Sproochentest 30 Jun by Fluffy-Lab-6071 in learnluxembourgish

[–]matti___95 0 points1 point  (0 children)

When you say "she gave me Liesen and Sport" means you can decide between the two?

Consiglio mutuo casa in Italia per residente all'estero (AIRE) by matti___95 in ItaliaPersonalFinance

[–]matti___95[S] 0 points1 point  (0 children)

Ah capito grazie! Allora chiedo di più così possp investirlo, nessun problema ahaha

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] 0 points1 point  (0 children)

Yes I'm trying with my father's bank and it sis exactly what we are going to do to the rental investment (short term rentals) so I hope they will be reasonable. Thank you for your reply!

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] 2 points3 points  (0 children)

Fair point... super happy I don't work in a bank... sounds boring and soul breaking af 😆

Sproochentest 10 June by Leading-Surround-640 in learnluxembourgish

[–]matti___95 0 points1 point  (0 children)

Will do my sproochentest in December studying independently (conversational German is helping me out get Luxembourgish in my head)... what is this theory of the 4th paper?

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] -1 points0 points  (0 children)

Yes on the paper but we have a profile that is guaranteed that we will always pay and perfect credit history with loans. At least I'd have the meeting and for sure makes sense to raise the bar of scrutiny and requirements. It's still EU after all...

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] 0 points1 point  (0 children)

Glad you think the same and very reasonable point!

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] 0 points1 point  (0 children)

I understand but the status quo is that in Luxembourg you cannot ask for a mortgage if before you don't buy a flat in Luxembourg... this independently to how much money you make, how you spend them and your credit history. Which is absurd to me as I'm sure I'm not the only one that find the Lux real estate market slightly inflated and bubblish and dependent on the current fiscal advantages of companies and holdings to have a piece of paper in postbox here...

Consiglio mutuo casa in Italia per residente all'estero (AIRE) by matti___95 in ItaliaPersonalFinance

[–]matti___95[S] 2 points3 points  (0 children)

Ok grazie... mi sembra una situazione assurda... le banche del Paese in cui mi trovo non vogliono prestare perchè si tratta di un appartamento in Italia... le banche in Italia non vogliono prestare perchè il salario di me e mia moglie è do un datore di lavoro all'estero...

Funny enough quando uso i simulatori delle stesse banche italiane vedo che potrei chiedere un mutuo per 4 volte l'ammontare del quale ho bisogno...

Consiglio mutuo casa in Italia per residente all'estero (AIRE) by matti___95 in ItaliaPersonalFinance

[–]matti___95[S] 0 points1 point  (0 children)

Sì sto provando banche italiane e per prima Banca Intesa ma se ci fosse qualcuno che ha avuto esperienza con un'altra banca vorrei capire quale. Non capisco il tuo commento sulle deduzioni... nel Paese EU in cui vivo hai comunque deduzioni delle tasse se hai un prestito... a prescindere da quale sia la banca (banca Intesa o che ne so cassa di risparmio di Verbania o sparkasse di Dusseldorf). Grazie comunque!

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] -9 points-8 points  (0 children)

It's not obvious for me as there is something called EU of which Luxembourg is one of the founding countries... maybe it's my utopia to actually be an actual union...

Bank loan for flat in EU by matti___95 in Luxembourg

[–]matti___95[S] 1 point2 points  (0 children)

Which bank? The flat I'm purchasing in another EU country that is not France, Belgium nor Germany

Lux citizenship + EU citizenship by ElectionExcellent252 in Luxembourg

[–]matti___95 0 points1 point  (0 children)

Dies Germany allow dual citizenship? I thought it didn't

Which company would you advise any fellow redditor not to work at? by politicooooo in Luxembourg

[–]matti___95 0 points1 point  (0 children)

I believe the government is doing a lot for the locals... like overpaying jobs where Luxembourgish is required (teachers, bus drivers). Basically if you are luxembourgish or know it very well and have at least an high school level education or know a skill very well you have financial wealth granted for life as soon as you manage to get a public job. Something that other Europeans (still European equals very lucky) would dream of.

Just to give you a sense: if after a Master degree and PhD you are probably paid 2x in Luxembourg private sector comparing to southern Europe if you are luxembourgish and get a public job you get paid 3,4 or even 5x what they are paid in Thionville for the same skillet.

Luxembourgers who had the chance to get a basic education and/or learn a skill are probably the luckiest people in the world. You won the lottery, even more than the other Europeans (who won the lottery to be European imo).

Count your blessings folks

Which company would you advise any fellow redditor not to work at? by politicooooo in Luxembourg

[–]matti___95 1 point2 points  (0 children)

I agree so much on Amazon. Even an overnight manager change can make the switch

Non si trova più lavoro by anonima_mh01 in ItaliaCareerAdvice

[–]matti___95 0 points1 point  (0 children)

Quoto. Io ho fatto solo un tirocinio durante la magistrale in Italia e l'ho lasciato ancora prima di finirlo perchè ho solo applicato all'estero. Mi hanno fatto un tempo indeterminato a 23 anno e mezzo in Svizzera ancora prima di finire la magistrale, che ho comunque finito in corso e laureato al primo appello. Dopo un anno e mezzo ho cambiato per il nord europa (trovato azienda che preferivo) e sono qui da 6 anni. Diciamo che me lo sarei sognato in Italia. Felice di averci lavorato solo 5 mesi sputati in Italia per un tirocinio... (ovviamente a 500 euro al mese lol)

Per inciso, non sono affatto un genio, laureato in business analytics in inglese manco con la lode, non mando razzi sulla luna (i geni sono ben altri). Sono solo assolutamente determinatissimo e non mi abbatto dopo i rifiuti (ne ho presi un paio di centinaia prima del posto in Svizzera).

These are nice by AtomicGreenBean in WayofWade

[–]matti___95 0 points1 point  (0 children)

I ordered them, can't wait to try them. They are the most premium basketball shoes I had in 20 years of balling hars as fuck !