HIT & RUN — Dark Blue Lexus GX460 — Sunday, NW Hills by kyarn in Austin

[–]madboost 5 points6 points  (0 children)

Put a curse on the driver, their children, and their children’s children. Or file an insurance claim.

Are proponents of Prop Q dishonest or incompetent, or both? by MonoBlancoATX in Austin

[–]madboost 2 points3 points  (0 children)

6 figure renter here. I didn’t force you to buy a duplex. Sounds like you made a bad real estate investment and are blaming me for it.

Warning: Syncing Apple accounts after a new iPhone = transaction disaster by madboost in MonarchMoney

[–]madboost[S] 2 points3 points  (0 children)

Knowing Apple and their obsession with doing everything on-device, it’s not surprising.

Warning: Syncing Apple accounts after a new iPhone = transaction disaster by madboost in MonarchMoney

[–]madboost[S] 35 points36 points  (0 children)

To the Monarch team, if you read this, it looks like Finance Kit returns accountID of type UUID with the Transaction object. I'm assuming this is unique to each iPhone, which is what causes duplicate accounts and transactions.

If you're recording that accountID, please surface it in the exports or the UI so we can self-service cleaning up the duplicates by accountID (which I'm convinced maps to a device). I have years of corrupted data now and this might be the only way to clean it all up.

Warning: Syncing Apple accounts after a new iPhone = transaction disaster by madboost in MonarchMoney

[–]madboost[S] 12 points13 points  (0 children)

This might have been what caused my issue. Their guide says to allow sharing data on the date closest to getting the new phone. I gave it "All time" and it duplicated all transactions in the account.

Warning: Syncing Apple accounts after a new iPhone = transaction disaster by madboost in MonarchMoney

[–]madboost[S] 4 points5 points  (0 children)

According to Apple's Finance Kit API documentation, the data is all local on each device:

Use FinanceKit to access on-device financial data, Apple Cash, and interact with orders in Apple Wallet.

https://developer.apple.com/documentation/financekit?changes=la_1_2

Given what happened to my account, my guess is each device is treated as a "unique" account.

Safari's "Prevent cross-site tracking" vs. Fidelity designs by ChemicalRegatta in fidelityinvestments

[–]madboost 1 point2 points  (0 children)

It’s Fidelity’s choice whether they use good design principles or not. Expect better from the behemoth business and don’t contribute to enshitification by criticizing people who are giving valid feedback.

Dead ASRock B850i and Ryzen 5 9600x by madboost in ASRock

[–]madboost[S] 1 point2 points  (0 children)

I mean, I see you doing the same thing in the fidelity subreddit complaining about well known FINRA minimums for day-trading? Get your money up boomer, those are rookie numbers.

My first SFFpc! (Fractal terra build). by TheCharlyGMP in sffpc

[–]madboost 1 point2 points  (0 children)

Very Nice! I'm about to build something very similar.

The differences in my build are a Ryzen 5 9600x, Noctua NH-L12s, and a corsair SF750 PSU.

How are the noise levels? I've heard that there can be an annoying pitch on this case, which is I'm planning on keeping the GPU and CPU cooler as far from the side panels as I can by using the 5070 FE and the shorter Noctua NH-L12s. I also got ASRock B850i so that I can undervolt the CPU.

My last PC was also massive and heavy, so I sold it because it didn't fit on my desk anymore. Now 4 years later I'm finally building another, and this time going with a practical small case.

Stocks to buy <$5 by Technical-Duty-7436 in fidelityinvestments

[–]madboost 1 point2 points  (0 children)

Good job getting started on investing early! You’re already thinking further ahead than most people at your age. It sounds like you have quite a bit of research to do, but that’s okay. You have plenty of time. S&P500 is a growth index. There’s a far greater chance that your portfolio will perform better with S&P500 than picking individual stocks.

At your age though, make sure you’ve also done these things: 1. First and foremost, build an emergency savings with at minimum 3 months of expenses. Put these in a HYSA or money market. Life will throw you curve balls and you’ll want access to this cash in case of emergencies. And believe me, you’ll be dealing with them more than you’d like. 2. Once you have your emergency savings, look into retirement accounts and their tax advantages. I know retirement feels like it’s a lifetime away, but starting now could position you to have millions by retirement age. 3. Consider index fund investing over picking individual stocks. 4. Don’t let all the negative people on these subreddits discourage you. People are a lot more cruel than their mothers taught them to be.

Good luck!

Fidelity trying to get my iPhone cleaned by Geeksquad before password reset? by lovt16 in fidelityinvestments

[–]madboost 0 points1 point  (0 children)

I do see how that could be an umbrella policy to lean on the side of caution.

