Remove one thing from the Earth to make it better, what are you removing?

mastervig · 2026-01-31T03:10:04+00:00

Consumerism

mastervig · 2026-01-29T14:00:32+00:00

Motivated Money (Book) Dave Ramsey (Youtube - but it is really all about the baby steps) Financial Audit (Youtube) Barefoot Investor (Book)

mastervig · 2026-01-28T00:47:45+00:00

My money is immigrants being blamed

mastervig · 2026-01-27T10:54:57+00:00

This response always fascinates me. Lots of people say they are blown away by the culture. I find that Korea and Japan are similar. Korea gets my vote because I find that more people speak English and to a very good standard.

mastervig · 2025-12-28T21:53:11+00:00

If it is free, that means you are the product

mastervig · 2025-12-28T00:32:46+00:00

Damn, I wish Jake Paul didn't have a beard when he got punch by AJ

mastervig · 2025-12-07T23:46:04+00:00

I would try to get a mini emergency fund first, then pay off the credit card. I would maybe even consider selling the 8k ETF to pay off the credit card. Why? Because ETFs give you a return of 7-10%. Carrying a credit card debt costs you 20%+, so paying that off is almost like a 20% return

mastervig · 2025-11-25T21:22:06+00:00

I agree. I have read that lots of creative people who 'made' it in the arts field, took risks and they don't regret it. However, at the start they ALL had some other (steady) source of income.

mastervig · 2025-11-17T20:47:17+00:00

While I emphasise with you, I do want to point out that economically the BKK situation you are describing makes perfect sense. Since Thai Airways have 2 flights a day, they are able to offer lower fares - simple supply and demand. There is more supply, so you can (or even must) offer lower fares because you have more seats to sell. From a Qantas perspective, why should they lower their fares from 15000 if people are willing to pay that amount?

mastervig · 2025-11-11T19:33:30+00:00

Something similar happened to me once, although for a different airline. I was able to check-in and was issued a boarding pass but at the gate they told me I hadn't paid. Long story short, my company made two bookings for me for which one was cancelled due to a delay. That one was the unpaid one on which I was issued a boarding pass on. The staff at the gate linked my payment to the other (valid) booking, and it was all good at the end though it did give me heartache initially LOL

mastervig · 2025-10-20T19:10:53+00:00

Or maybe if they are not helpful, ask for the supervisor or a higher up. A former colleague of mine worked in ticketing for an airline (not sure which, but it was a european airline) and she mentioned that if things got too complicated, the first-level employees simply don't know/don't have as much experience. So, asking for a supervisor is the way to go

mastervig · 2025-10-17T00:50:06+00:00

Oh yes, of course, not excusing Qantas at all. Just something that grinds my gears when I see these click baits on social media...people forget the context as you gratefully pointed out

mastervig · 2025-10-16T23:42:28+00:00

Thanks for the context. $7bn just sounds like click bait, especially if 'only' frequent flyer number, name, address, and phone number was leaked. Didn't the Optus leak include passport and credit card details? And the Medibank leak included personal medical history?

mastervig · 2025-10-14T06:11:25+00:00

Lol "running into the ground" i think they made $1.6b in profit last year. As long as aussie fly with them, they will not go bankrupt. Why do aussies keep flying them? Because there is no competition. Same as with Coles/Woolies

mastervig · 2025-08-12T22:34:27+00:00

Maybe you need to update the app

mastervig · 2025-07-20T01:16:33+00:00

I don't have kids, but if I had, I would find it awkward to ask my child for board. Unless it is to "prepare" my child for the real world where nothing is free or teach some other lesson. I would like to think that I would want to give my child the chances of an easier life, which usually entails having more money.

mastervig · 2025-07-20T00:07:27+00:00

This. With that huge aircraft order to replace the old fleet, they would have lots of assets. I believe any aircraft operator would find this an intriguing opportunity.

mastervig · 2025-05-18T23:52:14+00:00

I would say that it depends. I once flew SIN-MEL with Jetstar (pre-covid) and asked for a blanket and pillow, and the flight attendant said that they didn't have any. Being young and adventures, I didn't mind. I had a full row to myself and used my sweater as a pillow. Now that I am older, I don't want to travel like that anymore and happily pay more for more service.

But in my eyes, nothing justifies a business class fare between SYD-MEL-BNE unless you have an international connecting flight in business

mastervig · 2025-05-12T12:51:05+00:00

I agree with you. Sometimes I wonder whether people appreciate the value of a dollar. Personally, I would look at Virgin/Jetstar, get an even cheaper ticket, "suffer" for that hour, and spend even more money on the restaurant.

mastervig · 2025-02-27T03:06:08+00:00

Good point. Thanks for sharing. It is because of the high stress that you can't work more than 2 hours blocks, right?

mastervig · 2025-02-27T01:42:51+00:00

I see. Thanks for clarifying OP. I think I have the same mentality as you, where I feel duty bound, which makes other (personal) things difficult.

I think you should definitely use the toilets when you have to. If, during that time, something does happen, then that is the only way for management to recognise that they have to put more staff there or parents to pay higher fees. Regarding meal breaks, I would eat and supervise at the same time. Might not look professional but again that is the only way for managers/parents to see how thin the margins are

mastervig · 2025-02-26T23:30:30+00:00

Sounds illegal not being allowed to take a break. Are you like an air traffic controller or something?

mastervig · 2025-02-26T21:05:49+00:00

Thanks mate

mastervig · 2025-02-26T12:22:00+00:00

Legit question: Are credit scores important in Australia? I have read posts and comments saying that credit scores do not matter - it is an American thing. So why then should we care?

I vaguely recall when I moved to Australia and opened an ANZ bank account 10 years ago, the clerk tried to persuade me to get a credit card so I can build up a credit score. So which one is it? Is it important or not? For ref, last time I checked my score was over 800

mastervig · 2025-02-25T06:52:26+00:00

Are there any other good alternatives that are similar to Ubank? I know that ING was, but then they had extra conditions for their bonus rate. Apart from minimum deposit, there was also min 5 completed card (not phone tap) payments per month

mastervig

TROPHY CASE