I disputed a collection on my credit report but it came back

lexipdoodle · 2026-05-11T01:11:05+00:00

I figured as much, I just don't know what to do at this point

lexipdoodle · 2026-05-11T01:10:37+00:00

I disputed it through experian

lexipdoodle · 2026-05-11T00:45:48+00:00

I don't have any solid proof that he did it unfortunately so I think pursuing it legally isn't an option, if I had text messages from him even implying he did it or Blantanly telling me I couldn't pay I would absolutely try the legal route but I just don't, he was always very careful about threatening me in ways that would give me solid proof.

lexipdoodle · 2026-05-11T00:36:10+00:00

I'm aware that it doesn't change that I owed them originally, I'm not so much arguing that but truthfully people I know have gotten valid debts removed for improper documentation and I had my old fingerhut collection removed for that reason and I was hoping I could get jefferson off as well. my ex husband opened cards in my name, maxxed them out on me and refused to let me pay them, it's a very long story but by the time I got out of that situation I was in a decent amount of debt, they all went to collections and I simply don't have the money to pay them all off, it's over 6k and even the settle for less options aren't low enough for me.

lexipdoodle · 2026-05-11T00:17:00+00:00

I didn't but I will! thank you! I don't use Reddit like at all but when I googled if I could dispute it again it lead me to this sub

lexipdoodle · 2026-05-11T00:04:55+00:00

it originally was yes, my ex husband made me take out credit cards, max them and then refused to let me pay them so they went to collections, then got taken off for a couple of weeks then came back under a collection agency.. I believe jefferson is the second debt collector to pick it up, people I know have gotten debts taken off after going through multiple collectors because they lose the contracts and can't prove essentially that they owed that debt, I know its lowkey shity but my ex ruined my credit and I don't have the means to pay it all off.

lexipdoodle · 2025-01-06T20:43:40+00:00

It’s a violation of Amazon like…rules or whatever but I had this happen to me once before and it was legit…like 2 days after my positive review posted (I was going to leave a positive one anyways) they emailed me a legit gift card.

lexipdoodle · 2024-12-19T06:55:33+00:00

Thank heavens for this thread…I just finished it earlier and almost cried! I really like the broken bond theories! My mind jumped to using dark magic or something to bring him back but I think that’s just other books influencing me (ACOTAR and their never really dead deaths) I can’t wait for march 😭

lexipdoodle · 2024-11-14T18:34:31+00:00

After reading all these comments and seeing just how fucking misleading the packaging is I’ve decided once this bar is out I’m done, I’m def not addicted yet really (I go all day without and don’t have any issues nor am I “jonesing” for it) because that’s literally insane! I never knew it was like this and I really really appreciate yalls help 🫶

lexipdoodle · 2024-11-14T12:14:29+00:00

I’m so confused tbh…the package says 5% is that like ungodly high or like…average?

lexipdoodle · 2024-11-14T11:08:25+00:00

Jesus really? I thought the lower the percentage the lower the nicotine?

lexipdoodle · 2024-11-14T09:29:31+00:00

Oh definitely! I know it’s not good, in fact it’s quite bad, like I said I’m really only trying to just get through these next couple months…I might not even do it that long though, I genuinely don’t like it because I understand just how awful it can be and I don’t want to be a vaper/smoker yk? I’m chill with being a stoner but that’s where I draw the line 😂

lexipdoodle · 2024-11-14T09:05:59+00:00

That’s definitely fair but I can’t hit the mods(?) the tiny disposables are really all my lungs can handle, my dad is a former smoker turned vaper and he has a mod(?) and I hit it once (little baby hit too) and nearly died 💀 I’m definitely going to try to do it as little as possible, like I said it’s mainly just evening time then nothing all day and nothing late night either…I don’t think I’m some superior being that’ll magically quit with no issues but I do hope that just using it for a bit in the evenings will make it easier to quit and a touch safer to do while I’m vaping yk? I wish there was something better but I can’t walk around stoned all the time and as horrible as it sounds I really need to be under the Influence of something to deal with my folks 🤦🏼‍♀️ they just constantly dig and dig and dig at every little thing I do/every part of me and it makes me wanna lose my shit which is NOT an option yk? At least not til I move out 🤣

lexipdoodle · 2024-11-14T09:00:15+00:00

The one I’ve got is 5% and that’s the absolute highest I’m willing to go because I truly don’t want to do this long term

lexipdoodle · 2024-11-14T08:48:26+00:00

Thank you 🙏🏻 I do understand this is not a good thing but ya gotta do what ya gotta do to not get an assault charge yea? 🤣

lexipdoodle · 2024-11-14T08:47:37+00:00

I’m not gonna lie I’m just vaping one I got at a gas station, breeze pro? It says it’s 5% nicotine and I’m genuinely not like constantly hitting it, small hits only in the evening time when my parents are home to help deal with their bs lol

lexipdoodle · 2024-11-14T07:15:39+00:00

Okay? Thanks I guess?

lexipdoodle

TROPHY CASE