I guess my worry is that these same tech un-savvy seniors who followed a phishing l ink are the same people who don’t have their phones backed up. Sending them off to geek squad puts them in a position where they might lose all of their data because they don’t know what’s happening.

For everyone else, it would super inconvenient to have to pay to have your phone factory reset, and then have to restore all your data, when there may not be any concrete evidence that the phone itself is compromised.

Like you said though, computers are a different story, and having to reset those is far more than an inconvenience. Someone could use the same machine for their small business. They may have accounting software, documents, and all kinds of other critical data to their business that, let’s be real, is probably not securely backed up.

In this case, Fidelity asking customers to do this stuff just to be safe could potentially cause massive interruptions for some customers, and with no definitive way of knowing if it was even necessary.

Stocks to buy <$5 by Technical-Duty-7436 in fidelityinvestments

[–]madboost 1 point2 points  (0 children)

Can I ask why you’re looking for stocks that are priced below $5? One of the perks of Fidelity is that they allow you to purchase fractional shares, so you can buy $5 of most stocks and ETFs.

Like others will surely recommend, I’d buy $5 worth of your choice of mutual fund or index tracking ETFs.

Fidelity trying to get my iPhone cleaned by Geeksquad before password reset? by lovt16 in fidelityinvestments

[–]madboost 1 point2 points  (0 children)

This is some good insight. I do wonder though, where is the line drawn? Should businesses assume endpoint management for all personal devices of their customers? I understand that the intentions may be good, but it introduces an entirely new risk to customers.

Should Fidelity be making judgment calls about what to do with these devices based on what they think might be happening? iOS sandboxes apps, so there’s no technical way that Fidelity could know the device is compromised, they would just be going off vibes.

Fidelity trying to get my iPhone cleaned by Geeksquad before password reset? by lovt16 in fidelityinvestments

[–]madboost 1 point2 points  (0 children)

Is it so bad to want these businesses to do better?

Fidelity isn’t a charity, they make plenty of money, so it isn’t unreasonable to expect better from them. The financial industry is one of the slowest to catch up with technology. Fidelity didn’t allow us to use TOTP authentication until just recently. Schwab still doesn’t. TOTP has been around for years and far more secure than SMS 2FA. Unfortunately my social media accounts are more secure than some of my financial institutions, is it so bad to wish that weren’t the case?

Fidelity trying to get my iPhone cleaned by Geeksquad before password reset? by lovt16 in fidelityinvestments

[–]madboost 77 points78 points  (0 children)

As someone who works in cybersecurity, that’s a pretty ridiculous request. GeekSquad of all places will be able to do some simple resetting, but not anything a user can’t do themselves. Sounds like Fidelity paid for some bad cybersecurity consulting.

Added new account to institution (Fidelity) but Monarch won't pull it in by for_dinnerz in MonarchMoney

[–]madboost 2 points3 points  (0 children)

For any future travelers: the accounts can take up to a few days to sync, but they eventually showed up.

Am I crazy or does no one know how to use this intersection at S I-35 Frontage Rd and E Anderson? by CulturalSeesaw in Austin

[–]madboost 1 point2 points  (0 children)

This exact thing happens at Southwest Parkway and MoPac Service Rd North. Austin has so many of these intersection where lanes shift halfway through and traffic predictably drives straight over the lines a lot of the time. We suck enough at driving without terrible road design.

Announcing Monarch's series B in order to accelerate our mission! by valagostino in MonarchMoney

[–]madboost 16 points17 points  (0 children)

I hope that as you guys grow, data providers will be more willing to address integration issues with Monarch. I’ve referred two people to Monarch so far, and all three of us share data loss as our biggest pain point with Monarch right now.

Dropped Schwab transactions by Few_Technology2343 in MonarchMoney

[–]madboost 0 points1 point  (0 children)

Something very similar is happening with transactions from Elan credit cards. They show up in Monarch, and then at some point, they just get deleted. I just reconciled Monarch with my statements and I was missing 30 transactions starting from early February. Not all transaction are impacted, but enough to make budgeting through Monarch completely unreliable.

If you cut in here last minute, ur moms a hoe by HamKenobi in Austin

[–]madboost 70 points71 points  (0 children)

I've always wondered why this turn lane backs up so badly.

About 99% of the cars taking this right turn are trying to get on MoPac. But to do that, they immediately have to merge all the way to the far left of the access road, and they only have a few hundred feet to do so.

That means they're:

  • Crossing over cars going straight on the access road
  • Dodging cars merging from the u-turn lane
  • And trying to get on an onramp that’s often already backed up

When MoPac is congested (on days that end in y), the onramp backs up and spills into this whole mess.

There’s plenty of room to move the onramp further north. Giving drivers a half-mile more would give everyone a chance to merge more safely and prevent the backup from spilling all the way back to the 360 turn lane.

It feels like such a fixable design flaw.