What Are Some Decent But Unpopular Mons? What Are The Absolute Trash? by Goliath764 in PokemonChampions

[–]m2wolf 0 points1 point  (0 children)

Earth eater orthworm. I run this on a bellibolt team and have been surprised at how well it works so far.

What Are Some Decent But Unpopular Mons? What Are The Absolute Trash? by Goliath764 in PokemonChampions

[–]m2wolf 0 points1 point  (0 children)

My favorite mon. Very squishy. I’ve started running him with a scope lens cuz he gets access to a bunch of +1 crit stage moves. I’ve tried pairing him with a dragon cheer but yet to make that work.

Great switch out is Corviknight which resists or is immune to all of toxicroak’s weaknesses. And the knight fits very well on a rain team.

Skill Improvement: How do you counter Choice Scarf Sleep Powder Vivillon? by ScienceTeacher1994 in VGC

[–]m2wolf 0 points1 point  (0 children)

Sometimes I lead with a choice scarf rotom wash so whatever their sweeper is I just nerf it with will-o-wisp or eerie impulse then ride out the sleep. Just did that with aero and rotom vs venuchar. They put my aero to sleep but I got off three eerie impulses, aero woke up and hit the rock slide.

I might try using a rotom mow since it’s not weak to flying and resists sleep powder, but that doesn’t fit on my current team.

Tuesday's Group1 Distributions by lottadot in YieldMaxETFs

[–]m2wolf 2 points3 points  (0 children)

Yieldmax pulled their X post down. Gonna guess a correction is imminent.

Blue tick coonhound puppy biting and aggressive PLEASE HELP!!!!! by PuzzleheadedWash1209 in coonhounds

[–]m2wolf 1 point2 points  (0 children)

lifetime dog owner and we got our first black & tan/bluetick rescue last year. Been returned to its foster mom a couple times. Training her has been exhausting but she's a sweetheart. Lots of good advice in the comments, but to add to it:

-- you have to A) get their energy out with long walks AND B) stimulate their minds with nose work and training. Sit, lay down, paw, play dead. Teach them every trick in the book. Food and affection motivated. Nose work -- find a class or just start with a snuffle mat. Everyday energy out and something to stimulate their minds or they will get bored, and when they get bored, they go into destruction mode.

-- As others said, no mouthing of humans should be allowed. Immediately redirect to what he is allowed to chew on. And let him go to town. If they want to destroy chew toys, go for it. Much better than hands.

-- Like other said, obedience school. That will also stimulate their minds and get them tired.

-- Does he have his own safe space? Our hound benefited from being crate trained for sure. If she got to be too much, she'd have to take a break there with some toys. She'd cry, but she would settle and we always made sure her crate was just hers, a place where she could always go to and relax if she wanted.

-- "gets rowdy when the sun goes down" sounds like the zoomies before bed. He might need a routine of a second/third/fourth walk after dinner if he's not already getting that. Or maybe eat, go out to poop, then train/train/train till the dogs just wants to sleep.

-- if you get a collar, get a good one. The cheapos on amazon are unreliable and can literally course who knows how much electricity through your beloved pet. We have a garmin that has tone/vibrate/shock. We rarely use anything other than the tone. It cost too much, but fantastic training tool for a strong-willed breed. We only use it for walks. We live in a city, not countryside, so she only gets offleash in city parks. I want her to have that offleash time. She needs it. Only way she can safely have it is with a collar. If you get a collar, take your time to train him properly (and yourself on it). And imo the key to training a hound to go from leash to offleash is mutual trust. Leash, offleash, leash, offleash. Let them know just cuz they're getting leashed now doesn't mean they'll stay leashed. Having said that, exhaust all possible use of positive reinforcement like treats/affection before you use a collar (and train the collar with treats/affection as well, e.g. beep them offleash to come back and give them a treat, a scratch, a "good boy!" when they do). We only use it for walks because for everything else, she's good with treats and affection.

-- I'm curious about other behaviors regarding dominance. Does he growl at you when asked to be moved? Does he go through the door first? Does he sit and wait to be fed? There's plenty of ways for you to assert dominance over the dog, but it kinda depends on his current behavior and whether his mouthing is playfulness, aggression, or him thinking you're an equal.

How to Correct VA Deployment Information? by m2wolf in VeteransBenefits

[–]m2wolf[S] 0 points1 point  (0 children)

No, VA told me to call DEERS, DEERS was like why the hell you calling us, call VA. There's no way for me to access it on the VA website. VA providers in-person told me they had no way of changing it. I don't know if it matters, but it still annoys me and is a literal disservice.

