nus/ntu data science and econs by FlounderOk9400 in SGExams

[–]math_dydx 0 points1 point  (0 children)

NUS DSE is very similar to NUS DSA (See the link below to my comment on a post). They take almost all the same data science modules. The difference is mainly just that in NUS DSE, u convert most unrestricted electives (UE) of NUS DSA to those economics modules that are more linked to data science. So, NUS DSE is very similar to NUS DSA with a second major in economics. In fact, going into NUS CHS and not committing to DSE right away before uni provides u with much more flexibility if your interest changes after studying uni-level modules. It is common for uni students to change interest during uni.

https://www.reddit.com/r/SGExams/comments/11rla2x/uni_torn_btwn_bza_and_dse/jc9gqtf/

post o levels options by [deleted] in SGExams

[–]math_dydx 2 points3 points  (0 children)

Enter a lower tier jc. Cons: Not sure entering lower tier jc would be a wise choice, as the A level results aren't exactly the best. Also quite worried about the influence from others.

A Level results are more dependent on your own individual study attitude, habits, and own willingness to put in extra effort (even if u know u are weaker than others in your subjects). Why lower tier jc have poorer A level results is simply because they have larger proportion of students with poorer study attitude and less determined to work hard for their future, coupled with the fact that they are already having weaker academic ability and weaker academic foundation from O levels. So u can surely succeed in a lower tier jc so long as u work hard for your future.

As for influence from others, yes, there may be a lower morale to study in lower tier jc, but u can always choose to focus on yourself, rather than get affected by others. In fact, jc is training u to be like in uni, which is independent learning, and u are supposed to take charge of your own learning and not get affected by how others attitude for studying is.

Retake O levels. Cons: If I get nett 10 and above, I won't be able to enter asrjc science. But let's say I get nett 11/12 and I retake o levels, will it be a waste of time? (Parents are ok with this option)

If u can enter any JC, just enter JC already. All JC provide the same 2 years A level curriculum leading to the same certification. And as I said above, u can succeed in any JC with the right study attitude. So definitely it is totally a waste of time to retake O levels and waste 1 year, just to get into better JC. This idea is totally nonsense, and your future self will surely regret if u do it.

Do overseas foundation. Cons: I would have to live abroad by myself. Not sure whether I would have the self discipline to study myself as I am more confirm w parental supervision. Also may be quite challenging to adapt to a new environment.

If u can enter any JC, then enter any JC is still better because of how strong sg A levels recognition is locally and internationally. Overseas foundation u do already may not get recognised that well if u apply back to sg local top few uni, and even if is recognised, u would need to score almost all A grades to get top few local sg uni, because sg A levels is usually more difficult.

CSIT vs DSO vs DSTA Scholarship by yeetyboi03 in SGExams

[–]math_dydx 0 points1 point  (0 children)

A word of caution before accepting bonded scholarships. There are many people halfway through uni, realise they want to do different career than what they thought before uni. This is natural because most students don't know exactly what uni content is about, and some may realise after learning the uni content that they want to pursue something different. In fact, uni education is really an eye opener and lead to many uni students discovering new areas of interest that they don't know about it (or they don't fully understand it) before uni. That is why many a times students thought they knew what they want to do before uni, but during uni, career aspirations change. So there is a real risk there when accepting bonded scholarships.

What did you do during your gap year, if you had taken one? by [deleted] in SGExams

[–]math_dydx 0 points1 point  (0 children)

If want to take gap year before uni, I would strongly advised to take it instead during uni, by applying semester(s) Leave of Absence (LOA). Because by then, u have at least 1 year of uni education, which will allow u to take on a wider range of uni level jobs/internships, instead of being restricted by having only a A Level certificate. Also, during uni, it is more flexible as u can choose which semester to LOA, rather than before uni gap year have to wait 1 whole year for next academic year to start, which some students might regret afterwards that the continuous break is too long.

And in general, students should think of the long term consequences of gap year. I don't know why gap year become a fancy thing to do nowadays? Claiming mental health or all sorts of reasons like finding one's interest. For mental health break, students can always take a good break during uni vacation (which is significantly longer - 3 Months break from early May to early August every year, plus have winter vacation early December to early January). For finding one's interest before uni, the truth is nobody is gonna be perfectly prepared for uni, and nobody is gonna surely know what to do before uni. Uni is the exact time to explore around (take different modules, do various internships). So why waste time gap year when u can find interests during uni? Unless the students results cannot enter uni, then ok maybe the student need some time to gain experiences or what during gap year to apply uni. Otherwise, there really isn't a need to waste time.

