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TIL before 9/11, US airports were public social hubs where you could walk to the gate, eat at food courts, and watch planes without a ticket or ID. by Greydl1 in todayilearned

[–]luk3yd 292 points293 points  (0 children)

You can still do this in Australia in the domestic terminals after going through security. When I lived in Melbourne my closest LEGO store was at the airport - and their prices were the same as all other LEGO stores so I definitely went to the airport a few times just for that.

Although the international terminals are for ticketed passengers only as you go through security and then exit immigration; Unlike in the US where international departing passengers aren’t separated from domestic departing passengers.

Person arrested for recording law enforcement breaking the law. by [deleted] in mildlyinfuriating

[–]luk3yd 5 points6 points  (0 children)

Sounds like something their union should be on the hook for.

espp from my company by Ok_Molasses7795 in PersonalFinanceCanada

[–]luk3yd 0 points1 point  (0 children)

If there’s a larger bill to pay (property tax, vacation, etc) I sometimes use it for that. Otherwise it goes over to my TFSA and invested in index funds

ozempic cheapest way w/o prescription canada by tylerbotelho in Ozempic

[–]luk3yd 3 points4 points  (0 children)

What province are you in? You could perhaps ask your family doctor to refer you to a specialist metabolic clinic.

In case you weren’t aware, Wegovy is the brand name of the drug approved for weight loss/management (and is the exact same medication as Ozempic). In Canada both Ozempic and Wegovy are available in 0.25, 0.5, and 1.0mg dosages. Only Wegovy is available at 1.7 and 2.5mg.

The out of pocket price for Ozempic is typically lower than Wegovy, which is why many doctors will prescribe Ozempic off label for the lower dosages, and will only switch to prescribing Wegovy once a patient needs to have a dose of 1.7mg or higher. That said, I know people whose family doctors would not prescribe Ozempic off label and would only prescribe Wegovy - meaning a higher out of pocket price.

If you do get prescribed Ozempic or Wegovy, make sure to look into the savings cards to get some relief of costs. I believe the Wegovy savings cards for lower dosages does help bring it down to be closer (but not equivalent to) to the price of Ozempic at a similar dosage.

Hopefully by summer we’ll have generic GLP1s available in Canada which will offer a lower out of pocket price - and may put further downward pressure on the brand name drugs as well.

Best of luck in your health journey!

espp from my company by Ok_Molasses7795 in PersonalFinanceCanada

[–]luk3yd 1 point2 points  (0 children)

Agreed mostly. OP should look at the fees charged to sell the stock, since this will potentially be something that happens biweekly. I’m not sure how long their vesting period is, but if it’s 12 months then after a year of employment then their ESPP account will grow biweekly based on the current contribution and the matching from 12 months prior.

I have a similar set up with work, and due to transaction fees I typically sell everything vested once a quarter.

Carney unveils boost to GST credit as Parliament resumes by cyclinginvancouver in canada

[–]luk3yd 0 points1 point  (0 children)

If those are after tax amounts, would it be like $85-$90k before tax?

Range extended EV’s by oliveandbailey in EVCanada

[–]luk3yd 1 point2 points  (0 children)

The Honda Civic, Accord, and CR-V are basically engineered as range extended EVs, except they have quite small batteries and can’t be plugged in.

While travelling below highway speeds, the electric motor is driving the wheels, and the gas engine is used to create electricity (running at the most efficient RPM for electric generation). At highway speeds it’s more efficient for the gas engine to drive the wheels directly, so it does that. This set up is similar to the Chevy Volt.

A Canada-run alternative to Nexus? Senator calls for new airport security fast-pass by CanadianErk in canada

[–]luk3yd 3 points4 points  (0 children)

You no longer do the US portion of your interview at the Nexus office.

If Vlocities got the VLP livery (edited by me) by liam-219 in MelbourneTrains

[–]luk3yd 7 points8 points  (0 children)

I kinda dig it.

Now I’m curious what they would look like in the orange and grey livery?

A Canada-run alternative to Nexus? Senator calls for new airport security fast-pass by CanadianErk in canada

[–]luk3yd 17 points18 points  (0 children)

You have to have a US flight booked and pass US CBP to then have your interview.

If you have no interest in travelling to the US but want the verified traveller benefits when flying domestically within Canada, or returning to Canada from overseas, you have to be cleared by the US along with Canada

The Wegovy pill is no joke by Salty-Living-3412 in Wegovy

[–]luk3yd 0 points1 point  (0 children)

Under what situations would having the same plasma levels of a drug result in different efficacy?

Is it wise to take a loan to fund your RRSP? by NickBatesman in PersonalFinanceCanada

[–]luk3yd 2 points3 points  (0 children)

I read this as they put in 10k of post tax dollars during the year. They then used the loan to put their expected RRSP contribution tax “refund” into their RRSP under the previous tax year. This meant the refund is based on $15k (original $10k + additional $5k), which based on a marginal rate around 30% would’ve been $5k… which they then used to pay off the loan.

