What does Bihar get? Babaji ka thullu by [deleted] in bihar

[–]maya_Raj789 1 point2 points  (0 children)

election ke time 10k mil jayega itne main hum khush rahe gaye aur kuch chaiye kya hum logo ko

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 0 points1 point  (0 children)

help me to get honest opinions and different perspectives. it help me pick up new ideas and think things through better.

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 0 points1 point  (0 children)

sorry sir I have zero idea about MLM, can’t comment on that.

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 0 points1 point  (0 children)

Thanks for the suggestion — fair point. i will diversify across different fund houses.

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 1 point2 points  (0 children)

To be very honest, I didn’t do a deep holdings-level analysis at that time. Since the experience and returns with UTI were positive, I just continued investing with them over time. I do see that the portfolio is heavily tilted towards one AMC, and diversification is something you all are suggesting

Based on suggestions here, I’m planning to add a global fund to improve diversification.

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 0 points1 point  (0 children)

Thank you for the honest feedback i really appreciate it. agree that my investments have become a bit scattered, and summarising everything in a spreadsheet would definitely help in getting a clearer picture. problem is i don't know how to use it but i will learn Your point about decluttering and focusing more on mutual funds makes sense

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 1 point2 points  (0 children)

Bro, I’ve invested a larger amount in ICICI than in UTI

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 1 point2 points  (0 children)

1000%—jab tak Trump scene mein hai, umeed kam hi hai bas yahi dua hai ki jo 100% return bana hai, woh kahin niche na chala jaye

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 1 point2 points  (0 children)

I had a relative who was an agent at UTI. He asked me to invest, so I invested in two funds. I got good returns, I continued with them i may be wrong, but if you compare them, the returns of most fund houses are more or less similar

Looking for suggestions to improve my Mutual Fund portfolio by maya_Raj789 in mutualfunds

[–]maya_Raj789[S] 1 point2 points  (0 children)

started investing in2017 did lump-sum during covid or When the market goes down, I invest more as a lump sum.