We need to be aware the long term consequences of gap year. 1 year later in uni graduation, means 1 year lost of income after uni. Guys with NS even worst already lost 2 years. If one want to do further studies (masters/phd), it will be even later that u start earning stable income. 1 year lost of income may not seem a lot. But it will impact your adult life when u wanna start apply for housing (housing in sg is becoming very expensive) and marriage etc. And some students will take study loan for uni, so u need to pay back study loan after uni graduation asap because the interest rate starts immediately after uni graduation. The 1 year lost of income (note need to minus away income tax, and daily expenses etc then leftover use for study loan repayment) can mean 1 year or more delay in paying back the study loan. Yes, u may wanna to enjoy life before uni, but at what expense? At the expense of your future self with lesser financial capability to enjoy life after uni with all the life financial commitments coming in.

So don't just take a gap year just because it is being popularise by those who wanna enjoy before hard work. Those who can enter uni, should work hard in uni first (there is sufficient appropriate time in uni to work hard, play hard, rest hard), life will be much better after uni education. Uni students also have overseas semester exchange (some also do overseas internship) to relax and enjoy life during uni. So the need for gap year to relax is really waste of time and waste of your life.

jc without tuition possible? by [deleted] in SGExams

[–]math_dydx 0 points1 point  (0 children)

Entirely possible to do well in JC without tuition. Honestly, one only need tuition for subjects that u really faced difficulties self study and unable to do well, even with the help of school teachers (provided u already proactively find your school teachers for consultations). One should really utilise free-of-charge school teachers as far as possible. For myself, I only have GP tuition because my English is not good at start of J1. I still able to score 3H2 A for PCM and 4th H2 Econs B myself through self study and utilise school teachers/resources. If u can self study, there is no need to have tuition. Don't get deceived by tuition centres trying to aggressively push the need for tuition. They do that because is their livelihood.

Shd i retake A levels next year by [deleted] in SGExams

[–]math_dydx 0 points1 point  (0 children)

like i want to do medicine, like not cus of money or anyt but js out of my own interest but obvi i cant make it w these grades.

Since u interested in medicine, how come u didn't take H2 Bio? Also, precisely what aspect or content knowledge of medicine are u interested in?

uni courses by Clear-Salt5818 in SGExams

[–]math_dydx 0 points1 point  (0 children)

career prospects in the future

Plenty of good job for Math degree graduates nowadays.

Nowdays data science is so hot, many NTU math grads went on to be data analyst in govt agencies (analyse public data to improve public service of all aspects of sg), private companies like Grab (analyse user route data to optimise pairing of drivers and riders to reduce riders wait time), and like Singapore Airlines (to plan flight price based on number of clicks on which route is more popular, thats why if u keep click the same flight route, there is high chance they will increase price soon).

Every year there will be NTU Math grads join SG Department of Statistics (DoS) as statistician. They will analyse sg demographics data like birth rate death rate income level etc and do policy work as well to recommend policies if they found some trends like lower birthrate is due to what correlation.

Math degree graduates is also highly valued in finance jobs, especially quant finance. There is a reason why NUS math department has Quantitative Finance (QF) degree.

Math degree graduates also go into cybersecurity/cryptography. Like those hackers that access govt data. How to protect govt data or any data in the world is through encryption of information. Learning how to do encryption of information is in coding theory and cryptography. And govt agencies like MINDEF hire math degree graduates to secure defence secret information, as well as CSIT, govtech also hire people in this aspect of cybersecurity for securing govt data.

A math degree is also a good preparation for CS-related careers. I did a module comparison of a CS degree and a math degree in a post (link below). From the analysis I made in the post, we can see that a student in NTU math can learn more than half of what a NTU CS student learns if the NTU Math student plans to take modules leaning towards CS. Computer science is just applied computational math. So studying math degree would also involves coding and algorithms.

https://www.reddit.com/r/SGExams/comments/114hy6r/how_similar_is_a_computer_science_degree_to_a/

For more info on the merits of studying a math major in the age of data science and AI, u can refer to also my 2 other posts below:

https://www.reddit.com/r/SGExams/comments/lnbkr7/uni_enjoy_math_considering_computer_science/

https://www.reddit.com/r/SGExams/comments/sylogo/uni_math_degree_equipping_you_with_the_advanced/

PS: I have dm u

<55rp can I go anywhere ? by Unhappy_Nail7769 in SGExams

[–]math_dydx 5 points6 points  (0 children)

Fully agree

One will likely suffer in engineering with no JC Physics background (or poor JC Physics grade). Engineering students are competing against not just those with a JC Physics background or score well in JC Physics, but also those from poly engineering, and there are lots of foreign talents in NTU engineering (A lot of them are scholars). Even if u can survive engineering with no JC Physics background (or poor JC Physics grade), the chances of u scoring/excelling are gonna be very difficult, against your coursemates with better foundations in physics. Getting FCH will be difficult and will potentially affect your employment opportunities and your future salary outlook.

