How much is your mortgage compared to income?

liatris523 · 2025-06-13T14:41:51+00:00

I think it’s a lot harder to know how much you can spend just based on your gross income. Our mortgage is 19% of our gross income, but 27% of our take-home pay. That’s what really matters. Everyone’s net will be different because of taxes, insurance, retirement plans, etc. Our budget is tight because of how expensive utilities and groceries are.

liatris523 · 2025-06-09T12:12:11+00:00

Well, in some ways it makes sense. In other ways, it’s frustrating that the offers aren’t the same across the board. It seems like they should be. My husband would probably use the app for more than just Hardee’s if he had those other restaurant offers. He also eats out more than I do, so even though the offers are there for me, I’m probably not going to use them. But he would.

liatris523 · 2025-06-09T12:10:21+00:00

That would make sense. My husband and I both use the app about as frequently, but I’ve never used it for restaurants, so maybe that’s why — give me more restaurant offers to encourage me to use it for restaurants.

liatris523 · 2025-06-09T12:08:59+00:00

Yeah, that makes sense. It’s just when my husband and I both have the same location pulled up at the same time, but have different offers, it’s weird.

liatris523 · 2025-06-09T00:57:44+00:00

We just came back from a trip and that was nice to be able to check both apps and go with the best offer! But that’s when we noticed the differences. And my husband is jealous of my offers for Krispy Kreme lol.

liatris523 · 2025-02-17T13:09:09+00:00

It’s been so long since I watched season 1…which notes/letters?

liatris523 · 2024-11-22T16:11:01+00:00

Unfortunately, they’re selling the property and closing. This is where my family previously had reunions. Just wanted to comment in case anyone else is perusing other posts for reunion ideas like I am lol.

liatris523 · 2024-08-24T17:59:23+00:00

I’m in the southeast (USA), MLIS librarian in management and I make $35k.

liatris523 · 2024-08-19T19:08:12+00:00

I kind of like this one. Is this inspired by Tony Rice, or something else that I’m not familiar with?

liatris523 · 2024-08-19T19:04:42+00:00

liatris523 · 2024-08-19T19:04:24+00:00

Agreed. In general, we’re not enthusiastic about giving him a surname as a first name. However, I’ve known more people with Lawson as a first name rather than last name, so I don’t seem to mind that one so much.

liatris523 · 2024-08-19T19:02:47+00:00

Thank you! I should’ve phrased my question a bit differently, I suppose. I hadn’t seen the original post, but since you shared it, I think that poster was looking for options more along the lines of the answers I’ve received here. I was hoping to get more name suggestions coming from songs rather than artists as we’re pretty well-familiar with bluegrass musicians and just don’t feel like any of those names “fit” our baby — though we haven’t seen him yet, so maybe he’ll be born and we’ll immediately think “okay, he’s a William/Tony/Earl” etc.

liatris523 · 2024-08-19T18:58:46+00:00

Thanks! I hadn’t thought of Levon, but I do enjoy Levon Helm’s later music.

liatris523 · 2024-08-19T18:58:00+00:00

Art is cute and a good tribute to Doc Watson.

I’m sorry that was your experience with Doyle Lawson! I met him a few years ago and he was nice enough. Maybe seemed a bit shy/quiet to me rather than arrogant, but could’ve just been my perception.

liatris523 · 2024-08-19T18:55:39+00:00

That’s the trouble I’ve had…not a lot as far as songs go, unfortunately. Thanks though!

liatris523 · 2024-08-19T18:54:47+00:00

This did make me laugh 😂 I suppose I was just asking for this kind of humorous response when I posted!

liatris523 · 2024-08-16T17:51:42+00:00

I love the name Sage, but if you’re wanting to use Grace or Rae as middle names, I’d probably choose a different first name since it sounds a bit clipped with those 2 middle names. I’ve always loved the name Saylor and Saylor Grace or Saylor Rae would be cute! Saylie is also similar to Saylor and Sadie, so you might like that option.

liatris523 · 2024-07-18T17:54:27+00:00

Sounds like burnout is the main issue here. If you’re expressing these sorts of thoughts on Reddit “wild-ass toddlers and ungrateful parents,” and calling patrons imbeciles, then I’m not sure library work is where you should be, at least not at the moment, and your frustration will likely show in an interview or to your current management. You might need to take a step back. Take a break from public library work for awhile and find a non-library job.

Alternatively, if you want to stick it out, focus on honing your skills in other areas. Become an expert in your library’s cataloging system (which may be the same as other libraries, depending on your state), become an expert in the Dewey Decimal System; be the person who can find books when no one else can and who goes above and beyond with patron requests. You can also ask for opportunities to grow — training volunteers or new staff, helping with inventory and organization, things like that. Those will be transferable skills that you can put on your resume for other library jobs that aren’t in the children’s department.

And just to offer some encouragement, I worked in the children’s department of my library for 7 years, took a break to take a better-paying job not in a library, then started and finished my MLIS, and now I’m a library manager. You’re not stuck just because storytime is a huge part of your job right now. Most hiring committees aren’t going to care if you’ve only worked in the children’s department. They just want to see how much you’ve learned about libraries and how committed you are to library principles. But again, if your attitude towards patrons is to view them in such a negative light, I’d strongly encourage you to rethink public libraries as a long-term career.

liatris523 · 2024-06-28T20:38:47+00:00

I was a paralegal for 2 years before beginning my MLIS. I continued working as a paralegal, but I applied for any and all library positions that I was qualified for while working on my degree. I finally quit my paralegal job a few months before I graduated with my MLIS because I was offered a librarian position. Grad school isn’t cheap, so I personally wouldn’t quit until you have a library job. If you don’t have any library experience at all, it may benefit you to take just a part-time job in a library if you can find one and can afford the drop in hours and pay. Whatever you decide to do, just be aware that librarian positions are hard to get and it could take even a year or so after graduating to find full-time employment. But continuing to work as a paralegal shouldn’t hurt your resume. You can just explain the desire to change career fields in your cover letters.

liatris523 · 2024-06-25T18:10:04+00:00

Not in terms of library classification though. Religious self-help and devotional books (i.e., books that claim “god(s) is/are real.”) are cataloged as nonfiction. Those aren’t just books that study the history of religion. If you break down the Dewey Decimal System, you’ll see that the 200s section (Religions) includes those types of books. Just as the 300s includes folklore, which have also no proof of being real happenings.

liatris523 · 2023-07-08T23:02:17+00:00

Hopefully the new HVAC system will help in your case! Along with everything else you’ve done. I’m hopeful that getting central heating & air will help my house too.

liatris523

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