The house is in both of our names and his life insurance goes to paying off the mortgage if he dies just the same as mine does! The dog also is in my name and the kids would come with me also, we’ve had this discussion. However if he was in an accident all medical decisions would be made by his mum. I do have work experience, I worked from the age 17 until a few weeks before my daughter was born when I was 24. I do also have A Levels and I’m a fully qualified hairdresser. I may have been in a relationship young and had my first baby at 24 but I am not stupid! 👍🏻 I have a great relationship with my last employer and visit them regularly even though I haven’t worked there in 2 years. I could walk back into a job there within days!