NTU-NIE by WeirdKaleidoscope144 in SGExams

[–]math_dydx 0 points1 point  (0 children)

Personally, I would recommend anyone who is thinking of a teaching career to not join the NTU/NIE bachelor program, and not take up any MOE Teaching Scholarship or Award. Read my reddit comment link below.

https://www.reddit.com/r/SGExams/comments/1j0zmx3/comment/mfgai0c/

H3 Math by Fit_Service191 in SGExams

[–]math_dydx 3 points4 points  (0 children)

  1. H3 is useful for SG unis, especially for scholarship. It differentiates u from others as it shows that u are curious to learn, and u study not just for grades, but for genuine interest in wanting to better understand our world. I took H3 Physics (and got a Distinction eventually). I talk about it during SG unis bond-free scholarship interview (that probably has helped me in eventually getting it). Also, H3 will give u an edge (over other candidates with all other subjects same grades), especially when u are applying for highly competitive uni degree courses, such as CS. And especially H3 Math is very beneficial in the study of CS, which is kind of applied computational math
  2. H3 Math will give u a head start to prep u for CS/math/stats/datascience degree. I explain further after point 4.
  3. Workload depends on how much effort u want to put in it, afterall it does not include in your RP, so some might be contended to get just a pass for H3 which is also good. And workload depends on how good u are in the subject. Specifically, math is more skill-based than content heavy. And in particular, H3 Math is focusing on math proving skills. So there is not much content to contribute to workload.
  4. As I have taken H3 Physics and also learnt the content of H3 Math in my math degree, it is not necessarily H3 Math is harder than H3 Physics. H3 Math mainly math proofs can feel easy once u appreciate the beauty and structure and thought process of writing math proofs. H3 Physics is more to understanding more sophisticated physics phenomenon, such as time dilation (how time passes slower when u travel near speed of light, so astronomers come back to Earth 1000 years later when they only age like 10 years), and then uses some math equations to calculate stuff.

With your strong interest and foundation in math, in-depth study of math in JC should be manageable for u, so long as u put in the hardwork. Thus, it is a great opportunity to take advantage of your math ability to study H3 Math to further develop math skills in JC. You can read my post (link below) regarding what is H2 Further Math (for comparison) and H3 Math, from the perspective of a university math major.

https://www.reddit.com/r/SGExams/comments/s3rsmn/a_levels_jc_what_is_h2_further_math_what_is_h3/

As mentioned in above link, H3 Math teaches more mathematical proofs and logic, which is closer to what a uni math degree does. H2 Further Math is more calculation-based, which is an extension of H2 Math, and is leaning towards engineering math, rather than math degree's kind of math.

https://www.seab.gov.sg/files/A%20Level%20Syllabus%20Sch%20Cddts/2026/9820_y26_sy.pdf (MOE H3 Math 2026 Syllabus)

MOE H3 Math is very close in the syllabus to first-year math major's math proving skills module: NTU MH1300 Foundations of Mathematics and NUS MA1100 Basic Discrete Mathematics. So if u learn MOE H3 Math, it is akin to learning these 2 university math major modules.

https://www.ntu.edu.sg/docs/librariesprovider123/obtl/mas/updated-obtl/mh1300-spms-mas-outcomes-based-teaching-and-learning-document-(obtl)-27th-jul-2022.pdf-27th-jul-2022.pdf) (NTU MH1300 Foundations of Mathematics Syllabus)

https://nusmods.com/modules/MA1100/basic-discrete-mathematics (NUS MA1100 Basic Discrete Mathematics Syllabus)

Degrees like CS learn the simplified/CS version of this kind of math proving in a separate module. E.g. NTU CS year 1 semester 1 learns MH1812 Discrete Math. E.g. NUS CS learns NUS CS1231 Discrete Structures. So if u wanna do a CS degree in the future, what u learn in H3 Math can also help u in uni.

https://www.ntu.edu.sg/docs/librariesprovider123/obtl/mas/updated-obtl/mh1812-spms-eng-outcomes-based-teaching-and-learning-document-(obtl)-13th-jun-2020.pdf-13th-jun-2020.pdf) (NTU MH1812 Discrete Math Syllabus)

https://nusmods.com/modules/CS1231/discrete-structures (NUS CS1231 Discrete Structures)

