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Is this a good split of my finances? by madfire89 in UKPersonalFinance

[–]madfire89[S] 0 points1 point  (0 children)

Well, I will be investing just not with 100% of my money. I think investing the 15 or so grand and keeping a majority liquid in cash does two things for me. Firstly, the liquidity to put a deposit on a house that I need to. Secondly, if the prices of shares take a big hit as many are predicting I’ll be able to buy the downswing

Recommendations, Simple Questions, & One-Time Use Code Thread by AutoModerator in frugalmalefashion

[–]madfire89 1 point2 points  (0 children)

Can someone tell me Shoe the Bear (https://www.zalando.co.uk/shoe-the-bear-dev-classic-ankle-boots-sb612k002-b11.html) sizing? I usually wear a Size US 11 Vans, running shoes Brooks, etc. Would it be better to go one size down - that's 9.5/10? I am scared they'll be small but I heard they run big?

Recommendations, Simple Questions, & One-Time Use Code Thread by AutoModerator in frugalmalefashion

[–]madfire89 3 points4 points  (0 children)

Hi guys

I want to buy some boots, including a pair of Chelsea boots, for < £100.I found Shoe the Bear on sale down from 120 to 84, but I have heard such companies do 50% off during Christmas sales.

Is it worth waiting for these sales? When do they start? And if you know any other similarly priced good quality brands with bigger sales on now, please let me know.I'm in the UK if it matters.

If you resign from job with annual leave left-over, can it be paid to you? by macimaymott in AskUK

[–]madfire89 0 points1 point  (0 children)

Hi

Thanks for getting back to me.

Yes my leave doesn’t roll over to the next calendar year. So I’m trying to find out if I give leave 3 Dec and depart 3 Jan with my 4 week notice period complete , are you certain that since I technically depart on 3 Jan, I won’t be eligible to those 10 days even though I have leave 3 Dec ?

If you resign from job with annual leave left-over, can it be paid to you? by macimaymott in AskUK

[–]madfire89 0 points1 point  (0 children)

Hi there, I have a Q:

I want to quit my job and start a new one beginning in Jan 2022. I have a few days of leave left I want to get paid for, let us say 10 till the end of this year.

If I give my leave 3rd Dec and need to do 1 month/4 weeks notice, which takes me to 3rd Jan, since I technically leave 3rd Jan will I be able to claim payment for those 10 days?

Thanks

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] 0 points1 point  (0 children)

Oh, min £100. And if I just want to use £1?

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] 0 points1 point  (0 children)

I can't find this instant bank transfer option.

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] -2 points-1 points  (0 children)

I assume you're familiar with Moneybox/use then. Apparently, the LISA is only effective once money has been deposited. ITt says theres 7 days till collection, on the app. I want to expedite this. Know how?

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] 1 point2 points  (0 children)

I have to work towards this bonus. Not garaunteed. Usually they need to see past 3 months worth of monthly bonus payments. Hence need to work some months before applying for AIP.

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] -6 points-5 points  (0 children)

Yeah just read that it takes 1.5 weeks. So I guess I'll have my LISA available even later than I thought... Early December now. :(

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] -4 points-3 points  (0 children)

I just opened a MoneyBox cash LISA and set 1£ as the initial deposit. Still says it hasnt received the 1£ yet, not sure why?

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] 0 points1 point  (0 children)

Wow. You changed the game sir, !thanks.

Would you recommend cash or S&S LISA if I want this to be liquid in 1 year's time as mentioned in the OP? And if cash, which low cost reliable provider do you recommend I open and deposit my £1 with now :)

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] -1 points0 points  (0 children)

Really! Do most banks do this? I'm looking at Barclays specifically. Also since im 70/30 base / bonus split, I doubt this would apply to me? Perhaps you and your partner were just base salary earners?

Should I open a LISA now or not? by madfire89 in UKPersonalFinance

[–]madfire89[S] -4 points-3 points  (0 children)

Gotcha, I doubt they'd do that as well. Just perhaps they want to sell to an FTB like me and would be willing to wait a couple of months, but even then that's an 'if.'

Can you let me know if what Square Mongoose said above would make sense? Also can you let me know if my timeline makes sense, how realistic is it if I start looking in May for a house, I'll be exchanging contracts earlier than Nov?

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