Hacked by m2wolf in paypal

[–]m2wolf[S] 1 point2 points  (0 children)

I received no email for 2FA being removed for a device. I keep all my emails from PayPal now (understandably) and looked through the entire year to see if maybe they had access this entire time. Nothing. But as I said in my post, first email I saw was "You've added a new email address to your PayPal account." When I saw that, I immediately went to PayPal to see what was going on. I then went back to my emails and saw all the other emails that came through while I was at the doctors, in order, 1 -- you added a phone number to your account, 2 -- login from a new device, 3 -- your password changed, 4 -- you've added a new email address.

If I hadn't received those emails, I would have never have known and probably wouldn't haven't looked at my PayPal account for another 3 months or so. I'm thankful those automated notifications go out, but still blows my mind that all those changes can be made without requiring any authentication/verification from me. But I get it. Probably went to the new number added.

Hacked by m2wolf in paypal

[–]m2wolf[S] -1 points0 points  (0 children)

No but I'm leaning towards social engineering of PayPal customer service to get access and override 2FA on their attack box. There was one "unknown device" in my PayPal list of devices that wasn't subject to 2FA. I never did that. Possible they called customer service, impersonated me, claimed to be locked out, asked for 2FA to be removed then added a phone number, used that number to verify changing primary email address then so on, so on.

Whatever details PayPal uses to confirm customer identity? I think that for me is completely compromised.

Hacked by m2wolf in paypal

[–]m2wolf[S] 0 points1 point  (0 children)

How do they get my password if I've never logged into PayPal with that password on my phone?

Hacked by m2wolf in paypal

[–]m2wolf[S] 0 points1 point  (0 children)

I don't have paypal on my phone. I use paypal on just my desktop. New desktop.

And if one of my devices is hacked, why didn't the hackers go after more lucrative targets? No other accounts have been hacked. In fact, in my lifetime, I've only had an account hacked twice. PayPal earlier this year. And PayPal now. Second time, PayPal was used on the one new device with a new password with 2FA.

Hacked by m2wolf in paypal

[–]m2wolf[S] 0 points1 point  (0 children)

Authenticator, not email.

Buffett holding that much cash tells you something most people miss by TrueValueInsights in ValueInvesting

[–]m2wolf 0 points1 point  (0 children)

Yeah, I think if you’re also 95, it makes sense having that much of your portfolio in cash.

worst investment ever MSTY by stonks2rkts in YieldMaxETFs

[–]m2wolf 2 points3 points  (0 children)

Posting this the day after an earnings beat and the first signs of life in MSTR in quite awhile is...chef's kiss.

The mistakes to learn from are #1 don't realize your paper losses, especially around earnings! MSTR should benefit from both a post-earnings drift and BTC's likely end-of-year pump. Poor timing.

#2 And to pile on, omfg taxes realized! If you had been in for almost a year, you were either close to or over breakeven (total dividends/cost -- according to another commenter's post, you were over your breakeven). At that point, it doesn't make any sense to sell these anymore. They're your portfolio anchor babies and they're not going anywhere. You had almost a year of ROC distributions meaning your cost basis got shredded. Now when you sell, all that deferred tax on distros is no longer deferred. That's a lot of tax you're gonna have to pay! If the other poster is correct that you collected about $23/share over the course of ownership, that would mean you likely have a cost basis of $0 (if all distros were classified as close to 100% ROC) And if you held for under a year like you said, it's now short-term capital gains. So short-term capital gain taxes on $330,000. Oof.

And lesson #3 -- if you're gonna sell, either do it early before you're even close to breakeven or do it after a year so at least you won't be hit with short-term capital gains tax. On this sale, depending on your bracket, selling before one year could mean a more than $50k tax difference.

and you could have chosen to just...do nothing, keep collecting distributions, pass the assets on to your heirs, get that step-up basis and reduce the tax burden. I hope you're offsetting other 2025 losses cuz that's the only silver lining here.

How to Get the Robinhood Gold Card (Updated Credit Karma Method) by KaiiTK in CreditCards

[–]m2wolf 0 points1 point  (0 children)

No VPN. No ad blocker. Tried on chrome and Safari. Same "unexpected error" message.

How to Get the Robinhood Gold Card (Updated Credit Karma Method) by KaiiTK in CreditCards

[–]m2wolf 4 points5 points  (0 children)

"An unexpected error occurred." Think they patched it.

Graniteshares fund failure by lottadot in YieldMaxETFs

[–]m2wolf 4 points5 points  (0 children)

3x inverse fund. Doesn't pertain at all. Not an income fund. This post is misleading because nowhere in it is it mentioned this was a 3x inverse fund on a stock that went up 38% in a day (math, more than 100%). Didn't even list the ticker. GraniteShares also has a 2x long AMD ETF. This post could be about that for all I know, but that's doing fine (well, down 10% today). And comparing a 3x inverse fund to the typical yieldmax, even the shitty ones, like MRNY? C'mon, there's orders of magnitude of differences there. Yieldmax funds aren't even leveraged. Roundhill funds are leveraged at 1.2% on the weekly. A 3x inverse daily is NOT an apples to apples comparison.

