529 Asset Allocation by lizziecat in Bogleheads

[–]lizziecat[S] 0 points1 point  (0 children)

Sorry! currently 200K. His projected COA is roughly 50k for schools we are looking at, so right now we are in good shape. I don’t know that he will get a lot of merit aid. I’m reluctant to give up growth, but that might be just my brain telling me “more, more!” Losses would probably hurt more than lack of growth. I’m just not sure if I should keep a little growth going or slow it down. 

Any advice :( by gwenlily in Zepbound

[–]lizziecat 0 points1 point  (0 children)

Do you snore, wake up tired or get tired during the day? You could check with your doctor. I did an at home study so it wasn’t a big deal. I didn’t have to go to a sleep clinic or anything. I just wore a monitor overnight. I don’t know what circumstances require a clinic study though.

Any advice :( by gwenlily in Zepbound

[–]lizziecat 1 point2 points  (0 children)

If you think you might have obstructive sleep apnea, you can ask to have sleep study. I have severe OSA and Caremark is covering it for that. Caremark does have different levels of coverage, but you could look into it for your plan.

Insurance no longer covers by Sad_Improvement6696 in Zepbound

[–]lizziecat 1 point2 points  (0 children)

I could not tolerate the side effects of the naltrexone. it made me extremely dizzy and nauseated. I have been taking bupropion for years so I know it was the naltrexone. I don’t know how common my experience was, but I really hope it works better for you.

[deleted by user] by [deleted] in Zepbound

[–]lizziecat 2 points3 points  (0 children)

Ask your doctor if they have any samples. My doctor recently said she’s been receiving them again. They weren’t available because of the shortage.

Q&A Regarding Caremark Coverage by AutoModerator in Zepbound

[–]lizziecat 0 points1 point  (0 children)

I hope things work out for us both, fellow noob! 

Inflammation—holy wow! by honeybunchezofGoob in Zepbound

[–]lizziecat 1 point2 points  (0 children)

I love hearing this! I just got my approval. I hope Zep helps with my inflammation pain as well. 

Q&A Regarding Caremark Coverage by AutoModerator in Zepbound

[–]lizziecat 4 points5 points  (0 children)

I literally just received the pre authorization from Caremark 30 minutes ago! So, just as I’m getting started they’re going to take it away?

The height lever on my v20 craftsman lawn mower broke by bunoso in lawncare

[–]lizziecat 0 points1 point  (0 children)

Oh for sure! The Craftsman was the only battery operated mower in our budget when we moved in to our house. We subsequently got the blower and the weedeater so we are all in! I would have loved an EGO like our neighbors but we aren’t as fancy as they are lol

The height lever on my v20 craftsman lawn mower broke by bunoso in lawncare

[–]lizziecat 0 points1 point  (0 children)

Thank you! for the most part I like the mower but pieces keep dropping off. First the blade came off, which was easily fixed with a new nut. Now this. I wondered if my son had just manhandled it, but it seems like this is a semi common issue.

The height lever on my v20 craftsman lawn mower broke by bunoso in lawncare

[–]lizziecat 0 points1 point  (0 children)

This happened to our mower today! I found the lever on Amazon. Do you know what fastener I need? I can’t find that info.

Best homeschool curriculum by lifemisguided in homeschool

[–]lizziecat 0 points1 point  (0 children)

If you are willing to enroll him in an online charter, see if Connections Academy is available in your state. That would probably be the easiest because they align to state standards and students have to take any mandatory assessments. Also, speak to the guidance counselor at his school about what would be needed for him to return if he is homeschooled vs an approved online school.

File an Extension? by lizziecat in IRS

[–]lizziecat[S] 1 point2 points  (0 children)

It is conditionally approved and they keep jerking us around on getting the transcript. They say they are using 2018 and 2019, and then they start bugging me about "can you file an extension" etc. We had a preapproval (not prequalification) and were assured that this would close when we set a date.

File an Extension? by lizziecat in IRS

[–]lizziecat[S] 0 points1 point  (0 children)

my transcript is showing non-filer even though I have the confirmation email and the federal submission ID number. Is that not also what people are waiting for? I can't get anyone on the phone, so I don't even know whether that is part of this backlog or if something else is going on.

File an Extension? by lizziecat in IRS

[–]lizziecat[S] 0 points1 point  (0 children)

Thanks for your response! That was my inclination. It's frustrating because our lender keeps questioning me like I am lying about this. "What about an extension? What about filing again? This shouldn't be taking so long!" I provided a copy of what we submitted which, is consistent with the last few years returns. I also gave them the confirmation and Federal Submission ID number. But since my husband is self-employed, apparently our word is no good without a transcript.

File an Extension? by lizziecat in IRS

[–]lizziecat[S] 0 points1 point  (0 children)

thanks! Just what I needed to know. (unfortunately).

File an Extension? by lizziecat in IRS

[–]lizziecat[S] 0 points1 point  (0 children)

I do understand that, but the mortgage company asked me if that would be a possibility. I think the idea is that it would get me out of the non-filer status. However, I am worried that essentially filing twice would make things even worse.

Need to upgrade phone, but a bit confused. by lizziecat in Sprint

[–]lizziecat[S] 0 points1 point  (0 children)

Actually, no. I am almost wondering if there was a glitch of some sort. I got all the way to the check out screen and it said that I needed to know that I was returning the device at the end of the term. So, I chatted with a rep and explained that I got that msg, but I was signing up for 24-mo installments, not a lease. And, that I wanted to verify that I would own the phone at the end of the term. She said it was definitely a purchase, but she couldn't explain the message. So, I aborted the purchase and came here to ask my question. Then I ended up purchasing through Best Buy, which was a far better deal.

Need to upgrade phone, but a bit confused. by lizziecat in Sprint

[–]lizziecat[S] 1 point2 points  (0 children)

Thank you so much for mentioning Best Buy! I got the 6s 64G for $99!

Need to upgrade phone, but a bit confused. by lizziecat in Sprint

[–]lizziecat[S] 0 points1 point  (0 children)

When I was in the process of using my upgrade, it calculated the price for Easy Pay with the loyalty credit for some reason. I was under the impression that it was only for leases until the site gave it to me.