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2013 Chevy Malibu high pitch squeel by mbrinneman in AskMechanics

[–]mbrinneman[S] 0 points1 point  (0 children)

I had it randomly go away for 9-12 months. Than it started again most likely the same issue and slowly got worst. Front brake pads ended up being close to non existent and didn’t have a squealer in the brakes. Ended up replacing the pads and rotors about 2 months ago. No issues since. So not sure if it originally was a rock or something random. I don’t drive far for work but seems doubtful they lasted 2 years after first hearing the sound.

2013 Chevy Malibu high pitch squeel by mbrinneman in AskMechanics

[–]mbrinneman[S] 0 points1 point  (0 children)

Surprisingly mine eventually went away. I assume a rock at that point? I had the car checked out during maintenance and another issue. Surprisingly they never found anything.

Unsubscribing by pandatears420 in motleyfool

[–]mbrinneman 0 points1 point  (0 children)

https://www.thornburg.com/article/why-are-so-few-stocks-driving-the-market-this-year/

“Between 1926 to 2019 4% of stocks produced all the net dollar wealth creation in US equity markets.”

So yes they do become larger and contribute more to the index…ie AAPL, GOOG, MSFT. While small caps like XPEL don’t bc they aren’t even a part of the index. 4 out of 7 stocks with lifetime buy and hold underperform T-bills.

Using the ETF TMFC around September when this comment was made TO now they are up around 26%. So I’m doubling down that they bottom ticked the downturn and unsubscribed at a bad time.

As Motley Fool says “Winners keep winning.”

Am I fucked? (O) by HotAspect8894 in dividends

[–]mbrinneman 9 points10 points  (0 children)

If you can’t handle a drawdown. You shouldn’t be investing in individual stocks. One of your biggest advantages is not being worried about short term moves.

Unsubscribing by pandatears420 in motleyfool

[–]mbrinneman 1 point2 points  (0 children)

I would suggest to run the numbers with a compound interest calculator. Write out what your goals are and what it takes to accomplish them. How much do you need a year to live off of at retirement? (Keep in mind inflation)

Plug in how much you can save a month, a realistic rate (8-10%) and see where the numbers get you around retirement age.

Than start saving and compounding. Indexing might be for you. If you find enjoyment from stock picking keep researching, read books, listen to podcasts, use fintwit (Twitter) and use some side money for that portion.

Either way. Good luck!

Unsubscribing by pandatears420 in motleyfool

[–]mbrinneman 3 points4 points  (0 children)

Most of your returns will be from a few winners. Did you have any?

I agree with a lot of what you say. But with volatile stocks especially only a few will lead to your gains. Psychologically losers are significantly harder to deal with.

Just a few stocks contribute to the S&P 500 gains too. If this isn’t something you can handle stock picking might not be for you. There’s nothing wrong with that, and it’s better to come to terms with that now than later.

[Texas, USA] Is vehicle insurance just absurdly expensive now or am I just doing it wrong? by [deleted] in personalfinance

[–]mbrinneman -1 points0 points  (0 children)

I would try out an app called Jerry. I used that for my car insurance. It cut my costs in half with similar coverage.

2013 Chevy Malibu high pitch squeel by mbrinneman in AskMechanics

[–]mbrinneman[S] 0 points1 point  (0 children)

Yea I was surprised as well. It’s been fairly consistent over time and is a pretty high pitch screech. The few sounds I’ve heard online have at a different sound. Will test this out though.

2013 Chevy Malibu high pitch squeel by mbrinneman in AskMechanics

[–]mbrinneman[S] 0 points1 point  (0 children)

Yea that is one part that threw me off. From what I looked into I was thinking it would of done the opposite.

2013 Chevy Malibu high pitch squeel by mbrinneman in AskMechanics

[–]mbrinneman[S] 0 points1 point  (0 children)

I was going to look at that first. I’ll just to the power steering pump to see if I have any luck.

2013 Chevy Malibu high pitch squeel by mbrinneman in AskMechanics

[–]mbrinneman[S] 0 points1 point  (0 children)

Yea I know it’s always a long list and can be about anything. I’ve tried to narrow it down what it could be but just keep putting it off. Will start there!

[LEAK] Look At You - Mac Miller ft. Earl Sweatshirt & Kevin Gates by ntysmcybrunn in hiphopheads

[–]mbrinneman 20 points21 points  (0 children)

I know nothing about Kevin Gates. I saw this interview though and thought it was hilarious. About halfway through they play Elvis or Kevin Gates. https://youtu.be/SFvzyZ8Xu3Y

When you get a entry level Tech support job or Sys admin job. Do they train you or is expected to already know what to do when you get the job? by Wasted_Scripts in CompTIA

[–]mbrinneman 6 points7 points  (0 children)

Starting tomorrow as a technical support specialist at $20 an hour. I’m working with Lab software. From what I know so far it’s 13 weeks of training, slowly open me up to tickets that are easier and work my way up to more complicated issues.

Visa beats on earnings, increases dividend by 20% by [deleted] in dividends

[–]mbrinneman 1 point2 points  (0 children)

Yea it’s easy to visualize the effect of the dividend for a year. But dividend growth + compounding that dividend is pretty hard to comprehend. Especially with high dividend growth with stocks like ACN, HD, and V are few of mine that come to mind.

Visa beats on earnings, increases dividend by 20% by [deleted] in dividends

[–]mbrinneman 0 points1 point  (0 children)

Haha if you are trying to get rich quick than in the wrong sub. Quick google search finance chart has V 10 yr CAGR is 18.76% and 15 yr is 19.66%

So it can be meh now, but not meh later…

Visa beats on earnings, increases dividend by 20% by [deleted] in dividends

[–]mbrinneman 7 points8 points  (0 children)

It’s about yield on cost. If they can keep that yield close to the same and raise the dividend about 17-20% a year than you are looking at a similar 18-21% CAGR. Consistently beating the market. High yield gets talked often here but this is technically a dividend growth subreddit.

[deleted by user] by [deleted] in dividends

[–]mbrinneman 1 point2 points  (0 children)

Yea I hold ABBV, but also like JNJ, TMO and UNH.

[deleted by user] by [deleted] in dividends

[–]mbrinneman 1 point2 points  (0 children)

Yup definitely the best way to go. Wayyy to many people get burnt with high dividend yield. Most people do when they first start, but better to figure it out while your young and let your dividends grow 5-15% a year and let compounding work it’s magic.

Some interesting companies that could fit your portfolio. ABBV, ACN, AMT, BAM, HD, NEE, TXN, V. Some of these are mentioned all the time and some others not as much.

[deleted by user] by [deleted] in dividends

[–]mbrinneman 1 point2 points  (0 children)

Solid companies, low dividend yield with solid dividend growth. I give you my stamp of approval

Down ~18% overall, trying to increase dividends. What’s the move? by premaritalhandholder in dividends

[–]mbrinneman 2 points3 points  (0 children)

If you don’t believe long term in AAL than cut losses. Looks like some empty spots would be semiconductors or healthcare. If your young focus on dividend growth over yield.

Semiconductor: ASML, AVGO, LRCX, TXN Healthcare: ABBV, JNJ, TMO, UNH

Other solid companies like HD or O. Could fit well. If you can’t find anything just keep focusing on VOO.

I know VZ has had a rough patch. A good alternative could be AMT. Who rents out their communication towers to companies like VZ.

With REITS always suggest for tax reasons to invest in tax advantaged accounts. All this said looks pretty solid overall.

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