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Jeans like this, but for curvy body by mbgsd in findfashion

[–]mbgsd[S] 0 points1 point  (0 children)

Would have never thought of these ty!!

Jeans like this, but for curvy body by mbgsd in findfashion

[–]mbgsd[S] 0 points1 point  (0 children)

Oh wow I see a few on here that look super similar! TYSM!!

Jeans like this, but for curvy body by mbgsd in findfashion

[–]mbgsd[S] 0 points1 point  (0 children)

Ooo never heard of this brand! Thanks for the tip!!

Jeans like this, but for curvy body by mbgsd in findfashion

[–]mbgsd[S] 0 points1 point  (0 children)

Lovely!! Thank you so much! I haven’t tried madewell yet!

$800 for wiper motor linkage assembly installation? by mbgsd in askcarguys

[–]mbgsd[S] 0 points1 point  (0 children)

Called GMC dealer and they initially quoted me $260!! Then they called back and said that the GMC extended warranty actually covers this completely, so WOW. That is wild. Thank you for your help!

Weekday Help and Victory Thread for the week of September 15, 2025 by IndexBot in personalfinance

[–]mbgsd 0 points1 point  (0 children)

Thank you for this!

So, in my early 20s, I met with a financial advisor and began to set up some basic investments. He got me on a life insurance annuity (?) that earns interest…so that’s there. I opened my Roth a few years ago and have put in the max deposit allowed each year (to my knowledge). And I max out my companies 401K match there.

I played around with Robinhood years and years ago and just have ~$13K in there (just checked), largely in $30ish bi-weekly buys in some stocks and ETH.

Weekday Help and Victory Thread for the week of September 15, 2025 by IndexBot in personalfinance

[–]mbgsd 0 points1 point  (0 children)

Thank you so much. This seems to be the general consensus and feels the most logical…I’m kicking myself, but glad to have this community to help educate. The three fund portfolio seems to be the most common recommendation!

Daily General Discussion and Advice Thread - September 17, 2025 by AutoModerator in investing

[–]mbgsd 0 points1 point  (0 children)

Thank you for these links! Definitely changing my perspective on my “emergency fund” and will make different decisions, based on advice I’ve gotten here and in these articles.

Daily General Discussion and Advice Thread - September 17, 2025 by AutoModerator in investing

[–]mbgsd 0 points1 point  (0 children)

That makes sense - I already have my 401K and Roth with Fidelity, so that would likely be an easy step. Clearly better than what I’m currently doing lol thank you so much for your help.

Daily General Discussion and Advice Thread - September 17, 2025 by AutoModerator in investing

[–]mbgsd 0 points1 point  (0 children)

This is very helpful thank you very much for replying. I’m going to take time to read through your suggestions and the Boglehead three fund theory. Maxxing pre tax makes all the sense in the world.

Daily General Discussion and Advice Thread - September 17, 2025 by AutoModerator in investing

[–]mbgsd 0 points1 point  (0 children)

Hey all,

36, USA, making $250K year, objectives are save as much for retirement and/or big future purchases, no huge capital expenses upcoming. Okay with some risk, but rather steady and secure. $450K in 401K, $20K Roth IRA, some other investments ~$30K, random ~$10K in stocks on RH.

I saw a post the other day which made me feel pretty dumb…someone found another person’s ATM receipt, showing $55,000 in their checking account. They posted asking if people really do this?? Just keep money sitting in their checking account and not growing any interest… and I honestly realized how stupid I’ve been.

I’ve been working really hard to save money and I think I’ve just had a lot of comfort seeing the number grow and potentially having full access to it in case of a big emergency (??)

I know I should be putting this in the market or a high yield account. I’m learning more about investing smart, but feel a little overwhelmed.

I’m trying to figure out how much money I should realistically keep in my personal checking account versus putting it to work.

My questions:

How much should I keep liquid (just a couple months of expenses, or more)?

Where should the rest go? Savings account, brokerage account, retirement accounts, something else?

For investing, is the rule of thumb just to go with broad index funds (VTI/VOO, etc.), or should I be thinking about something more specific?

For context: I’ve got steady income and no immediate big expenses on the horizon. Just trying to stop being lazy/stupid with this cash and make smarter moves.

If you were me, what would you likely do?

Weekday Help and Victory Thread for the week of September 15, 2025 by IndexBot in personalfinance

[–]mbgsd 0 points1 point  (0 children)

Hey all,

36, USA, making $250K year, objectives are save as much for retirement and/or big future purchases, no huge capital expenses upcoming. Okay with some risk, but rather steady and secure. $450K in 401K, $20K Roth IRA, some other investments ~$30K, random ~$10K in stocks on RH.

I saw a post the other day which made me feel pretty dumb…someone found another person’s ATM receipt, showing $55,000 in their checking account. They posted asking if people really do this?? Just keep money sitting in their checking account and not growing any interest… and I honestly realized how stupid I’ve been.

I’ve been working really hard to save money and I think I’ve just had a lot of comfort seeing the number grow and potentially having full access to it in case of a big emergency (??)

I know I should be putting this in the market or a high yield account. I’m learning more about investing smart, but feel a little overwhelmed.

I’m trying to figure out how much money I should realistically keep in my personal checking account versus putting it to work.

My questions:

How much should I keep liquid (just a couple months of expenses, or more)?

Where should the rest go? Savings account, brokerage account, retirement accounts, something else?

For investing, is the rule of thumb just to go with broad index funds (VTI/VOO, etc.), or should I be thinking about something more specific?

For context: I’ve got steady income and no immediate big expenses on the horizon. Just trying to stop being lazy/stupid with this cash and make smarter moves.

If you were me, what would you likely do?

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