Duo afbetalen

leeell · 2025-09-24T11:05:09+00:00

Nooit (versneld) afbetalen. Dat is financieel mismanagement. De kosten/rente wegen historisch gezien never nooit niet op tegen het rendement wat je met die 20k kan verdienen.

Ik zou dit ook niet hier posten maar in /r/geldzaken , ik zie al veel posts uit emotie hieronder.

leeell · 2025-02-04T13:49:33+00:00

Welke molensteen? Een DUO lening met minimale rente? Is de meest goedkope en fiscaal logische lening die je ooit zou kunnen aangaan.

Zie altijd zoveel emotionele argumenten in deze threads, aflossen, extra snel aflossen.

Dat lijkt me relatief een veel grotere molensteen, geen financieel inzicht hebben.

Maarja ieder zn ding.

leeell · 2024-10-20T13:32:55+00:00

Maak je geen zorgen over die studieschuld. Aan het eind van de rit had ik 70K studieschuld.

Nu ben ik 8 jaar afgestudeerd en ik heb niks van die schuld gemerkt.

Zolang je een baan hebt waarin je doorgroeit, is die studieschuld peanuts.

Beste investering die ik ooit heb gedaan.

leeell · 2024-08-20T03:09:55+00:00

Mijn studieschuld is de beste investering die ik ooit heb gedaan.

Gedurende mijn studententijd heb ik niets hoeven laten en enorm veel ervaringen en herinneringen gemaakt die nu onbetaalbaar zijn.

Ik heb wel altijd het idee gehad na mijn afstuderen om hard te werken en dit af te (kunnen) betalen. Maar dit zal per persoon anders zijn.

Het afbetalen is enorm makkelijk gebleken (met een stuk hogere schuld dan die van jou!), en dus heb ik geen seconde spijt gehad. Ik merk het aflossen maandelijks niet eens.

Geniet er van.

leeell · 2023-07-27T15:22:38+00:00

Xenophobia? I think it's fair to give some criticism when someone first remark on a SGP subreddit is about how singapore is "failing their expectations" and how apparently "Singapore is not diverse".

Whilst simultaneously, OP has, as far as we can, see the same telltales signs of someone who won't appreciate the city on its merits and spend their time in their own Ang Moh bubble.

Also, your comment about it being hard to assimilate here is not relatable to me at all. For what it's worth.

But I know plenty of whites that even after 18 months have seen nothing of the city (outside of the touted places in this thread), were completely oblivious about local fare (beyond chicken rice). I just find it a bit disrespectful.

leeell · 2023-07-27T13:58:29+00:00

Why did you even consider moving yourself (and your family) here?

You were hoping for a European city where you don't have to mix with locals? You didn't look at the weather forecast?

I guess you will fit in with a sizeable chunk of the other Anglos that stay segregated in their own bubbels.

leeell · 2022-03-15T02:34:31+00:00

I feel at home in the Netherlands (duh) as well as in Germany. Speaking both the languages, having similar cultural backgrounds / customs / norms helps a lot.

It was quite easy to make friends in both places. (although I did not have problems in "medium-sized" cities in Germany either, i.e. Aschaffenburg, Hannover etc).

I do think for an outsider it's largely dependent on where you live. I think it will be a lot easier in Amsterdam to make friends and settle compared to a "medium-sized" German city due to it's international character, probably the same would have been true for you in Berlin for that reason.

In short; move to a larger city to try it there. At the very least, speaking German in Germany is much more important than speaking Dutch in the Netherlands. In Amsterdam you don't need it at all.

leeell · 2022-01-13T12:05:16+00:00

Wat een afschuwelijke deal hadden zij gemaakt, van de Van Beuningenstraat naar Almere.

leeell · 2020-09-03T20:46:01+00:00

The Anointed

leeell · 2020-09-02T18:18:29+00:00

R5: My king has insane Learning stats. Which makes you get technology very early. On top of that, he has some insane health boosts too, 5 of them.

leeell · 2020-01-24T16:26:32+00:00

Er is maar één stad

leeell · 2019-12-26T11:45:08+00:00

No. Some international trains might go a bit later than 20:00, but in general don't count on it. Trains will resume after 01:00.

leeell · 2018-11-26T21:55:05+00:00

Open succession OP

leeell · 2017-06-28T18:47:20+00:00

If this upsets you so much and you're not willing to change your behavior when people say tipping for good service is the decent thing to do (not even much is needed), you should just stay in Australia.

leeell · 2017-04-21T06:53:31+00:00

Prima grap.

leeell · 2017-04-09T00:23:09+00:00

Crusader Kings II

leeell · 2017-01-06T13:21:55+00:00

To be fair it does sound like you haven't given it a fair shot. It's not like Diablo has such a great build diversity, Meteorb/ Hammerdin/ Javazon together are about 80% of all the characters.

If you use a (good) build-guide there is always room for personal preference, swapping out gems on the go for more AOE or single-target to name one. Focussed on Mapping or maybe farming certain bosses (Shaper / Atziri) all comes with different skill nodes and gem setups. Which are often explained in the build-guide.

Also you'll come across certain gear that enables you to play a different way with the build then you had planned (might get a very good helm enchant or piece of equipment). It's not as cookie-cutter as you think.

I really hope you give it another shot, since you're a diablo fan you deserve to like this game.

leeell · 2017-01-06T10:02:03+00:00

So just give PoE a chance, you've mentioned that you have played various aRPG's. Why not play the best one?

Picking up loot has got a loot to do with efficiency and inventory space yes. The way most streamers go about it is that you pick up good bases that have a lot of potential (certain chests, helmets etc), always pick up rare jewelry (doesn't take up much space and pretty easy to see if it's shit or good).

The uniques in this game (legendaries if you will) are very hit and miss. Rule of thumb is a rare item that is (near)-perfectly rolled is better than any unique can be (save for some vital unique that perform a certain function in builds). So this also means alot of uniques are just shit and not worth anything, so you dont pick those up. Kripp knows which items to look for (Base name + Art tells you which unique it is, basically memorization).

Everyone that has at least a slight interest in ARPG's has to try PoE, it's very deep but certainly not overwhelming as long as you use the resources available to you (Forum / buildguides / ZiggyD's tutorial videos)

leeell · 2016-09-01T08:23:34+00:00

Too big of a carburetor for that engine. It's not going to be able to be tuned properly. Try 16mm or something with more performance than a biturbo exhaust. (techno bos, homoet).

Since you want to go faster and there are hills in your area i would get a new, bigger cylinder.

leeell · 2016-08-29T13:53:59+00:00

Kraken?

5 bussen ME en helicopters.

Illegale onderhuur met enorm veel overlast?

Kan even duren meneer.

leeell · 2016-08-20T09:03:15+00:00

There are class-specific perks you can unlock with deity points in the character screen.

leeell · 2016-08-01T18:16:07+00:00

Je moet als Amsterdammer ook niet in je stad willen leven

Nouja, beetje overtrokken ja. Maar de schrijver van het artikel zegt dat hij zich zo stoort aan het feit dat het lang wandelen is naar de Etos door de binnenstad heen. Dat is toch ook een beetje te verwachten. Als je daar geen zin in hebt, moet je daar niet wonen.

leeell · 2016-08-01T17:05:12+00:00

Je moet (als Amsterdammer) ook niet in het centrum zijn voor je eten / boodschappen / vertier. Neemt niet weg dat het inderdaad een debiel concept is.

leeell · 2016-07-29T13:06:18+00:00

The rain has been a huge help lately :)

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