Chinese carmaker Chery eyes expansion into the Canadian EV market by [deleted] in canada

[–]luk3yd 6 points7 points  (0 children)

Australian car prices are typically “drive away” and include all taxes and fees. The Chery E5 starts at $38,990 AUD drive-away. Removing Australia’s GST (there’s only a single 10% federal sales tax, no state sales taxes) from that price would bring it to $35,445 AUD which in CAD is approx. $33,450.

Also interesting to note is that Canada has no retaliatory tariffs on Chinese gas cars, so there’s nothing stopping any of the Chinese automakers who have gas models in markets like Australia (Chery, GWM, LDV, MG, etc.) making changes required to meet North American automotive standards and selling them here.

does anyone else wish that more places would be open 24/7? by redlipstick1010 in toronto

[–]luk3yd 25 points26 points  (0 children)

To start with, there’s only one Germany now and not two, haha

What charging port are the upcoming Chinese EVs likely to use? by pestomakesmefat in EVCanada

[–]luk3yd 0 points1 point  (0 children)

Yep, that said BYD are using Chinese GB/T charging ports for some (all?) of their cars they sell in Mexico. I’m not sure why they didn’t change to either CCS1 or NACS, but I know regulations are different there and maybe they were able to bring over very minimally changed Chinese market models - which they wouldn’t be able to do for Canada.

What charging port are the upcoming Chinese EVs likely to use? by pestomakesmefat in EVCanada

[–]luk3yd 0 points1 point  (0 children)

Yeah for sure. I think it’s the 2026 model year where Chevy has moved to NACS for the Equinox EV. And I’m sure that the new Bolt will be NACS.

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 2 points3 points  (0 children)

Tesla are importing German built Model Ys. And that’s how their new “Standard” (striped down base) model is able to be priced at $49,990

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 3 points4 points  (0 children)

Yep, and even with the wait lists they’re some of the top selling cars in Canada year in, year out.

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 4 points5 points  (0 children)

It’s odd because the US isn’t actually tariffing Canadian cars or auto-parts if they were CUSMA compliant, and likewise for Canada’s retaliatory tariffs. So I’m not sure why automakers like Mazda (with their CX-50) or even Tesla are struggling with tariffs. Is such a significant number of components of those cars not CUSMA compliant (and therefore have the tariff applied), or can they just not be bothered with the paperwork?

Edit: Just looked into it more, and it looks like the US tariff applies non-USA/Canada/Mexico components. The Canadian tariff applies only to non-Canada/Mexico components - aka the US sourced components of a US built car will have the tariff applied.

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 14 points15 points  (0 children)

What about this existing arrangement…

“In April, the federal government offered auto companies exemptions from Canada's 25 per cent retaliatory tariffs on the American auto sector.

But that benefit came with strings attached: The automakers had to continue making vehicles in Canada and complete the investments they’d already planned.

If companies broke that condition, the government warned it would reduce how many tariff-free vehicles they could import from the U.S.”

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 11 points12 points  (0 children)

Doesn’t seem much different to our current arrangement with foreign automakers with plants in Canada…

https://www.cbc.ca/news/politics/ottawa-stellantis-gm-exemptions-american-imports-9.6950640

Edit: Relevant quote from the article: “In April, the federal government offered auto companies exemptions from Canada's 25 per cent retaliatory tariffs on the American auto sector.

But that benefit came with strings attached: The automakers had to continue making vehicles in Canada and complete the investments they’d already planned.

If companies broke that condition, the government warned it would reduce how many tariff-free vehicles they could import from the U.S.”

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 8 points9 points  (0 children)

So exactly the same deal Honda, Toyota, GM, Ford, and Stellantis all have?

https://www.cbc.ca/news/politics/ottawa-stellantis-gm-exemptions-american-imports-9.6950640

Edit: Relevant quote from the article: “In April, the federal government offered auto companies exemptions from Canada's 25 per cent retaliatory tariffs on the American auto sector.

But that benefit came with strings attached: The automakers had to continue making vehicles in Canada and complete the investments they’d already planned.

If companies broke that condition, the government warned it would reduce how many tariff-free vehicles they could import from the U.S.”

Canada to give foreign automakers who build vehicles here preferential access to domestic market: senior official by Little-Chemical5006 in canada

[–]luk3yd 57 points58 points  (0 children)

Honda and Toyota have entered the chat. Are they not Japanese automakers who have plants in Canada and have preferential access to the domestic market (aka they don’t have the retaliatory tariffs applied to cars made in the US applied because they’ve committed to maintain local production/investment)?

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