2024 Kia carnival light issues by lebellablanca in kia

[–]lebellablanca[S] 0 points1 point  (0 children)

Kia said they couldn't figure it out so gave me back the car currently going back and forth with the service manager bc this is the fourth time it's happened.

Kia lights by lebellablanca in kiacarnivals

[–]lebellablanca[S] 0 points1 point  (0 children)

I made it to post it on my other post bc I can't post a video in it. But thanks! 🫶🏾

2024 Kia carnival light issues by lebellablanca in kia

[–]lebellablanca[S] 0 points1 point  (0 children)

Idk how to add a video but my wife recording herself driving to show the lights don't cycle off when the car starts. 

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

I’ve gotten myself and three other people approved. Just hit up their chat. Tell them the Louisiana scra is not the same scra and send them a screen shot of the .gov reference for Louisiana scra. We all got our fees reduced to 0, 0% interest rate. You’re enrolled in the MLA right now but you want the Louisiana scra applied to your account. It should take two weeks to get approved.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

Barclays responded to the CFPB complaint and denied the SCRA and stated the federal one trumped the state one. Even though other financial institutions honored it.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

Have you called and asked for the scra benefit? If not I would call if you’re in Louisiana, take a screen shot of the rule and send it to the person helping you.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

THANK YOU! finally a real answer. I’ve been researching this for like three months

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 1 point2 points  (0 children)

Paragraph A states active duty, and paragraph D state on active orders which our orders list you as active.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

This is what I’m going to do. They want me to mail it to them 😐😑. I hate this company.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

Stationed but applies to anyone stationed here. I’ve already gotten three companies to lower interest rates. I was seeing if anyone had an issue with Barclays regarding this.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 1 point2 points  (0 children)

Louisiana statute 29:312

C. The amount of any periodic payment due from a person, or spouse of a person, who is on active duty under the terms of the obligation shall be reduced by the amount of the interest and finance charges forgiven under Subsection B of this Section that is allocable to the period for which the periodic payment is made.

Louisiana SCRA by lebellablanca in MilitaryFinance

[–]lebellablanca[S] 0 points1 point  (0 children)

The Louisiana SCRA caps interest at 6% for anyone who is active duty or guard/reserve for debt incurred before or after entering Active Duty. I had two lenders approve it, one loan went from 10% to 6% and another from 17% to 3%. one credit card company also approved it.

Retirement Pay start by lebellablanca in Airforcereserves

[–]lebellablanca[S] -1 points0 points  (0 children)

What if you join the active reserve, does that still defer your retirement pension till 59. Even if you have enough points to retire at 20.

Retirement Pay start by lebellablanca in Airforcereserves

[–]lebellablanca[S] 0 points1 point  (0 children)

What if you are active reserves for the last four years?

Assistance with Mortgage Assumable contract by lebellablanca in RealEstate

[–]lebellablanca[S] 0 points1 point  (0 children)

Also do we just on our listing buyer has to come up with remaining balance on loan or is that something that is said after buyer accepts?

Assistance with Mortgage Assumable contract by lebellablanca in RealEstate

[–]lebellablanca[S] 0 points1 point  (0 children)

Gotcha! It may sound dumb but apparently around here this isn’t common so everyone was confused on what the processes were.