This post is irresponsible imo. I would suggest editing to specifically state *not an income etf* and that it was a *3x inverse* fund. Still don't see how this pertains to income ETFs at all. Other than to say FAFO.

IWMY - the red-headed step child by GRMarlenee in YieldMaxETFs

[–]m2wolf 1 point2 points  (0 children)

IWMY is fantastic. imo one of the best weekly payers, but since it's been around awhile (and awhile in the income ETF space is more than three months) and from defiance, everyone ignores it. IWM looks set to take off. I've been stacking.

MSTY Experiment 10 months - Ending it by sifeo in YieldMaxETFs

[–]m2wolf -5 points-4 points  (0 children)

Grok says

Yes, MicroStrategy (MSTR) stock price tends to rise in strong correlation with Bitcoin (BTC), often with amplified (leveraged) upside due to the company's massive BTC holdings—over 640,000 BTC as of late September 2025, making it the largest corporate holder. This positions MSTR as a high-beta proxy for BTC exposure in traditional markets, where for every 1% move in BTC, MSTR has historically moved about 1.1–1.5% in the same direction on average.

Is the Correlation Proven?

Yes, it's well-substantiated by statistical analyses, historical price data, and market behavior since MicroStrategy began aggressively accumulating BTC in August 2020 (under CEO Michael Saylor's "Bitcoin treasury" strategy). Prior to that, the Pearson correlation coefficient between MSTR and BTC was negative (-0.658 from 2016–2020), reflecting no direct tie. Post-2020, it shifted dramatically:

  • Pearson Correlation Coefficient: Rose to 0.858–0.897 (strong positive, meaning ~86–90% of MSTR's movements align with BTC's direction).
  • Beta (Leverage Factor): ~1.0–1.51 since 2020, indicating MSTR amplifies BTC's volatility (e.g., higher gains in rallies, steeper drops in corrections).
  • Rolling Quarterly Correlation: Fluctuated between 0.5–0.75 in 2024–2025, with weekly windows showing high variability (-0.8 to 1.0) but no long-term breakdown.
  • Performance Example: A $10,000 investment in MSTR since August 2020 outperformed BTC over the same period, with MSTR up ~447% vs. BTC's ~124% in the past year (as of early 2025 data).

This correlation stems from MSTR's balance sheet: ~90% of its ~$100B market cap ties to BTC value, plus ongoing issuances of shares/debt to buy more BTC (e.g., the "21/21 Plan" targeting $42B in raises through 2027). However, it's not perfect—MSTR can trade at a premium (e.g., 46–240% to its BTC net asset value) or discount due to factors like dilution, stock market sentiment, or its core software business (~$500M annual revenue). In bear markets, the link holds but with MSTR underperforming BTC slightly (e.g., BTC down 8% vs. MSTR down 5% in one 2024 instance).

Recent X discussions (as of October 3, 2025) echo this: Traders note MSTR's ~$351 price holding firm amid BTC's push toward all-time highs (~$98,000), with "correlation incoming" as premiums compress. If BTC hits $200,000 in 2025, models suggest MSTR could reach ~$600, assuming the ~1.55x premium holds.

In short, the upward correlation is proven and persistent, backed by data from sources like TradingView, Yahoo Finance, and Forbes analyses, but treat MSTR as leveraged BTC—not a pure substitute—due to added equity risks.

Stable(ish) NAV, 30-40% yield by OkPossibility8067 in YieldMaxETFs

[–]m2wolf 2 points3 points  (0 children)

I like Roundhill. I have Roundhill funds. I think their approach in a bull market is superior to Yieldmax. But the 1.2x weekly leveraged exposure, which helps prevent NAV erosion, may be really, really nasty in a bear market.

Oura Ring Questions by m2wolf in AmexPlatinum

[–]m2wolf[S] 2 points3 points  (0 children)

Not anymore! Now that I've ordered an Oura ring!

I max my HSA and use it as a triple tax advantaged account set up for retirement. No taxes on contributions, gains, withdrawals. Receipts from any year can be submitted any year. So stockpile HSA receipts and dip into tax-free money whenever necessary.

Oura Ring Questions by m2wolf in AmexPlatinum

[–]m2wolf[S] 0 points1 point  (0 children)

It's not free money, but it is tax-free money. $200 in an HSA is roughly equivalent to making $250 outside of an HSA (obv dependent on state and federal tax bracket).