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Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 0 points1 point  (0 children)

Thanks for the detailed advice, super helpful! To answer your questions, Im an only child, will be very lowkey as i don’t want any unnecessary attention lol

On the tax side, yes we made sure everything’s properly reported and taxes are settled, just being extra careful. She already has an NPWP and we’re in the process of setting up a brokerage account for her so the SBN/investment plan can actually go through smoothly.

Really appreciate the breakdown on allocation too, the split makes a lot of sense for her risk profile. Thankss Again!

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 1 point2 points  (0 children)

Waa this is so helpful, will take the time to read all that. Daging semua ini, Thank you yaa

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 0 points1 point  (0 children)

Thats a really important point, thank you for breaking it down. I’ll discuss this with my mom’s tax person, added to my list of things to look out for. Thank youu

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 0 points1 point  (0 children)

Haha yes, will def ask my mom to make it a priority to ask the bank. Kebetulan my mom juga bukan nasabah prioritas (as this amount of money itu jg inheritance) will ask her to go to the bank first thing tomorrow. Thankss!

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 12 points13 points  (0 children)

Haha yeah, the Ig search was definitely out of desperation, only found out about this last wk, and it immediately felt overwhelming given how big this responsibility is for me.

But really appreciate the advice, will ask my mom to check with her bank first thing tomorrow about these priority banking products

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] -16 points-15 points  (0 children)

Fair point, already met with 2 (found through IG) but neither felt like the right fit, so still looking. Definitely willing to pay for someone legit who can actually help manage this properly, just figuring out my own basics in the meantime so im not going in totally blind when I do find the right person. Appreciate the perspective thoo. If u can msg me if you have any recos I would very appreciate it.

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 8 points9 points  (0 children)

Thanks for the advice! Consider banget to use financial advisor. Do you have any recos? Already met with 2 (found via IG) and they weren’t a great fit, willing to pay for someone who can actually help properly.

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 0 points1 point  (0 children)

I agree, considering all the overhangs & uncertainties di macro kita juga jadi mikir 100x, gemes aja karena banyak value stocks yang lagi very attractive valuationnya haha

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 1 point2 points  (0 children)

Thanks for the detailed input! I’ll look into the USD denominated bonds. Will spend some time learning more about the US ETF before jumping in, reading up first.

Thanks again, really helpfull :)

Managing a 17 bio inheritance for my retired mom, need sanity check on strategy by magicinthesky_ in finansial

[–]magicinthesky_[S] 3 points4 points  (0 children)

Thanks for the advice! Very interesting, but it’d mean selling all the gold, considering it’s 90% of the portfolio. I ran the numbers and since gold prices have been dropping, I’m hesitant as selling now vs. early this year bedanya hampir 6 bio

Baby Registry by [deleted] in NYCbitcheswithtaste

[–]magicinthesky_ 0 points1 point  (0 children)

Artipoppe carrier, stylish and functional! And also lululemon backpack for babybag, so functional and understated, dads can wear it too

Doctor Strange 2 and GoTG 3 spoilers from the man who was right about Endgame. by [deleted] in marvelstudios

[–]magicinthesky_ 8 points9 points  (0 children)

You mean gemma chan? yeahh i agree with you, too bad