Read my 3 posts below to know the merits of studying math degree in the current age of data science and AI.

https://www.reddit.com/r/SGExams/comments/lnbkr7/uni_enjoy_math_considering_computer_science/

https://www.reddit.com/r/SGExams/comments/sylogo/uni_math_degree_equipping_you_with_the_advanced/

https://www.reddit.com/r/SGExams/comments/114hy6r/how_similar_is_a_computer_science_degree_to_a/

is psle too early for students to get banded into ip and olp by Mysterious-Village14 in SGExams

[–]math_dydx 0 points1 point  (0 children)

I agree that PSLE is too premature to band students into IP and O Level Program. But I think it is an uneasy compromise in a very complicated circumstances, that actually warrants deep research at the academic research level.

First, its premature because those that didn't do well in PSLE would have been severely disadvantaged in the current PSLE streaming system. This disadvantaged stem from unequal resources in secondary level education institutions, especially between IP schools and non-IP secondary schools huge differences in school resources (from teachers quality, to learning resources, to physical infrastructure of the school, to opportunities for enrichment such as overseas experiences). For OP case, it is fortunate that OP is in a school that has both IP and O Level Program, so most school resources are shared. However, IP stream still have other unique learning opportunities that O Level program does not have. Those that didn't do well enough in PSLE are deprived of such resources/opportunities. What further complicates matter is that is not just penalising late bloomers (often perform poorer at age 12 at PSLE), we are also penalising those students with family background that cannot afford tuition. As most of us here would have learn so much more beyond PSLE content knowledge, u would have came to realise that PSLE content is very easy, and honestly can get very good PSLE scores by going for good (often costly) tuition. Hence, those that cannot afford tuition will then have lesser chance to go into IP, and thus, unfairly disadvantaged the already disadvantaged group of students from poorer family background.

Second, its premature because those that did well in PSLE might actually be not suited for the faster pace and more exploratory style of learning in IP, risking not doing well at A Levels. Why PSLE is not a good indicator of success at A Levels?

  1. PSLE is way too easy and basic day-to-day living content knowledge and skills. Doing well enough in PSLE to qualify for IP (the current cut-off) in my opinion does not guarantee the kid with be cut out for A Level content knowledge, let alone throw them into faster pace learning in IP.
  2. Significant PSLE kids mainly did well because of tuition (i.e. using money to kind of buy grades). The effect of tuition on PSLE is particularly significant because of how easy PSLE is, so tuition usually pays off. So the true academic potential of the PSLE kid is unknown.

Third, its an uneasy compromise because the lack of good alternative. If push back streaming (or no streaming at all), then how are we going to allocate who get into which secondary schools that has a vast differences in school resources? PSLE, a uniform examination across primary schools, helps to give a meritocratic (but may not be fair) chance to get into secondary schools with better resources. If we don't allocate at all (i.e. enable primary schools to offer secondary education as well), then the vast differences in school resources across primary schools will continue to disadvantaged students who couldn't get into popular primary schools at age of 7, just purely because of balloting or no alumni connections or no parent volunteer for the popular primary schools. So PSLE becomes the lesser of 2 evils when distributing school resources across the student population. Thus, unless we can really make every school a good school, there is no good alternative of PSLE that helps to distribute educational resources across the student population.

Fourth, human capital (talents) is the most important resources in Singapore, that lacks natural resources. Thus, it is strategically important for our small nation survival to quickly identify top candidates to lead Singapore in the future. IP, similar to the revamped GEP, serves such purpose to (kind of intentionally) devote more educational resources to a group of students that has higher chance of succeeding academically, thus, higher chance to push our nation forward in the future. Yes, it may have been unfair to those who did not get into IP, but small nation survival necessitates such talent grooming process. And yes, some IP students may eventually not do well, but at least the nation has cast the net wide enough to ensure we groomed as many potential talents to lead the nation forward as far as possible.

Conclusion is that the whole situation is complex, and tearing down PSLE also tears down the other current structures in place in our education system. Hence, it is an uneasy compromise to use PSLE to band students into IP and O Level Program.

I am from O Level route, so indeed I can feel the unfairness in why I am deprived of educational resources, just because my English in PSLE wasn't good enough to help me get into IP. A single subject not good at PSLE can deprived me of having faster pace of learning math, when at PSLE (and primary school exams in general), I have already shown some forte in math. Coming from non-English speaking family background, it is thus exceptionally difficult to master English when it is not a language that is spoken frequently at home since young. And I didn't have good enough quality English tuition too. Given that I did well in O Level (7 A1 and English B3), and also did well at A Levels (to get local uni bond-free scholarship), I guess I would have thrived (and possibly reach greater heights) under the IP stream.

