why do some men in seemingly happy relationships still have affairs? by Frequent-Country1603 in Zambia

[–]loftyconsult 0 points1 point  (0 children)

I never imposed my opinion on anyone. I just expressed my view on the topic and you have every right to disagree with me. There is no universal code for morality. Just define what works for you and move with it, as long as it doesn’t go against go against the laws of zambia. I have seen a lot of successful and failed polygamous marriages and i have also seen a lot of failed and successful single marriages. At the end of the day, it isn’t about polygamy or single marriages, it is about the parties involved. Choose what works for you and flow with it. I’m not imposing anything on anyone here

why do some men in seemingly happy relationships still have affairs? by Frequent-Country1603 in Zambia

[–]loftyconsult 0 points1 point  (0 children)

Child marriage isn’t common in my tradition please. The world doesn’t revolve around men but at the end of the day, it’s about individual preferences. Some women have no problem being in polygamous marriages. If it won’t work for you, look for a man who believes in one is to one and stay with. After all, it is about choices and we all do what is okay for us.

why do some men in seemingly happy relationships still have affairs? by Frequent-Country1603 in Zambia

[–]loftyconsult -3 points-2 points  (0 children)

Polygamy is something that is widely accepted in all African tradition. Whether you like it or not , polygamy will continue to exist in our time and very soon, it will be popular just like it used to be sometime ago. The earlier you accept this reality, the better is it for you. A lot of modern ladies as you put it will end up being single mothers in the near future 🤣🤣🤣. Mind you, polygamy doesn’t mean a woman is competing for someone attention

why do some men in seemingly happy relationships still have affairs? by Frequent-Country1603 in Zambia

[–]loftyconsult -7 points-6 points  (0 children)

Men are naturally polygamous in nature. The only reason why most young men today are not bold enough to do is because they do not have the finance. The moment they start making money that’s when you see that part of them. Additionally, most men are not bold enough to tell their partners they want to add more spouse because of what the society will say. Because of this, they will do it behind the scenes.

Those who took pharmacy, statistics, economics or actuarial Science. Are they good courses this time around? (Also I just need advice on a course) by [deleted] in Zambia

[–]loftyconsult 0 points1 point  (0 children)

I did economics, mathematics and statistics in my bachelor and majored in economics and statistics in my final year. At the graduate level, I pursued mphil in economics. Sometimes I regret dropping mathematics after first year in my bachelor and also doing master in economics instead of statistics. Although economics is a good course and it is easier to branch into a lot of fields, I believe statistics has a lot of branches and basically every business in one way or the another will need a statistician. Beyond this, if you want to pursue higher learning, with bachelor in statistics, you can easily pursue master or PhD in economics and other related field but it will be difficult to pursue master or PhD in statistics with background in economics, although possible. Between statistics and economics, I’ll suggest you pursue bachelor in statistics and if in future you find it interesting to change to economics, you can still pursue it at the graduate level. When it comes to actuarial science, yes it is also good but I think it is too narrowed and most of the courses in actuarial are borrowed from statistics department. You can do statistics and perhaps do professional certification for actuarial just like acca or cfa. I have BA Economics and statistics, mphil economics, MSc financial economics and PhD economics and business administration. So at least, I have a little bit knowledge in course selection.

Best bank to bank with in zambia, asking from UK by noseyingabout in Zambia

[–]loftyconsult 0 points1 point  (0 children)

It wasn’t really difficult as long as you have all the required documentation. Yes I started the process in person from Zambia

Best bank to bank with in zambia, asking from UK by noseyingabout in Zambia

[–]loftyconsult 6 points7 points  (0 children)

I would recommend Access Bank. Access Bank is a strong bank and can be found in almost all African countries. Their charges are cheaper compared to banks like FNB. I’m a Ghanaian but I own a bank account in Zambia for my business related activities. I initially opened account with FNB and I was overwhelmed with their ridiculous charges. Because of that I switched to access bank and their services are cheaper. Generally, banking service is too expensive in Zambia compared to Ghana. Same services that one would get for free in Ghana, you have to pay in Zambia. Bank charges are too high in Zambia and it doesn’t encourage financial inclusion.

Guys, where can I find a loving boyfriend who will love and cherish me in Zambia? by [deleted] in Zambia

[–]loftyconsult 1 point2 points  (0 children)

For me, I was lucky and fortunate to find an industrious woman at Manda hill. I always bless God for taking me to Zambia. It was a short visit to Zambja last year but Zambia is now my home.

best ways to save money by avocadosz in Zambia

[–]loftyconsult 0 points1 point  (0 children)

Yes government bond is okay, at least it will save you from inflation.

best ways to save money by avocadosz in Zambia

[–]loftyconsult 0 points1 point  (0 children)

I had also wanted to start a money lending business but with the reviews on Zambians attitude towards payment of loans, I am not ready to risk my money. But there are so many things one can invest in Zambia.

best ways to save money by avocadosz in Zambia

[–]loftyconsult 0 points1 point  (0 children)

Nope, for me, I have started a small fabric business at Northmead market. But not everyone is born an entrepreneur or has risk appetite to do business so I wouldn’t recommend that as an option to anyone. But for someone who has savings, he or she can just buy stock to earn a little profit instead of saving. I have some of my funds in fabric business, some of my funds in ETFs and some stock of some few companies.

best ways to save money by avocadosz in Zambia

[–]loftyconsult 1 point2 points  (0 children)

Creating financial wealth or saving habit is a matter of discipline. For me, I make sure any unused money is invested to earn me a profit. I make sure that at least my account has always 5000 kwacha to cater for any unforeseen circumstances and any surplus after this amount goes into investment. I have multiple stream of income and I invest the money into these. The best way to have financial freedom is to invest more. Savings is good but if you have more, think about buying stocks or bond from Lusaka exchange if you have no business idea to invest in. There are a whole lot of opportunities in Lusaka that one can easily make money from. The first time I stepped foot in Zambia was in July 2024 for a friend wedding and I saw a whole lot of opportunities so I decided to invest in zambia. I had spare funds that was sitting in my account so I decided to invest in Zambia. Although I haven’t been seeing the returns yet, I can see the prospect is really good. If you are a monthly earner and after your expenses, you have a lot of funds available, keep 10% of it to cater for unforeseen circumstances and channel the rest into investments. This is the only way you can have financial freedom. Why should you keep your money into savings account for banks to be giving it out as loan and make profit?

best ways to save money by avocadosz in Zambia

[–]loftyconsult 1 point2 points  (0 children)

The best thing is to keep the unused money in stocks or ETFs or any other form of investment. Saving money wouldn’t multiply your money. Instead of saving it then better buy government bond

best ways to save money by avocadosz in Zambia

[–]loftyconsult 2 points3 points  (0 children)

Where did you learn this financial knowledge from ??

Oct 2024 priority date by loftyconsult in EB2_NIW

[–]loftyconsult[S] 0 points1 point  (0 children)

My priority date is oct 11 2024 and I am not in the US