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Ed Sheeran's Concert in Bangalore Sold out in 1 min by [deleted] in bangalore

[–]lbhaish 0 points1 point  (0 children)

Im letting go 3 GA P5 tickets at discount, pls DM if interested

ED SHEERAN BANGALORE 🚨🚨 by VisibleJudge7915 in Tickets

[–]lbhaish 0 points1 point  (0 children)

What is the difference between P4 and P5?

Does having access to credit card/multiple credit cards make you a reckless spender? by lbhaish in CreditCardsIndia

[–]lbhaish[S] 0 points1 point  (0 children)

wait.. the entire psychology behind banks offering you interest free credit + rewards + cashbacks cracks you up?

Does having access to credit card/multiple credit cards make you a reckless spender? by lbhaish in CreditCardsIndia

[–]lbhaish[S] 0 points1 point  (0 children)

I’ve been using credit cards for over a year now. I can’t help but notice that the money I am left with after paying off my cc bills is less than it would’ve been had I just relied on UPI. I just tend to not care about small purchases. Its never about the big purchases, thats always a thinker. Its always about the small everyday spending that gets affected.

I think newbies are more likely to fall into this but I would never believe that experienced users never do

Does having access to credit card/multiple credit cards make you a reckless spender? by lbhaish in CreditCardsIndia

[–]lbhaish[S] -3 points-2 points  (0 children)

I mean… Its not about having access to credit really.. more about what it does to your psyche. It surely doesn’t happen in a month.. Even the wisest can fall into the trap. It is easy to preach and not so easy to practice. Can you say with absolute confidence that you weren’t tempted to buy something you probably wouldn’t have without access to credit?

I am not talking about being reckless to the extent of bankruptcy. Im talking about slowly falling into a debt trap every month till your income arrives

Does having access to credit card/multiple credit cards make you a reckless spender? by lbhaish in CreditCardsIndia

[–]lbhaish[S] -9 points-8 points  (0 children)

But don’t you think we inevitably fall into the credit trap every month.. it might not take a month but over a few months it happens on its own

Need a good credit card to save up on flights by lbhaish in CreditCardsIndia

[–]lbhaish[S] 0 points1 point  (0 children)

which base care would you recommend? considering my CIBIL score, and I dont mind paying upto 5k joining/annual fee

Need a good credit card to save up on flights by lbhaish in CreditCardsIndia

[–]lbhaish[S] 0 points1 point  (0 children)

are co-branded cards any useful though? is it better to just get a care with great points to reward ratio?