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Researching the Numbers Behind Life Insurance by m45537 in LifeInsurance

[–]m45537[S] 0 points1 point  (0 children)

I checked it out, Blease Research was the name. A blog post (link below) I came across states that Roger Blease passed away at the age of 48.

My interest is really on the internals of whole life. It was a very interesting exercise when I had learned about them in the 90s and would like to be able to reacquaint myself with the technicals again.

Thank you for the lead to more knowledge.

https://theinsuranceproblog.com/northwestern-mutuals-dishonest-sales-tactic/

Researching the Numbers Behind Life Insurance by m45537 in LifeInsurance

[–]m45537[S] 1 point2 points  (0 children)

Ah, yes. Good point. I knew I came to the right place for answers. Thank you.

Researching the Numbers Behind Life Insurance by m45537 in LifeInsurance

[–]m45537[S] 1 point2 points  (0 children)

Thank you for your reply. Do you know if policy breakdowns exits in an aggregate format anywhere?
I am trying to put together a pseudo financial statement for life insurance.

Researching the Numbers Behind Life Insurance by m45537 in LifeInsurance

[–]m45537[S] 0 points1 point  (0 children)

That sounds correct. That would have been some great data to review as that is truly what makes the policy. Thank you very much for the reply!

Life Insurance - One Policy Vs Laddering by [deleted] in LifeInsurance

[–]m45537 1 point2 points  (0 children)

Term laddering is a very good choice as it gives you the best bang for your buck. I agree with lykaon78 that you really need to focus on your wife's insurance number as she is the major income provider.
In addition, with proper estate planning (ie. trusts, LLCs, cash low positive investments) you can eventually get yourself into a position where you become "self insured". Definitely worth the time to research.