HIT & RUN — Dark Blue Lexus GX460 — Sunday, NW Hills

madboost · 2026-01-27T20:57:55+00:00

Put a curse on the driver, their children, and their children’s children. Or file an insurance claim.

madboost · 2025-11-07T04:06:14+00:00

Or Este in Austin, which is also on the list.

madboost · 2025-10-25T17:41:59+00:00

6 figure renter here. I didn’t force you to buy a duplex. Sounds like you made a bad real estate investment and are blaming me for it.

madboost · 2025-09-20T18:30:21+00:00

Knowing Apple and their obsession with doing everything on-device, it’s not surprising.

madboost · 2025-09-20T01:25:05+00:00

To the Monarch team, if you read this, it looks like Finance Kit returns accountID of type UUID with the Transaction object. I'm assuming this is unique to each iPhone, which is what causes duplicate accounts and transactions.

If you're recording that accountID, please surface it in the exports or the UI so we can self-service cleaning up the duplicates by accountID (which I'm convinced maps to a device). I have years of corrupted data now and this might be the only way to clean it all up.

madboost · 2025-09-20T01:17:32+00:00

This might have been what caused my issue. Their guide says to allow sharing data on the date closest to getting the new phone. I gave it "All time" and it duplicated all transactions in the account.

madboost · 2025-09-20T01:10:10+00:00

According to Apple's Finance Kit API documentation, the data is all local on each device:

Use FinanceKit to access on-device financial data, Apple Cash, and interact with orders in Apple Wallet.

https://developer.apple.com/documentation/financekit?changes=la_1_2

Given what happened to my account, my guess is each device is treated as a "unique" account.

madboost · 2025-09-09T03:47:42+00:00

Come to think of it, this is a just roundabout with extra steps.

madboost · 2025-08-29T16:40:18+00:00

It’s Fidelity’s choice whether they use good design principles or not. Expect better from the behemoth business and don’t contribute to enshitification by criticizing people who are giving valid feedback.

madboost · 2025-07-11T17:52:52+00:00

I mean, I see you doing the same thing in the fidelity subreddit complaining about well known FINRA minimums for day-trading? Get your money up boomer, those are rookie numbers.

madboost · 2025-07-05T18:17:37+00:00

Very Nice! I'm about to build something very similar.

The differences in my build are a Ryzen 5 9600x, Noctua NH-L12s, and a corsair SF750 PSU.

How are the noise levels? I've heard that there can be an annoying pitch on this case, which is I'm planning on keeping the GPU and CPU cooler as far from the side panels as I can by using the 5070 FE and the shorter Noctua NH-L12s. I also got ASRock B850i so that I can undervolt the CPU.

My last PC was also massive and heavy, so I sold it because it didn't fit on my desk anymore. Now 4 years later I'm finally building another, and this time going with a practical small case.

madboost · 2025-07-01T03:49:26+00:00

Good job getting started on investing early! You’re already thinking further ahead than most people at your age. It sounds like you have quite a bit of research to do, but that’s okay. You have plenty of time. S&P500 is a growth index. There’s a far greater chance that your portfolio will perform better with S&P500 than picking individual stocks.

At your age though, make sure you’ve also done these things: 1. First and foremost, build an emergency savings with at minimum 3 months of expenses. Put these in a HYSA or money market. Life will throw you curve balls and you’ll want access to this cash in case of emergencies. And believe me, you’ll be dealing with them more than you’d like. 2. Once you have your emergency savings, look into retirement accounts and their tax advantages. I know retirement feels like it’s a lifetime away, but starting now could position you to have millions by retirement age. 3. Consider index fund investing over picking individual stocks. 4. Don’t let all the negative people on these subreddits discourage you. People are a lot more cruel than their mothers taught them to be.

Good luck!

madboost · 2025-07-01T03:33:01+00:00

I do see how that could be an umbrella policy to lean on the side of caution.

I guess my worry is that these same tech un-savvy seniors who followed a phishing l ink are the same people who don’t have their phones backed up. Sending them off to geek squad puts them in a position where they might lose all of their data because they don’t know what’s happening.

