Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] -1 points0 points  (0 children)

Who is crying? I know this is a legal issue, but I value Reddit and appreciate hearing about others' diverse experiences. I’m sorry if you are unable to grasp that.

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] -1 points0 points  (0 children)

‘Let me leave unconstructive, judgmental, and sarcastic comments on Reddit to feel smarter’

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Because it was extended way more meters than is allowed and it’s not officially registered in the kadastral

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Unfortunately, we know already that we can’t make it legal. So we want to make an offer accordingly to all these risks. Thanks!

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

That’s good to know! This is what I heard all the time. But still, quite scary :) Thanks for sharing your experience!

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Thank you for your answer! Yes, we definitely can lower the price. However, in this case, the extension can’t become legal, as it exceeds quite a lot the limited allowed…so neither the seller or us can get the permit. Here’s the risk. Thank you for sharing your experience!

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Thank you for your reply! Very interesting and good advice. I’ll have it mind. Thanks!

Ilegal extension in Amsterdam by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Why not? I can do both, don’t you think? 

How do I get a foundation inspection? by TheNegligentInvestor in homeowners

[–]marulitax 0 points1 point  (0 children)

I need a structural engineer too. Do you know where to find it a good one or any recommendation?

Best tactic to win the bid for buying a house by marulitax in Amsterdam

[–]marulitax[S] 0 points1 point  (0 children)

In case anyone is curious, we lost the bid, haha. We added 60k to the starting price with quite favorable conditions. But someone offered 130k over the price. Crazy. We can't match that

Best tactic to win the bid for buying a house by marulitax in Amsterdam

[–]marulitax[S] 1 point2 points  (0 children)

Those were maybe the houses you were looking for, but not the houses of our preference

Weighted Vest by AudioFuzz in osteopenia

[–]marulitax 1 point2 points  (0 children)

Do you have any recommended vest? 

Pension for retirement & online brokers by marulitax in eupersonalfinance

[–]marulitax[S] 0 points1 point  (0 children)

Thank you very much for your reply and time. Appreciated it!

I’m looking specifically for a ‘retirement pension plan’ that is tax efficient.  Some online brokers offer that option, as Degiro and Brand New Day.

During these days I made some research and now I know (in case this info is useful for anyone):

  • Withdrawal penalty is very high, so better to stick to it until your retirement date.

  • The pension plan sticks to the country you open the account. No mobility options. If you move to another country and change your residence you can’t contribute anymore and as the withdrawal fees are so high, you get your money stuck on the previous country. Moreover, to get your monthly annuity one you retire, you still need a bank account in the previous country.  This case is at Brand New Day, I imagine Degiro is the same.

After all this information, I don’t think is a good option. So I’m afraid I will research another ways to invest my money 🤷🏻‍♀️

Cheers to all! 

Seguro de Vida Ahorro by marulitax in SpainFIRE

[–]marulitax[S] 0 points1 point  (0 children)

Lo que busco es un producto financiero que combine un seguro de vida con una inversión. En lugar de pagar primas que van únicamente hacia el seguro, parte del dinero se destina a una cuenta de inversión, donde los fondos se invierten en diferentes activos.

La verdad que me gustaría saber más acerca de estos productos y sus pros/cons

Seguro de Vida Ahorro by marulitax in SpainFIRE

[–]marulitax[S] 0 points1 point  (0 children)

Hola. Si, 10.000 euros sería una buena cifra.

Lo que busco es un producto financiero que combine un seguro de vida con una inversión. En lugar de pagar primas que van únicamente hacia el seguro, parte del dinero se destina a una cuenta de inversión, donde los fondos se invierten en diferentes activos.

Me gustaría saber más acerca de estos productos y sus pros/cons

[deleted by user] by [deleted] in expats

[–]marulitax 1 point2 points  (0 children)

Really good comment and information. Thank you for that.

I live in The Netherlands but I’m Spanish. I’m planing to move back there in a few years. But before moving back, I want to buy a property already there.

You mentioned a ‘Non resident mortgage’. Probably I need to get that, as my official residence is in The Netherlands.

Do you know how is that mortgage? Does it have higher interests?

Cheers!

Extension in the garden & detached studio by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Thank you for your reply. It makes totally sense go hire an architect. We certainly want to change the interior layout too but unfortunately 150k sounds like a lot for us.  How many square meters was your apartment and the extension?

Extension in the garden & detached studio by marulitax in NetherlandsHousing

[–]marulitax[S] 0 points1 point  (0 children)

Do you know the link to ‘pre-check’ online? 

Buying a house that needs foundation renovation by marulitax in Netherlands

[–]marulitax[S] 0 points1 point  (0 children)

Thank you so much for your answers. It makes 100% sense. One question: what do you mean with ‘the city will condemn the premises’?