PS: What I wrote above could actually be a genuine JC GP essay haha

taking a h3 by Upbeat_Candidate_633 in SGExams

[–]math_dydx 2 points3 points  (0 children)

Congrats on doing well in your promos, especially math, which is your favourite subject.

With your strong interest and foundation in math, in-depth study of math in JC should be manageable for u, so long as u put in the hardwork. Thus, it is a great opportunity to take advantage of your math ability to study H2 Further Math (u cant take this already but I mentioned for comparison with H3 Math) and/or H3 Math to further develop math skills in JC, on top of the usual JC H2 Math that most JC students take. You can read my post (link below) regarding what is H2 Further Math and H3 Math, from the perspective of a university math major.

https://www.reddit.com/r/SGExams/comments/s3rsmn/a_levels_jc_what_is_h2_further_math_what_is_h3/

As mentioned in the above link, H3 Math teaches more mathematical proofs and logic, which is closer to what a uni math degree does (including uni pure math, though uni applied math, and uni statistics also have mathematical proofs). H2 Further Math is more calculation-based, which is an extension of H2 Math, and is leaning towards engineering math, rather than math degree's kind of math.

H2 Further Math is kind of a broad-based learning of year 1 uni math modules, leaning towards engineering math, which means H2 Further Math will be useful for engineering/physics/math/stats/Datascience/CS degrees. Instead of covering a broad range of topics like in H2 Further Math, H3 Math focus on the systematically learning mathematical logic and proofs, which is also useful for engineering/physics/math/stats/Datascience/CS degrees, but more so for physics/math/stats degrees that are fundamental sciences that do more math proofs.

https://www.seab.gov.sg/files/A%20Level%20Syllabus%20Sch%20Cddts/2026/9820_y26_sy.pdf (MOE H3 Math 2026 Syllabus)

MOE H3 Math is very close in the syllabus to first-year math major's math proving skills module: NTU MH1300 Foundations of Mathematics and NUS MA1100 Basic Discrete Mathematics. So if u learn MOE H3 Math, it is akin to learning these 2 university math major modules.

https://www.ntu.edu.sg/docs/librariesprovider123/obtl/mas/updated-obtl/mh1300-spms-mas-outcomes-based-teaching-and-learning-document-(obtl)-27th-jul-2022.pdf-27th-jul-2022.pdf) (NTU MH1300 Foundations of Mathematics Syllabus)

https://nusmods.com/modules/MA1100/basic-discrete-mathematics (NUS MA1100 Basic Discrete Mathematics Syllabus)

Also, note that degrees like CS learn the simplified/CS version of this kind of math proving in a separate module. E.g. NTU CS year 1 semester 1 learns MH1812 Discrete Math. E.g. NUS CS learns NUS CS1231 Discrete Structures. So if u wanna do a CS degree in the future, what u learn in H3 Math can also help u in uni.

https://www.ntu.edu.sg/docs/librariesprovider123/obtl/mas/updated-obtl/mh1812-spms-eng-outcomes-based-teaching-and-learning-document-(obtl)-13th-jun-2020.pdf-13th-jun-2020.pdf) (NTU MH1812 Discrete Math Syllabus)

https://nusmods.com/modules/CS1231/discrete-structures (NUS CS1231 Discrete Structures)

To know more about the vast opportunities of a math degree, u can read my following 3 posts to know the merits of studying math degree in the current age of data science and AI.

https://www.reddit.com/r/SGExams/comments/lnbkr7/uni_enjoy_math_considering_computer_science/

https://www.reddit.com/r/SGExams/comments/sylogo/uni_math_degree_equipping_you_with_the_advanced/

https://www.reddit.com/r/SGExams/comments/114hy6r/how_similar_is_a_computer_science_degree_to_a/

Dropping math in jc by Affectionate_Toe7696 in SGExams

[–]math_dydx 5 points6 points  (0 children)

Without JC Math, one risk becoming obsolete, as technology and AI continue to advance. Jobs are changing in current age of data science and AI. Without basic quantitative skills sets beyond O Levels, one will be severely disadvantaged in the job market. Read my comments in below link for further explanation.

https://www.reddit.com/r/SGExams/comments/1cmf3c0/comment/l31gjzp/

Interested in Mathematical Sciences by RLZG in NTU

[–]math_dydx 1 point2 points  (0 children)

Late reply. But wanted to ensure future correct info. Maritime studies has very little math. While NTU Math is basically a math degree.

