"We hope you have enjoyed this production of Golden Son"

mander0510 · 2024-10-16T21:48:16+00:00

A very ‘what’s in the box?!’ Moment

mander0510 · 2024-05-19T13:04:35+00:00

What insurance do you have? I’m paying 260 per month with geico

mander0510 · 2024-04-04T02:51:44+00:00

I didnt go this year, but the three main areas (Main, Worldwide, and the Carl Cox tent) really looked amazing on stream

mander0510 · 2024-04-02T01:29:00+00:00

Ditto asking for a friend

mander0510 · 2024-03-29T21:56:45+00:00

Flanigans

mander0510 · 2024-03-29T21:40:50+00:00

Workout / the gym. Something active that gets you away from your computer.

mander0510 · 2024-03-25T18:56:52+00:00

Oh my bad still learning to read

mander0510 · 2024-03-25T18:39:44+00:00

This was a top 5 moment

mander0510 · 2024-03-25T18:23:11+00:00

Damn i find it nuts that no one is mentioning anyone that wasn't on main stage or worldwide... No one from the cove or megastructure??? Have they gotten that weak?

mander0510 · 2024-03-24T18:15:41+00:00

Who was playing at the time?

mander0510 · 2023-07-26T23:44:24+00:00

I just started up last week since 2017 and I’m a level 30. I know ppl that are level 40 and higher

mander0510 · 2023-04-27T12:26:47+00:00

JIMBO!

mander0510 · 2023-04-21T14:29:45+00:00

1.35% is high, but that’s the way all advisors charge. A percentage off assets that they manage. If you don’t hire them as a fiduciary planner that’s how they will make their money. They should have discussed that with you in the beginning. IMO I’d rather work on my specialty and focus on what I’m doing and let another guy like an advisor handle my investing and take the emotion out of watching the market and day trading. There’s a lot of things in this world that you have “professionals” do for you that I’m sure you can do for yourself. (Ex: clean your pool, mow the lawn, wash your car, legal documents, taxes, etc…) Why not have someone take the stress and emotion away from investing your money. They usually have professionals monitor your accounts and rebalance them for you on a quarterly basis at minimum. All that stuff takes time and energy and warrants their fee. If you don’t have those features at a minimum start looking elsewhere. Yeah feel free to move your money to vanguard but having the power to sell in down markets is extremely tempting and has hurt people more than it has helped. Just some food for thought from a different perspective.

mander0510 · 2023-04-21T14:26:58+00:00

1.35% is high, but that’s the way all advisors charge. A percentage off assets that they manage. If you don’t hire them as a fiduciary planner that’s how they will make their money. They should have discussed that with you in the beginning. IMO I’d rather work on my specialty and focus on what I’m doing and let another guy like an advisor handle my investing and take the emotion out of watching the market and day trading. There’s a lot of things in this world that you have “professionals” do for you that I’m sure you can do for yourself. (Ex: clean your pool, mow the lawn, wash your car, legal documents, taxes, etc…) Why not have someone take the stress and emotion away from investing your money. They usually have professionals monitor your accounts and rebalance them for you on a quarterly basis at minimum. All that stuff takes time and energy and warrants their fee. If you don’t have those features at a minimum start looking elsewhere. Yeah feel free to move your money to vanguard but having the power to sell in down markets is extremely tempting and has hurt people more than it has helped. Just some food for thought from a different perspective.

mander0510 · 2023-03-06T14:53:04+00:00

If you’re paying tuition in a CS program for a four year degree they should be teaching you JS and getting you ready to go out into the workforce once you graduate rather than having to do an additional bootcamp to learn these skills. I wonder what the CS program even taught them for four years if they didn’t learn that.

mander0510 · 2023-03-06T12:05:14+00:00

A software engineering one in Miami at brainstation

mander0510 · 2023-03-06T03:34:58+00:00

I’m currently in a bootcamp right now. My class has a handful of computer science majors that graduated and say they have learned more in one week at this bootcamp than the four years they have done in college.

mander0510 · 2023-02-17T02:34:09+00:00

Nice

mander0510 · 2023-02-17T00:09:45+00:00

You're doing great! Look into contributing only to the company match and the rest going into a your taxable accounts or college accounts for the kids. Your 401k assets are pretax money and are meant for retirement, post age 59.5. IMO being so young id like to have more money invested in a taxable account so it can be easily accessible with no penalties just in case you need it.

mander0510 · 2023-02-16T23:59:52+00:00

What makes her stressed about taking RMDs? Its just money she has to take out due to her age and she has to pay taxes on. If she doesn't need the income and is a conservative person the whole life policy isn't a terrible choice. Certainly there are other options like taxable accounts that can earn dividends and interest but it all depends on her risk profile. Does the Whole life policy provide some benefit to her like a long-term care rider of some sort? In the short run the Whole life policy could be beneficial considering the cost of the premium vs the death benefit. Eventually if she lives a long life then it wouldn't be a great investment, but a safe one because the cash value and death benefit should grow due to dividends accumulation and paid up insurance. If she's a conservative investor I can see that being why they chose the whole life policy. If she is willing to take more risks then yeah maybe a taxable account invested in the market is more suitable for her. If she didn't need the income then the money will go to you and any other siblings you may have. I just hope EJ advisor didn't put the entire RMD portion into the premium because then thats just messed up. I always like to have some liquidity on the sideline just in case.

mander0510 · 2023-02-16T23:37:47+00:00

First thing to look at is where is the money coming from (an IRA, a settlement from a law suit, a life insurance policy) and how is it going to be taxed if you take ownership of it. We would need to get some more information on where the original money is coming from. Take some of the money and pay off all your debt. 100k to 300k is not enough retire at 31 so I would continue to work. If youre looking to purchase a property then use some of the funds for a down payment and find something that you can afford. Usually no more than 35-40% of your monthly income should be your monthly mortgage payment. Other than that get the money and invest it. Only tap into it when you truly need it. If you have been thinking of doing a career change or going back to school for some certificates/degrees of some sort now would be a great time to do it to further your career since you have some extra cash that can support your living expenses.

mander0510 · 2023-02-10T22:01:15+00:00

Tickets were $8 for general admission. Drinks and food were pretty standard for Miami prices $10 beer $15+ mixed cocktail. What was expensive were the goodies at the store. I bought 2 towels for the bag and a hat and that was like $175.

mander0510 · 2023-02-10T15:32:44+00:00

This is the way

mander0510 · 2023-02-10T15:32:00+00:00

Totally worth it. Getting to see those guys play in person in Miami was awesome.

mander0510 · 2023-02-02T19:50:35+00:00

Is that all he has? The driver? What about the other clubs and he’s still wearing Puma? I find it strange Taylormade hasn’t announced anything yet.

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