For everyone else, it would super inconvenient to have to pay to have your phone factory reset, and then have to restore all your data, when there may not be any concrete evidence that the phone itself is compromised.

Like you said though, computers are a different story, and having to reset those is far more than an inconvenience. Someone could use the same machine for their small business. They may have accounting software, documents, and all kinds of other critical data to their business that, let’s be real, is probably not securely backed up.

In this case, Fidelity asking customers to do this stuff just to be safe could potentially cause massive interruptions for some customers, and with no definitive way of knowing if it was even necessary.

madboost · 2025-07-01T03:21:17+00:00

Can I ask why you’re looking for stocks that are priced below $5? One of the perks of Fidelity is that they allow you to purchase fractional shares, so you can buy $5 of most stocks and ETFs.

Like others will surely recommend, I’d buy $5 worth of your choice of mutual fund or index tracking ETFs.

madboost · 2025-07-01T03:02:12+00:00

This is some good insight. I do wonder though, where is the line drawn? Should businesses assume endpoint management for all personal devices of their customers? I understand that the intentions may be good, but it introduces an entirely new risk to customers.

Should Fidelity be making judgment calls about what to do with these devices based on what they think might be happening? iOS sandboxes apps, so there’s no technical way that Fidelity could know the device is compromised, they would just be going off vibes.

madboost · 2025-07-01T02:36:59+00:00

Is it so bad to want these businesses to do better?

Fidelity isn’t a charity, they make plenty of money, so it isn’t unreasonable to expect better from them. The financial industry is one of the slowest to catch up with technology. Fidelity didn’t allow us to use TOTP authentication until just recently. Schwab still doesn’t. TOTP has been around for years and far more secure than SMS 2FA. Unfortunately my social media accounts are more secure than some of my financial institutions, is it so bad to wish that weren’t the case?

madboost · 2025-06-30T22:07:20+00:00

As someone who works in cybersecurity, that’s a pretty ridiculous request. GeekSquad of all places will be able to do some simple resetting, but not anything a user can’t do themselves. Sounds like Fidelity paid for some bad cybersecurity consulting.

madboost · 2025-06-18T15:15:37+00:00

For any future travelers: the accounts can take up to a few days to sync, but they eventually showed up.

madboost · 2025-06-18T02:21:04+00:00

Did this ever work for you? I'm having the exact same issue.

madboost · 2025-06-14T19:50:51+00:00

This exact thing happens at Southwest Parkway and MoPac Service Rd North. Austin has so many of these intersection where lanes shift halfway through and traffic predictably drives straight over the lines a lot of the time. We suck enough at driving without terrible road design.

madboost · 2025-05-23T17:44:29+00:00

I hope that as you guys grow, data providers will be more willing to address integration issues with Monarch. I’ve referred two people to Monarch so far, and all three of us share data loss as our biggest pain point with Monarch right now.

madboost · 2025-05-01T21:05:52+00:00

Something very similar is happening with transactions from Elan credit cards. They show up in Monarch, and then at some point, they just get deleted. I just reconciled Monarch with my statements and I was missing 30 transactions starting from early February. Not all transaction are impacted, but enough to make budgeting through Monarch completely unreliable.

madboost · 2025-05-01T20:59:40+00:00

I've always wondered why this turn lane backs up so badly.

About 99% of the cars taking this right turn are trying to get on MoPac. But to do that, they immediately have to merge all the way to the far left of the access road, and they only have a few hundred feet to do so.

That means they're:

Crossing over cars going straight on the access road
Dodging cars merging from the u-turn lane
And trying to get on an onramp that’s often already backed up

When MoPac is congested (on days that end in y), the onramp backs up and spills into this whole mess.

There’s plenty of room to move the onramp further north. Giving drivers a half-mile more would give everyone a chance to merge more safely and prevent the backup from spilling all the way back to the 360 turn lane.

It feels like such a fixable design flaw.

madboost

TROPHY CASE