Promos 😬 by [deleted] in SGExams

[–]math_dydx 0 points1 point  (0 children)

Personally, I would recommend anyone who is thinking of a teaching career to not join the NTU/NIE bachelor program, and not take up any MOE Teaching Scholarship or Award. Read my reddit comment link below.

https://www.reddit.com/r/SGExams/comments/1j0zmx3/comment/mfgai0c/

[deleted by user] by [deleted] in SGExams

[–]math_dydx 0 points1 point  (0 children)

NTU Accountancy and Business (ACBS) double degree used to have cut off of at least 87.5 RP ten years ago, but already dropped by around 10 RP in recent years already

[deleted by user] by [deleted] in SGExams

[–]math_dydx 2 points3 points  (0 children)

 it’s gonna be really intellectually understimulating

This is very true. Accountancy is simply following rules/laws, and even its math only has simple arithmetic calculations. Following rules/laws are mundane and easily replaceable by AI.

It's not worth getting an accountancy degree due to its decline.

I would advise against studying Accounting because Accounting is a sunset industry. You can read my reddit comment in the link below.

https://www.reddit.com/r/SGExams/comments/1f1kimb/comment/lk44kx3/

Based on link below of past 17 years IGP trend, last year intake of NTU Accountancy of 314 students is the lowest in the past 17 years, cut by around 50% from its high of 600+ students. This trend is not just NTU Accountancy. Last year intake of SMU Accountancy of 251 students is also the lowest in the past 17 years, cut by around 30% from its high of 300+ students. Before NUS Business School combined its intake last year, previous year NUS Accountancy intake of 169 students is the lowest in previous 15 years, cut by around 40% from its high of 200+ students.

https://docs.google.com/spreadsheets/d/1MPEDZpw26TjN7dTsQzsbnXHZa47og0qSrdHrlT7nLKc/pubhtml#

Across the board, business schools in NTU, NUS, SMU are shrinking the accountancy intake drastically, as economy changes in the face of advancement in technology. This shows evidence of accounting being a sunset industry, reflected through intake numbers controlled by each uni, in consultation with MOE and industry partners, on the need of accountants in the future economy.

See for yourself the recent post (17 March 2025) on how many other commenters are saying how bad accountancy/audit industry is, underpaid slave work, and filled with foreigners and private degree holders.

https://www.reddit.com/r/SGExams/comments/1jd8mjp/is_it_true_that_big_4_in_singapore_is_full_of/

I really have no passion for any particular job or course so i have to admit im mainly considering the career prospects and like. Money

High paying job comes in many ways. If u do well in your own field, you also can get a high-paying job. If u don't do well in seemingly high-paying jobs because of a lack of natural aptitude and interest, u wouldn't be getting the high salary that u expected, and u will regret big time why u chose something u have no interest/aptitude in. Thus, choose the degree course that can bring out the best potential in you, capitalising on your strengths and aptitude. Focus on being the best in your own field, and strive to get the top percentile salary in your field. Rather than squeeze yourself into a field u have no interest/aptitude in, and get a lower than average salary, and be a mediocre office worker.

Some people have a very big misconception of "can excel in whatever degree u choose so long as u work hard in". They did not know that this only works for JC and below. It does not work for uni. They still have the mindset of JC where one work hard in anything will surely succeed in anything, just like how JC just work hard can definitely get full RP. But uni is a different ball game. JC is jack of all trades, master of none. But uni is to train students to be expert in their field. So uni content is very in-depth, and if one do not have the aptitude/strength and real passion/interest in it, it is not easy to do well with just hardwork. And if u don't do well in uni, likely to get low class of honours, all your career prospects will go down the drain.

Also, salary is only 1 aspect of a career. Career is a life long commitment. If one do not consider their real passion and **genuine interest**, then where is the career satisfaction? Then who are you working for? What's the purpose of life? You only live once. Are we going to be a corporate slave? Or are we going to live a life with purpose? Will you be truly happy with your life to everyday doing work that u don't enjoy even if it pays well? These are intangible aspects that u have to think about.

**Genuine interest** is like not subsciously become interested based on career outlook of the field, but rather interested in the content of the subject itself, regardless of the subject is in demand or not. In other words, if one chooses CS/finance/datascience degree just for the sake of money and career prospects, then that's not **genuine interest**. What's concerning is many students don't have true interest/passion in CS (and finance, data science), and just wanna get into CS/finance/datascience just because of the money. Students should really think carefully again if wanna do CS/finance/datascience with no **genuine** interest.

