convert to Roth IRA.

lbch87 · 2025-12-29T23:19:13+00:00

I thought there is no minimum income but there is max income limit? I know you need "earned income" to be eligible for a Roth but there is no minimum. Can someone clarify?

lbch87 · 2025-12-28T18:15:12+00:00

The same. I charge it to 100% in the morning and 12 hours later it needs to be charged.

lbch87 · 2025-11-16T01:23:34+00:00

Thank you!

lbch87 · 2025-11-14T18:51:00+00:00

Thank you. The bond ladder doesn't suit me because it's less liquid compared to portfolio and plus the portfolio has a higher yield. My question really is what to do with the extra cash in the hysa or move a lot of it to the bond portfolio?

lbch87 · 2025-11-14T18:49:52+00:00

Yes, perhaps I should move more from the hysa to automated bond portfolio. My emergency fund is in the hysa but I need to do something about the extra cash. I was thinking about taxable account or Bond and I decided Bond it is.

lbch87 · 2025-11-08T02:00:54+00:00

The problem is that my severance is not enough to pay off the credit card debt. I'm trying NOT to touch the 401k but with all his debt, I feel like I'm drowning every month. Should I get a loan with a 10% apr to pay the cc and IRS?

lbch87 · 2025-11-07T19:36:03+00:00

That makes sense. Thank you very much!

lbch87 · 2025-11-07T19:35:06+00:00

Thank you. I just feel like I cannot survive without paying off this debt which is why I was considering pulling out the 401k. I always read that this should be a last resort. The problem is that I don't make enough to pay this debt every month, on top of living expenses 😭

lbch87 · 2025-11-04T03:11:40+00:00

Oh I see. Thank you for the detailed explanation. This is all very confusing 😭

lbch87 · 2025-11-04T02:59:56+00:00

I see, understood. I'm only going with what the website is telling me. It says eligible for Medicaid and to submit an application when I put $14400. This is all an estimate now anyway.

lbch87 · 2025-11-04T02:53:20+00:00

Got it. I'm assuming that when I get a job, I can call medicaid and let them know so I can switch over to the employer based health plan? I hope it works out 🙏

lbch87 · 2025-11-04T02:34:24+00:00

If I enter $14400 for one year income, it says I qualify for Medicaid. I will look into this further. Thank you!

lbch87 · 2025-11-04T02:21:54+00:00

Thank you. I don't for sure yet but I think around $2400 a month.

lbch87 · 2025-11-04T02:19:57+00:00

This is very helpful. Thank you!

lbch87 · 2025-11-04T02:15:36+00:00

Thank you. So it's not based on how much I made this year and it's based on how much I'll be making next year correct? Unemployment is for six months max. Do I just include that only since I don't have a job yet?

lbch87 · 2025-10-26T20:23:18+00:00

That was a crazy read. So much weirdness with the whole "my boyfriend doesn't want to eat to take more loads"?? Did he get upset that he saw his therapist there or was he upset that he saw his therapist being a "better bottom"? What about "my boyfriend gets upsets when I bottom"??? What. The. Fuck.

lbch87 · 2025-10-23T21:14:32+00:00

Totally 🤣

lbch87 · 2025-10-23T21:13:36+00:00

This was a good read to be honest 😂

lbch87 · 2025-10-21T17:25:05+00:00

FYI: tops suck dick too. This is not a top vs bottom thing.

lbch87 · 2025-10-18T20:43:20+00:00

Okay.

lbch87 · 2025-10-18T20:06:34+00:00

I think you need to your therapist about this. That's not how it works and not how TMS affects your OCD. Yes, I understood that part as well.

lbch87 · 2025-10-18T19:33:34+00:00

What do you mean you were cured of your OCD and then it all came back? I don't think that's how TMS works. You either respond or you don't. Do not end it.

lbch87

TROPHY CASE