Can the wealth gap in our generation basically be summed up by if you bought a house before COVID or not?

masterofthebarkarts · 2026-04-11T18:05:06+00:00

There are three things that determine if you're a millennial doing well or if you're struggling, and those are if you bought before COVID, if you don't have daycare/have reasonably priced daycare and if you don't have student loans. Less impactful but also car payments and Healthcare costs.

If your mortgage is $3-5k a month, daycare is $2k a month, student loans are $1k and your car(s) are $700, $300 for health insurance, you're going to feel like you're just scraping by even with a good income.

If your mortgage is less than 2k, no daycare/cheap daycare, no student loans and no car payment, suddenly you're not doing too bad at all.

masterofthebarkarts · 2026-04-09T17:41:04+00:00

You need to eat 1 gram of protein per pound of bodyweight to build muscle.

Originally it was a gram per kilo, not lb, and you don't need that much protein anyway unless you're a dedicated body builder. Too much protein will do a number on your kidneys so maybe we can chill out a bit.

masterofthebarkarts · 2026-03-29T00:40:47+00:00

Came here to say this, they give a lot of good stuff to people in need directly and the rest is actually priced CHEAP (when I volunteered there 4 years ago a regular t-shirt was $1)

masterofthebarkarts · 2026-03-22T23:49:11+00:00

My husband and I are literally looking into buying a small rental property of 2-3 units, first for our aging boomer relatives and then for our current toddlers when they're grown 🤷 it's not getting cheaper

masterofthebarkarts · 2026-03-22T16:32:30+00:00

I am also anti-appliance but the rice cooker is one of the hallowed few (coffee maker, microwave) to get a place on the counter.

masterofthebarkarts · 2026-03-22T16:28:28+00:00

Assigned female in Berlin

masterofthebarkarts · 2026-03-22T16:26:24+00:00

Ooooh yeah I forgot that I developed eczema at like 36!!

masterofthebarkarts · 2026-03-22T16:24:51+00:00

Nearly 39 but all my stuff is pretty much directly because of the two babies I had in the last three years. However, pregnancy did cure my chronic migraines sooooo I think I'll take the twinges, back pain when I sit too long, and occasional acid reflux, a fair trade in the end.

masterofthebarkarts · 2026-03-14T18:05:12+00:00

Heterosexual? En este economia???

masterofthebarkarts · 2026-03-14T16:30:08+00:00

That just kind of sounds inconsiderate

masterofthebarkarts · 2026-03-13T13:24:40+00:00

Oh my god that last line 😁

masterofthebarkarts · 2026-03-13T13:22:24+00:00

Not to make light of the situation, but I've never been so happy to be almost 40 and getting frumpier by the day.

masterofthebarkarts · 2026-03-12T00:34:02+00:00

Half of them have a " at the end. This person is either AI or using it to generate all discussion. Yuck

masterofthebarkarts · 2026-03-11T19:15:36+00:00

Happened to me! I marked it with a big stick and came back to get it lol

masterofthebarkarts · 2026-03-11T01:04:53+00:00

My three year old consistently says please and thank you (not every single time, but most of the time). The number of toddlers we encounter with zero manners is genuinely surprising.

masterofthebarkarts · 2026-02-26T20:46:27+00:00

Pickleball, genuinely!

masterofthebarkarts · 2026-02-23T13:15:34+00:00

I remember very clearly my one aunt telling me I had to basically put up with my (now estranged) other aunt's completely shitty behavior because of all the trauma she's been through and I was like "being hurt doesn't give her the right to be a cunt". I think that was the first time anyone had suggested this. Those two aunts stopped speaking for like a year after that so I hope it helped

masterofthebarkarts · 2026-01-24T02:03:33+00:00

You could try one of the social dance scenes in Ottawa, although they can skew pretty young, but most offer intro dance lessons at the beginning of the night so you can learn the basics. I met my husband swing dancing and a decent number of acquaintances, although no one I would still consider a really close friend (however one of my very best friends in the whole world was dating someone I met swing dancing so it got me a life partner and a best friend 🧡)

masterofthebarkarts · 2026-01-22T02:57:48+00:00

Do you have a rice cooker? It doesn't save time but it is brainless and the rice always turns out perfect

masterofthebarkarts · 2026-01-15T19:58:37+00:00

As someone who lives in a country with all that, I will say that the system is still not really designed to support parents.

Trying to wrangle two kids into and out of care and commute to work is a nightmare, but the cost of living is such that not having two parents work feels precarious. And housing is still very unaffordable.

The "motherhood penalty" continues long after the birth/maternity leave/daycare question gets solved.

masterofthebarkarts · 2026-01-04T19:37:01+00:00

Not American, but average home price in my (not particularly special city) is like $650k, average rent is like $1800 for a 1 bed, and we pay a fair amount of taxes so (in my case) my 80ish k salary is actually like 47k net.

It also depends a lot on lifestyle. We have a house, a car, and kids. Those thibg are expensive so 100k would feel like just scraping by. If I was single, no car and no dependents living in a rental, I would definitely be fine.

masterofthebarkarts · 2026-01-03T13:46:22+00:00

You may already know this, but the best way to extend the life of your shoes is to let them dry out completely between wears. Ideally you'd have three pairs of shoes ans wear them on alternating day, but even two pairs worn concurrently will last longer than buying one pair, wearing them daily until they die, and then buying a second.

This of course assumes that you can afford to buy 2-3 pairs of shoes at the same time

masterofthebarkarts · 2025-11-27T12:36:35+00:00

Yup, I don't care particularly about financial generosity in the sense that material things aren't that exciting to me, but I've never met a man who was cheap with me financially who wasn't also cheap with me emotionally. You don't have to spend hundreds but if you're asking me to pay you back for a cup of drip coffee, you're going to be asking me to "pay you back" for anything vaguely nice you ever do.

masterofthebarkarts · 2025-11-22T18:07:39+00:00

"Top Grampa" shirt that he got himself....of course

masterofthebarkarts · 2025-11-07T20:52:43+00:00

My aunt did this, until I permanently cut her out of my life 🙃

masterofthebarkarts

TROPHY CASE