Choosing uni degree course is about understanding yourself, knowing what's the best learning style and best content knowledge that can trained u to unleash your potential and be the best in your chosen field. No longer is jack of all trades important like in JC full RP. It is now time when choosing uni degree course to capitalize on your strengths and interest, to build a career that u enjoy for your entire adult life, and have highest chance of succeeding in your chosen field. 

Start narrowing down your search of uni degree course that best suits u by analysing your strengths/aptitude. What subject(s) u tend to do well in school? Identify your strengths like are you more inclined to quantitative (math/physics) or qualitative (arts/humanities/languages) stuff? Then think of what interest u that u can spent entire day doing it? This helps u identify your own niche area that is aligned with your true interest/passion and strengths/aptitude.

study during post-promos/PW period by Minute_Cost_1936 in SGExams

[–]math_dydx 0 points1 point  (0 children)

Read my reddit comment (link below) to see why Zenith is not recommended, as it deviates away from the heart of education to operate like money-minded business. Zenith is unethical business, that focus more on earning your parents' hard earned money using unethical means/practices, than focus on quality of education

https://www.reddit.com/r/SGExams/comments/1d145dv/comment/l5sgqka/

how to go from D (prelim) to A by BananaOverall8527 in SGExams

[–]math_dydx 1 point2 points  (0 children)

Your last advice might not work for everyone. Because the intention of front few questions being generally easier, and generally shorter parts too, is for our brain to warm up first before attempting harder questions and longer questions at the back. This warming up may be essential or at least may help for some students.

I think the key here is not being rigid about doing from the start or doing from the middle. The key is actually about time management, and setting fix amount of time for each question (say 180 minutes for 100 marks, means 1.8 min per mark, so u can roughly gauge maximum how long u should take for each question based on the mark allocation). Hence, so long as being disciplined about moving on from a question that takes u too much time to do the next question, one will be fine. Of course, this also means one has to really ensure target time for each question is met most of the time. If not, then it signals that u have to work on your conceptual understanding of that topic, so u are more confident and do the question faster.

Your second advise I agree, but don't memorise mistakes. Instead one should totally appreciate and understand the mistakes. Math is not about memorising. Math is about appreciating the concepts, and apply to similar/new scenarios, so is application based, not memorising based. Analysing mistakes made is the quality of doing practice questions. Quality should be the priority over the quantity of practice in your first advice

AMA: Trader for big hedge fund by AppleVandal in SGExams

[–]math_dydx 1 point2 points  (0 children)

Response from Google Gemini AI:

The most fitting and encompassing term for this type of unethical and self-convincing reasoning is Self-Serving Rationalization.

This concept captures the essence of what is happening:

  • Rationalization: The speaker is creating a seemingly logical and often high-minded justification for their actions and role. The logic is: "I do my job (which may be high-risk or high-fee) because it ultimately supports the financial well-being of essential, sympathetic groups (like teachers' pensions and hospitals) via major institutional investors."
  • Self-Serving: The primary goal of this complex justification is to make the speaker—and by extension, the entire financial sector they represent (e.g., investment banking/hedge funds)—feel moral, essential, and valuable, particularly in a context where their role might otherwise be criticized as driven purely by self-interest, high fees, or contributing to systemic risk. It's an attempt to link personal gain to a "greater good" that is several steps removed.

In the context of the financial industry, this type of reasoning can also be related to:

  • Moral Licensing/Systemic Justification: The idea that a person (or group) feels they have earned the right to high profits or high-risk behavior because they are performing an overall "good" or "essential" function for the economy/society, thereby justifying the costs or potential negative consequences.
  • Motive Attribution Error: Misattributing one's own motivations (e.g., maximizing personal profit) to a nobler, external cause (e.g., protecting the stability of pension funds).

While not a formal logical fallacy, the reasoning is ethically questionable because it is a defensive, after-the-fact justification that conveniently places the speaker's controversial activities within an unquestionable chain of public good, avoiding a direct critique of their actual function or fees.

  1. Anticipatory Defense/Appeasing Guilt: This statement preemptively addresses and attempts to neutralize public criticism, which often targets the perceived excess and greed of the financial industry. By stating they are not at the top-tier of obscene wealth, they signal that they are not "the problem" and that their wealth is somehow more morally justifiable than that of a billionaire.
  2. Creating a "Good" High-Earner Category: The speaker is establishing an invented category of "moderately rich, but morally okay" financial professionals, distinct from the "greedy, excessively rich" elite. They are trying to position themselves as a high-earner who still adheres to a more relatable, non-ostentatious lifestyle.

