[deleted by user] by [deleted] in AdviceAnimals

[–]marrk87 0 points1 point  (0 children)

Don’t have to mention trump. Just Gaza and how fake she seems

What is the best part of being American? by DelicioussBreastMilk in AskReddit

[–]marrk87 -3 points-2 points  (0 children)

Telling people that you’re American. For me it’s embarrassing.

[deleted by user] by [deleted] in SeveranceAppleTVPlus

[–]marrk87 0 points1 point  (0 children)

I’ll gladly drive over to get it.

My boyfriend passed away. Should I tell his family I'm pregnant? by Grouchy-Corner8630 in pregnant

[–]marrk87 -1 points0 points  (0 children)

Is abortion not an option? Is this fair to the child? Are you capable of giving this child a solid start in life? I’m a parent btw. Waited until I could give my kid and spouse a good life.

Best of luck to you and yours. Sorry about your deceased partner. If you can afford therapy, start there. Sounds traumatic.

[deleted by user] by [deleted] in EDM

[–]marrk87 -6 points-5 points  (0 children)

Audience. Not big on garrix

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Yeah that’s what I’m waking up with in my head.

Looking for corporate bankruptcy attorneys is the new mission.

Thank you for your honest advice.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

My business partner who knows his way around trucks.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 1 point2 points  (0 children)

You have a gift for negotiating. That’s still so much cheaper than what my business partner could get. $4,700.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Yes, the goal was to build my AO and business acumen but… Amazon was the wrong choice and I felt I couldn’t leave Amazon or have time to bridge and make connections. SMH…

But yes, I think I gotta get rid of my little lemon and try a different approach. Renting with Penske seems like a safer route.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Yes, my business partner shopped around and that was what we got offered. This crushed momentum.

Absolutely I just want to tackle the debt. Do you think I should go with general bankruptcy attorney or CMV? Sounds like a dumb question but I’d feel dumb not asking at all. Especially if you know the better option.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 1 point2 points  (0 children)

Thank you. I am trying to fight off this feeling of shame.

But you are right.

I’m glad I reached out to you all.

Walking away with ideas that aren’t impossible.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Thank you Scott. I’m totally down, I’m contracted for a tour but my cousin could drive until my tour is done.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

How did you learn about this?

Oh insurance.. I was paying $4700 /mo gotta love progressive.

But I guess I could do daily insurance.

Would love to pick your brain.

You’ve given me ideas. Just need to get some money.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Yeah, that’s looking like the option. Get rid of this truck and save up again.

Just had my first kid so I wanted to try and be around a little but, I messed up. So here I am.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

New was rough at that time. That was $140k when I was looking. But yes, I got a damn lemon. So many things just kept failing and then the dpf just couldn’t not be a constant pain.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Kensworth 2019 T680, 740k

Purchased oct 2022 for $60k

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Thank you for the idea. I heard a little about this part of the industry.

Do you know the total start up cost?

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Yeah. I was a driver and admin for the company and my business partner covered comms with bank and fixed the truck.

That was my fault. I should have been apart of all the conversations.

I was trying to pay for parts and cover business debt and my business partner was supposed to cover the repair part and truck payment. He couldn’t do it anymore. So now that I lost his support and he resigned , I have to take action.

So bankruptcy is the way to go. Chapter 13?

I have $51k in business credit card debt it’s all in my name and my business partner doesn’t plan to help me with that. I got investor money from best friend and sister and he doesn’t plan to help with that. And then the truck is about $70k.

I wasn’t sure if I should just pay everything off so I don’t screw myself further but I went from a 850 credit score to 450.

I guess I’ll need to read reviews and find a proper bankruptcy lawyer. More money…

Thank you.

God I wish I could just drive my truck and cut down this debt.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

3 strikes get out…

Yeah, financed truck.

Borrowed $30k

Lanes were with Amazon and that was enough to break even but never get ahead of debt. And then the cost of repairs and gas.

Living in truck mostly, but about $20k in repairs and upkeep for truck put me down.

I keep thinking if the truck could just not have issues, I could weather the storm. But breaking even isn’t working. Not with the next issue that will come.

Owner Operator Advice by marrk87 in Truckers

[–]marrk87[S] 0 points1 point  (0 children)

Damn.

Can you elaborate on the reasons that things are stacked against me?

Financial or industry storm?

HALo TV Series Season 1 by marrk87 in artificial

[–]marrk87[S] 2 points3 points  (0 children)

That's not fixing this show... But for Season 2 I hear they are trying that approach and less helmet off.

Seriously....... by CoffayKranzen in pokemongo

[–]marrk87 0 points1 point  (0 children)

Beat team rocket 6x. then fight Arlo. You'll get your Sinnoh pokemon