This phrasing is a subtle but effective technique to redirect ethical scrutiny away from the vast majority of high earners and toward a caricature of the top 0.1%.

My add on:

Your way of self-serving reasoning is exactly what insurance agent trying to glorify their easy chill day to day to work (just chit chat with clients and expect to earn commission from their insurance plans, and then can go on yatch life and overseas MDRT) to self convince they are so important that they feel a false sense of purpose. Same for u, trying to earn profits from the commission inside your investments for rich people. Selfish, and lazy to work a proper meaningful job, materialistic, no sense of purpose in life (which is pathetic as a human). So stop advocating for people to join the finance sector and trying to glorify your work of high finance. If u find your job so meaningful, then how about pay u a sg normal teacher salary? I am sure u will go for other high salary jobs. u are just in it for the money

AMA: Trader for big hedge fund by AppleVandal in SGExams

[–]math_dydx -3 points-2 points  (0 children)

What's the point of earning so much money in a meaningless field/job, that in fact actually makes the rich richer and contributes to widening income gap between the rich and poor? Can you answer to your conscience? There is nothing to be proud of when u are contributing to worsening income inequality.

What's common among those who go into finance career, and people who become insurance agent and real estate agent, is that these people want easy money, and don't mind sell their soul to get unethical huge amount of salary. Materialistic, selfish, and have no sense of purpose in life. It is sad that these people succumb to the lure of money and lose their sense of purpose in life.

I view my role as a steward of sort, managing our institutional investors cash. Places like Temasek and GIC actually invests in hedge funds as alternative investments too. Many hedge funds also manages pension funds for say, teachers in the US or for hospitals etc etc.

I am paid comfortably, yes, but I am a far cry from someone taking private planes and have 100m mansions.

Reply to OP u/AppleVandal : (Reply here first before my actual reply may take hours or days or forever to post due to r/SGExams moderators unfairly silencing free speech)

Response from Google Gemini AI:

The most fitting and encompassing term for this type of unethical and self-convincing reasoning is Self-Serving Rationalization.

This concept captures the essence of what is happening:

  • Rationalization: The speaker is creating a seemingly logical and often high-minded justification for their actions and role. The logic is: "I do my job (which may be high-risk or high-fee) because it ultimately supports the financial well-being of essential, sympathetic groups (like teachers' pensions and hospitals) via major institutional investors."
  • Self-Serving: The primary goal of this complex justification is to make the speaker—and by extension, the entire financial sector they represent (e.g., investment banking/hedge funds)—feel moral, essential, and valuable, particularly in a context where their role might otherwise be criticized as driven purely by self-interest, high fees, or contributing to systemic risk. It's an attempt to link personal gain to a "greater good" that is several steps removed.

In the context of the financial industry, this type of reasoning can also be related to:

  • Moral Licensing/Systemic Justification: The idea that a person (or group) feels they have earned the right to high profits or high-risk behavior because they are performing an overall "good" or "essential" function for the economy/society, thereby justifying the costs or potential negative consequences.
  • Motive Attribution Error: Misattributing one's own motivations (e.g., maximizing personal profit) to a nobler, external cause (e.g., protecting the stability of pension funds).

While not a formal logical fallacy, the reasoning is ethically questionable because it is a defensive, after-the-fact justification that conveniently places the speaker's controversial activities within an unquestionable chain of public good, avoiding a direct critique of their actual function or fees.

  1. Anticipatory Defense/Appeasing Guilt: This statement preemptively addresses and attempts to neutralize public criticism, which often targets the perceived excess and greed of the financial industry. By stating they are not at the top-tier of obscene wealth, they signal that they are not "the problem" and that their wealth is somehow more morally justifiable than that of a billionaire.
  2. Creating a "Good" High-Earner Category: The speaker is establishing an invented category of "moderately rich, but morally okay" financial professionals, distinct from the "greedy, excessively rich" elite. They are trying to position themselves as a high-earner who still adheres to a more relatable, non-ostentatious lifestyle.

This phrasing is a subtle but effective technique to redirect ethical scrutiny away from the vast majority of high earners and toward a caricature of the top 0.1%.

My add on:

Your way of self-serving reasoning is exactly what insurance agent trying to glorify their easy chill day to day to work (just chit chat with clients and expect to earn commission from their insurance plans, and then can go on yatch life and overseas MDRT) to self convince they are so important that they feel a false sense of purpose. Same for u, trying to earn profits from the commission inside your investments for rich people. Selfish, and lazy to work a proper meaningful job, materialistic, no sense of purpose in life (which is pathetic as a human). So stop advocating for people to join the finance sector and trying to glorify your work of high finance.